Grrrr Amex pulled off the Groupon gift cards from MR... Amex points are becoming useless with less and less merchants allowing redemption of 100pts=$1

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Anybody know what's up with QS?
Good to buy the dip? They down 40%

Query regarding Switching of Visa from Skilled worked dependent to Individual Skilled Worker visa. I was on a Dependant Skilled worker visa for 1 year 1 month and now switched to an individual skilled worker visa. Will the previous year in the UK count for ILR ? Or does the clock start again

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

How do filmmakers find investors?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Bowl to discuss investment strategies, how and where to invest

How much are we expected to lose in this VPB post tax? Any ballpark percentage estimate?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

Anyone deal with this before: I inherited a severely under developed team including a sr analyst who clearly was doing the bare minimum, if that. Over the last 6 months I have had to coach him and correct simple mistakes in his work and recently it got so bad that I told him he would receive a low rating in his evaluation. He lashed out, involved HR saying he doesn’t understand why, and now my review points out stuff that I would have let slide.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

What’s a good Marriott Bonvoy points vs $ conversion to make decisions on using points or $?
I’m contemplating 40k points vs $168 including taxes at a category 4 location

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?

Hi! I’m doing some research on employee benefits (medical insurance, 401k, HSA/FSA, commuter benefits) and was hoping to connect with People specialists or HR professionals in the comp & benefits space. I’m trying to better understand any pain points or challenges you might face with utilization/enrollment. Anyone interested in connecting? Thank you!

What are some good modern/post-pandemic personal finance books you can recommend?

Best stocks to buy/DCA into during the continued recession/incoming pain?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

Anyone try Redensyl or KeraLase for hair loss/hair thinning?

If I accept the promotion to Partner/Principal what's the least number of years I could work without it being a financial mistake. I have an opportunity to do something completely unrelated that's my passion, but I feel like that's the wrong decision when I'm this close.

The other opportunity should still be there for 2-3 years

45 M In Bay Area CA . Any female 🐠 from Bay Area here?

Did anyone from GDS SAT got to know about their ratings yet ?

Best podcasts for self improvement?

Loving The Knowledge Project by Shane Parrish right now

I have an interview for a LTC/Rehab Nurse Manager, Infection Preventionist position next week. My base salary is $40/hour as a charge nurse. With overtime I’ll be finishing the year about $15000 above my base pay. I have questions: first, I know I’ll be putting in at least the same number of hours I’m current working (50+/wk). How do I leverage that to avoid a pay cut. Also, any tips from people in this position?

Any MBAs here that competed in a case competition or an entrepreneurship case competition and willing to chat?

Anyone had any luck getting leftover vaccines? Have you waited in line at a site or called ahead?

Hi, l’m looking for a referral for a non tech forensic manager position. Feel free DM me if your company is hiring. I can provide more details in DM. Thanks in advance.

Hello guys,

I have experience of 3 years in Procurement and I have completed my course in SAP MM Hana from a recognised institute. Please let me know if anyone is hiring for the same role.

Thanks

How hands-on are you in scrum meetings?

How do I tell a firm I screened with that another firm I screened with is moving forward with full rounds? I would prefer the former firm, even though the latter firm is ranked higher. Thanks for any advice

I am looking for referral in Deloitte.

Anyone can refer me to senior international tax position at Deloitte? (Dallas, TX)

Will interest rates ever get back down to covid era levels?

Question: an employee was asked by his boss for same day turn around on responses/deliverables on a days he requested PTO. He completed the work. The manager wants to know if she can still deduct PTO time for the days requested, even though he completed work on those days. Help.

I'm still new to DC, where are your favorite spots for electronic music (outside of shows at Echostage)? Bonus points for day time spots.

Deloitte GPS consultant range? I’d heard they are slightly higher than the rest of the big 4 in the public sector space

Question for yall. How likely is an offer once a company decides to do a reference check? I know I am in the final 2, from context clues in interviews. I just dont want to get my hopes up.

anyone use Lunchclub AI?

Hi all,
I am currently working in infosys as Devops consultant with 4.4 exp and looking to switch company. Can anyone refer me in tcs ?

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

What’s the point of Hyatt globalist concierge? I emailed the guy asking a question and never replied to me

I canceled my Amex paid membership as we aren’t traveling for work yet. Have 100k points to redeem in 2 days. Don’t want to waste it on target or Walmart gift cards as they have terrible conversion rate. Any suggestions? May be transfer to Emirates points as I will travel to Dubai in a year?

💳Credit card help💳 Starting a new job in two weeks. The new company does not give a corporate card, so I get to pick my own. If things were normal and I was traveling / spending as usual, getting the CSR or AMEX platinum would make sense. But with things the way they are, what should I do? Work related expenses will be minimal, but Im moving/furnishing an apartment so personal spend will be decent. TIA!

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

What is your credit limit on CCR? We're going through some life changes (wedding, rings, travel, etc.) and was recently surprised to find my credit limit is only $30K even after being a solid customer. What are the ways I can get an increase in the credit limit?

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

Hotel recommendations in Sydney and Melbourne?

Does anyone ever redeem Marriott points for gift cards? Is it worth it?

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

What is everyone doing with corporate card Amex rewards annual fee? Is it waiveable since there’s no travel?

I have been searching for a travel card for months. I am a young guy who is looking to take advantage of credit and earn points at the same time. Cap One just released an interesting new premium travel card with a lot of seemingly good perks (Venture X). I also looked at the CSP and the Southwest Priority card. My girlfriends family has Southwest and swear by it, with companion pass being the differentiator. I am in the DMV area and have mostly flown Jet Blue or Southwest. Any thoughts on this?

Incoming BA - any advice/links on the math for the best credit card for personal use?

I can get to next tier (Titanium) Marriott Status using my annual choice award or with a credit card - question being, what historically has been the best offer on the Bold or Boundless cards and how does the current offer compare?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

I screwed up. I’m a newb and didn’t know how mileages work and my gold status w AA is about to expire. I travel weekly and idk whether I should fly w/o status or pay $400 to extend it. Thoughts? 😭

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!