Hello everyone
My mother will undergo surgery. Can anyone please tell me the process of insurance claims in medibuddy? Is it cashless Or i have to first after that i can claim??

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Call the medibudy helpline. also check with your hospital medical insurance department.

Both option available there

Check the network hospital list. If the list has the hospital wherein your mother will be operated, then cashless also you can go for. Otherwise, reimbursement is the only option.

In reimbursement, please try to get the proper receipt of everything. It will help while filing claim.

Network hospital will have a Insurance desk, once you have clarified from Medibuddy regarding the above thing, hospital will initiate the process if it is cashless. Even if it is reimbursement, let them know because ultimately you need a form from them for he same thing for claim process.

From what I remember, there is a copay of 20-30%. So, your policy will only be covering 70-80% of all medical procedures cost. Non-medical employee only has to bear.

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