Folks, I've recently moved to the U.S. and healthcare here is a maze, even if I have health coverage through the job. I've been wanting to see a therapist and it feels like it is quite expensive to see one. I'm on a HDP PPO plan and essentially I was told I pay $250 a session till I spend ~$7000, and then insurance copay kicks in. Seriously at a loss if I'm missing something or if folks spend the same on seeing a therapist. I'm curious as to how a lot of folks are able to afford the price tag.

It’s open enrollment season, and health insurance premiums are way up at my company (up 37% to $600/month for a family). Anyone else see big increases this year?

I have some mental issues that affect how I do my work. Is it appropriate to bring them up ever, or is it seen as an excuse?

Hi everyone! I am working with my HR to improve our maternity/paternity leave policy. Currently I only get 2 weeks fully paid and then an additional 8-12 weeks at 60% pay (short term disability). I need some examples of companies with less than 100 employees and what your maternity/paternity policy is. Please include company name! Thanks!!!

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

How to transfer PF fund from hcl to epfo if i was a non pension member???

My only limitation are the need to sustain a life and time

25 Years old in Toronto - stressed about finances 24/7 and really impacting mental health. How do y’all maintain peace with savings goals / aspirations.

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

is there zensarian from banglore location?

I’m in Georgia, and in the process of settling a claim. The liability insurance rendered the full policy limits of 25k, a release has not been signed yet, the coverage is 25/50can I still send a loss of consortium demand for the non-injured spouse ?

We were not trying to conceive. And I was drinking alcohol like twice a week.
Now I missed my period and pregnant. I am panicking a lot, not sure if I want a baby right now. Definitely i cant deal with pregnancy constantly knowing how much u drinking could have affected the fetus and if i could ever endure the consequences it would bring upon the baby
Help me understand if my baby will be fine or not.

Gym finally opened and I am actually under weight. It is as unhealthy as being over weight. Need help bulking with healthy diet. Starting with a trainer this week. Experts out there please advise on protein snacks and other do’s don’t to make meal plan

Does anyone here in a health system have insurance that covers fertility assistance or get paid parental leave? Really like my position at my hospital but as we start to plan a family - I'm nervous about the cost. Just looking around regionally - it looks like most health systems don't cover this.

Anyone from Allied Benefits LLC know the salary for a Reimbursement Specialist?

Hey everyone! Feel free to provide your advice for a work/life balance with Exercise. Personally I’ve been training for 5ks everyday in the morning. Can’t wait to hear about new gains and achievements

I was recently (in April) fired from a good nursing position that I was at for 5 years. I reached out to my old ADON to get some information on where we had our vaccinations from and she told me that I should come back and the administrator that I had issues with is gone. Is this something I should even consider? I miss my patients and some of my coworkers and the pay is better, but I don't feel like I would really be welcome to come back.

What’s our bereavement policy for PDM? Lost a loved one yesterday…

Okay, thank the stars this “estimated 9.2lb baby” was only 8lbs even. 😅

Need some advice.I’m on the backside of my career having spent 35 years in healthcare focused on the delivery of care and the insurance of it in business Felipe my for disruptive companies. I am looking to create a side huddle that could grow into a part-time gig in 5 years earning 60k where. I am not a licensed medical professional but I know the healthcare ecosystem, motives, thinking, and challenges that exist. I’m wondering how to parlay this knowledge into a side gig. Looking for ideas.

Any small accounting firms looking to move away from doing payroll services?

Looking for a lighter/puffer winter jacket and figured at this point I’ll wait until they go on sale. Does that ever happen with Barbour, Patagonia, Northface etc?

What projects are working for you on a cart? So far, weaving and fiber is going great for me. It leaves little mess in their classrooms and doesn’t require a ton of supplies on my cart. Supplies are also inexpensive.

I am working on putting a PD session together for new teachers about using tech in the classroom. What tools/skills do new teachers need to know when they get started (other than learning their school's grading/attendance platform)?

Anyone have advice for talking to teachers in your school that are upset with you?
My 4th grade class didn’t show up today because the teachers are upset that student behaviors that are an issue in music are carrying over to their classroom. I understand their frustration, but nothing was communicated with me. I even thought things were going better this week.

I'm going to sleep. Good night, everyone!

I've got some friends who work remote jobs, and every day I grow more jealous of them during my one-hour commute.

Thoughts on Roland Berger’s Dubai office?

Recommendations for best suits in Dubai? Good quality but not 10k either.

How long does it take you to draft a patent application on average?

Any bi women in this bowl

Is anyone looking for a pair of tickets to Young The Giant at Red Rocks tomorrow night? Have a pair of reserved seats I can't use and don't want them to go to waste. Should be an awesome show.

What do y’all look for when hiring entry level producers?
Whats the best way to get a foot in the door?
Is it possible w/o producer internships but other work xp?
Asking for a friend

Does anyone have a preferred job board or recruitment company for finding new producer jobs?

It’s been week I joined @deloitte USDC Gilbert(analytic and cognitive ) , as solution specialist I am on bench .. any suggestion you guys can give me in getting projects ?
#deloitte

Supposed to start at D at end of the month. Anyone familiar with HR strategy & services? Any insight is greatly appreciated :)

3 weeks in as an experienced hire and still struggling in terms of understanding my role on projects, networking, organization structure, firm initiatives and career development process. How long did it take you to settle in? Any tips?

What's next after healthcare for you all?

I recently took a sick day and felt like my team was judging me / didn’t believe me. How do you approach taking time of when you are legitimately at a breaking point? AND if people ask

How do you determine whether your inability to get out of bed in the mornings is due to depression or mere avoidance of all the crushing work and stress that awaits you? Still WFH and now beginning to get worried at how late I’m getting out of bed these last few weeks and feeling completely unmotivated to do anything.

Anybody had experience with 10mg Doxepin for sleep issues.

I think it’s over with my SO of 3 years. He tells me he loves me and wants to work things through but has lied to me several times in the past - some which were the same mistake three times. He knows he needs professional help (he’s also on antidepressants and has PTSD) but I don’t know how I can trust him again. Feeling completely broken - cannot believe the situation we’re in. I’m so sad my heart is breaking and I don’t know what to do

Any CBd/hemp oil brands that has worked for you guys?

Not sleeping bc I don’t want to wake up for another week of the stressful, meaningless sameness. Please share how you carry on.

Feeling very anxious. I have no idea why or about what. I just feel this lump in the pit of my stomach and a tightness in my chest and worry/fear on my mind. Like something very bad is about to happen

My mood has been fluctuating so much lately. Some days (yesterday) I wake up feeling invincible and some days (today) want to hide myself the rest of the world and feel like nothing will ever get better. I’m trying to push myself to make plans with other ppl and am really self-conscious about it cuz I don’t want ppl to see me in low spirit.. any ideas on how to fix that?

I was trying to figure out what my personality trait was a few days ago. It’s depression, my personality trait aside from work is depression

I have seen my parents fight every since I was 8 and I’m 27 now and nothing has changed. I discovered at 17 that my dad is gay who had multiple relationships with other men. We were devastated but....

Ordered a shroom grow kit and two kinds of spores. I've never taken them and always wanted to. Let's see if they do anything to rewire the brain like some people say!

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

I’m feeling anxiety about Coronavirus. Does anyone else think that the virus is being used by the government for population control? I don’t know if I’m paranoid.

Up antidepressant dosage or quit?
Relatively new position at a coveted firm as their Marketing and BD manager. Have suffered burnout and depressive episodes previously: can feel the symptoms raising it’s head. Most importantly, struggling to tolerate how directors speak to me, whereas previously I wouldn’t take it personally and get on with it. Actively looking for a different position as I’ve come to discover this company exploits EME employees, but want to attempt to end on a “high note”.

Hey Fam, I just had my first session with a therapist today and I’m actually feeling pretty good about it. Any tips on starting the process? It’s definitely overwhelming to try to cover everything...

My anxiety has been at bay after changing my job and just feeling like I HAVE control over my life. But now it's back because I feel like I'm behind in other aspects of my life (I.e dating). I have so many friends getting engaged and I just feel... anxious since I am SO single. I'm 27, and I know I'm at that age where people do but it just sucks. I've been on the apps too and it's just... more demotivating honestly than anything else

Anyone around who I can vent to?

Just started Prozac a week ago. Do the side effects diminish? If so, when....any first hand experience?

Thoughts on Viibryd? Im on my 4th week and I feel like it’s affecting my cognition. I’m finding it difficult connecting the dots as I carry out my job and it’s getting me worried.

Not sure where to ask this properly, but has anyone used their EAP program to see a psychiatrist?