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The latter
Rising Star
The latter. It’s team work.
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Everything is shared. I make triple what my spouse does but we are a team. Despite me making more, our individual allowance for "fun money" will always be the same and all bills share
If it's a large purchase that is expensive and would go over our "fun money" (e.g. me buying a PC, or my wife getting extensions), then we talk at the beginning of every month and either approve it and charge it seperately as if it was a bill, or otherwise may compromise and make a "payment plan" where it's just deducted from the person's "fun money" for X many months
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About 9% of net income (after tax). And we do spend more on leisure, "fun money" is just money where we don't need to consult the other at all to spend it. It is separate from big purchases as I mentioned. Although typically we are pretty frugal, so big purchases would typically be soft necessities such as having to getting a new wardrobe for work, getting a haircut, money for gifts to family/friends, etc
The latter but it’s hard sometimes when you make 4ish times what your SO does. Though I’m newly married so maybe I’ll fall into it more.
Yeah, that’s more or less now our relationship went, too. I guess you have to pay more if you can and it’s what you want 🤷🏻♂️
Rising Star
The latter, but we also have our own budgets for stuff that we want as individuals. Like my husband is building a pc right now (I know way too much about the 3080 shortage right now...), but we wouldn't use my our our savings to pay for it, just his.
If you aren’t going to share everything don’t get married
The latter. I don’t get marriages where finances are handled separately, but I guess whatever works for each couple.
My husbands income is very non-traditional, and not super consistent month to month. We live off of my salary (living expenses, savings, investments), and treat his income as “fun money”. The flexibility is great for our family, but it puts a lot of pressure on me since I’m the primary breadwinner.
Regardless of who brings home what, it’s OUR money, and virtually everything is a joint decision. We are 100% a team.
Rising Star
The latter. You’re a unit. You ride together, you die together.
Depends. It's "our money" but "my expenses"
Chief
Definitely the latter. It’s all one pot; the main consideration about the difference in our incomes is resiliency planning/risk appetite, career-wise.
The latter - it has varied who is earning more, during a couple of years of kids my income was most impacted yet now is starting to leap forward and is likely to grow more
We also discuss our savings / investments approach, yet each has the choice on what to do with it as long as we are saving the amount we have talked about
Didn't you know the rule.. After marriage her money is hers and my money is hers as well..
I see everyone doing that things are shared, true. But on the other hand, if the significant other is not bringing in an income, say for the case of a housewife/househusband it's kinda weird to say "we" made x money. Similarly, if that housewife/househusband doing all/majority of the chores (like cooking a delicious meal), it's kinda weird for the other person to take credit for that.
Rising Star
No one claimed that you couldn't say that?
Thanks all!
The latter. We got married young and hadn’t thought too much about how we would handle finances so for a year or so after we just kept things separate as before. Then decided to merge everything, set goals as a couple, establish a monthly budget and discuss finances every month. It has brought as so much closer and done wonders for our relationship to know that we’re working towards shared goals and a common vision for our life together