First time homebuyer here, do you think housing prices will ever come down. I’ve been seeing a lot of houses in the area I want to buy asking for 100-200k above the average value of the surrounding homes. Is this just what the market is now or do you think this is like 2007 and the bubble will burst soon?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

How many policies a month do you sell?

How do you get somebody to want to buy life insurance right now instead of waiting?!?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

What is the difference in subscription to notified and subscription to approved mutual funds?

Tampa lawyers who work downtown: where do you live? Looking to purchase a house soon and am trying to decide between a low commute time (crappier house and a tight move financially) and a longer commute time (nicer house and more comfortable financially). The longer commute time also comes with better public schools, and I want to have kids.

Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

Freelancers - who’s your tax guy ? I’m very, very confused.

🔮 Looking for some buys with my new found gains in ETH 🔮

In Chicago Illinois, are Propepty taxes paid annually? Or in another way, if I sold my house today, I am still due to pay second half of 2021 in taxes at my end?

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Best sign up bonus right now that is not the CSP and the Amex platinum?

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

Received my 1099-INT after filed for tax refund 😳 It’s only $0.23. Do I need to amend my refund?

Any tax accountants/attorneys in here? What would happen to the 401k of a foreign worker if they cannot longer maintain an immigration status and have to go back home? What about a ROTH 401k? Assuming they made after-tax contributions, would they still be able to take tax-free distributions if they are non-resident aliens for tax purposes?

Client had a privately held REIT in IRA. Trying to transfer to IRA I manage to diversify. I need some help. Continued...

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

If you could go back in time what would you tell yourself before taking out student loans?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Note taking is not something I was ever particularly good at. Shorthand, symbols, abbreviations, multiple colors - they're all things I use haphazardly, and without consistency.

I think I really could benefit from stepping up my note taking game.

Anyone else spend time intentionally building this skill? Any good resources that helped you becoming a better note taker?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Is an SDR in tech sales for a saas company typically a very challenging role? Do you feel a lot of pressure? Can the sales skill be learned?

Hi! Does anyone have any Christmas gift ideas for a 30 year old female (currently pregnant)? She loves almost all designer brands, but I’m hoping to keep it under $500... (sister-in-law).

Sunday Wordle 449 5/6

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⬛⬛⬛🟨🟨
⬛🟨⬛🟨⬛
🟨🟨⬛🟩⬛
🟩🟩🟩🟩🟩

What should be the salary in Amsterdam, Netherlands. Considering the current inflation and high cost of living in Amsterdam as compared to metro citys in india
Yoe: 6-7yr
Tech stack - Java backend/Full stack developer
Current ctc in india : 27lpa

Working as a PM for a client on behalf of Virtusa.

YOE - 8 years(3yrs as Dev +1 yr as BA + 4 yrs as PM)
Current Ctc - 15 lpa

I feel like I am getting underpaid. What should be the probable package i should ask for the next switch or should I continue with the existing company.

Suggestions are very much appreciated.

Best meal you've had in Chi town recently? Parents are coming!

Is TailorBrands worth the hype??? Someone who used it lmk some pros and cons please.

"Use the approved language."

"Why'd you use this language?"

Moving to Boston from Chicago. I am very attracted to Cambridge. Any residents care to share your thoughts on the area? I'm in my early twenties, will be living with my parents and sister (also early twenties)

Hi,
My date of joining in TCS is 16th November 2022

- Will the onboarding be virtual or physical?
- How many days would it take before I get a laptop and start working?

Do intramural sports registration fees get covered by WageWorks? Just see a vague ‘registration fees’ coverage so wanna be sure.

Does your company split data science roles into different practices like data & analytics and software engineering? Does this inhibit collaboration & Where does a data engineer fall?

How have you seen telehealth and virtual care affect the admin side of the industry?

Hi,
I have a 1.4 year working experience and work as Junior Associate - Technology.

In this 1 year I have been working in Adobe Analytics.

I want to know what is the pay range for this?

For those who have worked at multiple FAANG companies, what are the biggest differences between them?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Is it common for HOA to ask you to prove your car registration is up to date?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Does buyer have to share appraisal with seller? Can seller request it?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.