First time homebuyer here, do you think housing prices will ever come down. I’ve been seeing a lot of houses in the area I want to buy asking for 100-200k above the average value of the surrounding homes. Is this just what the market is now or do you think this is like 2007 and the bubble will burst soon?

Any thoughts on I bonds? Some recommended them. Pros, Cons ?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

I put money in VTSAX which is a mutual fund vs. an ETF. Am I dumb?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Does the IRS $61,000 total contribution limit include IRA contributions? Or just 401k (employer, employee before tax or Roth, and after-tax)?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

What actual stocks you all buying today? Got some cash from settled trades I want to deploy

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

Morgan Stanley or Schwab? Which brokerage should i choose?

Invited to interview for a PM role at Lending Tree. My first round is 30 mins with the hiring manager ( Director of Product) . Should I be expecting only behavioral questions/experience related questions given the time frame of the interview?

How hard would it be to lateral to Valuations, and would the comp/hours be any better?

For those who have lateraled to MBB or a Tier-2 firm (ATK/S&/OW/LEK/etc) - how did you find time to prep for case interviews if you’re staffed on an intense project?

Are the exits between Big 4 management consulting and MBB that wide?

Ranked in terms of excitement when I come on Thursdays:

3. Wife
2. Kids
1. Dog

New to Chicago - how do I find new friends here?

Can someone help me understand why people are pumping crazy money into DoorDash and AirBnb but didn’t go equally Gaga for Palantir?
Don’t get me wrong, I like DD and Airbnb, but the $100+/share seems odd to me given that both are susceptible to regulatory and overall consumer confidence. I was able to buy into PLTR for $11/ share fwiw and think that company has better long-term upside prospects.
But again, would love to better understand the DASH and ABNB mania. Feel like I’m missing something

Does oracle oci provide cab service?

Contemplating move to Chicago. Female, mid 30s, single no kids but have a dog. Will have a car. Not into the clubbing scene. Want a neighborhood with walkable coffee shop and weeknight eats. Where should I buy? ( remote worker)

Does anyone have experience taking the Marketing Management and Digital Strategy Graduate Certificate at Harvard Extension School or other certificate? Thoughts?

Burning out - Product Manager at Deloitte looking for a new company. Anyone want to talk or anyone hiring?

Anyone here moved to Edgewater. I am getting a terrific deal and I am very seriously contemplating the move mostly for money saving reason with a lot of upcoming personal expenses. JC has become quite pricey too with no good one bedroom under 3k.
31, engaged, fiancé on west coast law school, I don’t ever go to bars.
Have to go into work perhaps once or twice every 2 weeks only.
Pls DM if you know more. General safety, cleanliness, delivery, Instacart routes etc.

People in NYC/LA: how is Purple PR regarded? Particularly for digital/social work?

CREATIVE DIRECTOR/ART DIRECTOR NEEDED in nashville. if the idea of hot chicken and great work sounds like something you’d like, hit me up.

How do you make the most money in STEM? Is it about having a degree, prior experience and getting in touch with people? What’s your *success secret* and how does it relate to what you’re currently doing? Maybe you think business owners have the highest potential to make the most? Process engineer at an industrial facility in Goodyear, Arizona

Has anyone done a PCNA assessment before for a job interview? Pretty much I ace this, the job is mine. Stressing because I’ve never done one before 😰

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Does buyer have to share appraisal with seller? Can seller request it?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How can I invest in real estate ? Looking for an additional passive income source

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Do you thank your tenants for paying the rent? A quick thank you text?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.