{ "media_type": "text", "post_content": "Freelance designers - what do you do for professional liability E&O insurance? I’ve looked at some quotes and they seem pretty pricey. Do you have it or just not bother? I just started an LLC for my graphic design business. Located in Pennsylvania, USA", "post_id": "610ab5ac69dcfd002854a9ec", "reply_count": 12, "vote_count": 1, "bowl_id": "5908c9d5f735ee00105b9fa4", "bowl_name": "WFH Freelancers" }

Freelance designers - what do you do for professional liability E&O insurance? I’ve looked at some quotes and they seem pretty pricey. Do you have it or just not bother? I just started an LLC for my graphic design business. Located in Pennsylvania, USA

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Where are you based? I hear WithJack here in UK is pretty good

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I didn’t think to put my location. US in PA

It’s $1k a year for me. I have 2M insurance. Hiscox Its no problem for me because it’s one small thing to do that signifies that you’re a business and you take your clients work seriously.

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That is on par of what I’m get it if quotes for. Thanks!

I use Bunker. It’s not terribly expensive and it’s extremely easy to sign up/RE-up a policy.

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For me a 3 month policy was about $40 for general liability.

I’ve never done it, but I mainly work with agencies and it hasn’t come up. Maybe I should tho — has anyone ever heard stories of it coming in handy?

If you’re playing with large numbers/contracts.. it’s WORTH IT to get insurance. No questions asked.

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