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👇Let me know in the comments if you found this helpful :)
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PwC India Guys need advice, i am having below offers, my priority is learnings and WLB 1) Saama Technologies (Pune) - X LPA..provided permanent wfh however with clause of reporting to office incase urgency. I am from delhi so not sure about urgency clause. 2) To the New(mid size comoany) - X+1 3) PWC - X+2 Yoe - 5.5 Relevant 2.5 yoe Skillset Sql and powerbi Thanks in advance..Saama TO THE NEW PpwcPwC India
I actually never want to go back to the office
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Looking at the difference, it might be because of GST. In policybazar, GST is added at very last step, just before payment. So, it will become same
Pro
I thought the same.. Double checked everything. These amounts are including GST. Cover age is same. Premium pay years is same. Cover amount is same.
2.5 crore
Upto 65 years
Pay premium for 20 years
Max Insurance would be better. For 40 years cover period, you will get your premium amount back at the end. I'm looking to buy that. It's highly rated then all other companies on Policy bazaar, also claim rate is very high.
Pro
What's the total amount u have to pay and for how many years?
Policy bazar must be taking a cut in agent commission to stand out in competitive market.
Pro
Well.. I found out the reason.
For Tata AIA, premium drops when one crosses the salary benchmark of 15LPA.
So if u are earning less than 15lpa, premium is high while premium is low in case ur annual income is more than 15lpa.
Still strange though... They are charging less premium from people earning more.
It is assumed that if you have a good package then obviously you would be taking good care of your food and maintaining a healthy lifestyle, which a low income person can avoid due to financial reasons/other priority. Of course it differs person to person but just to create a cut off, they assume so.
Another reason could be they want to attract highly paid people so that they look at their plans for investment/tax saving perspective.