Hello, I recently got married, and my husband and I are starting to plan for retirement. Does anyone have suggestions? He is 17 years older than me, any tips on how we should handle our retirement plans?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

Hello Fishes,

I am new to the investing world. I have invested some 80k in Nifty fifty index funds. I wanted to increase my investment in other MFs and stocks.

Can you advise how to start it considering short term and long term financial goals.

Short term goals - like for 2-3 years

Long term goals - like for 5-6+ years or more depending upon the performance

I have seen multiple you tube videos but seems to get confused on how to start and which funds to pick.

Thank you!

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

How is leaseholds taxed in Texas for personal property?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Is the mega backdoor Roth looking like it’ll survive into 2022 at this stage?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

The wife, baby and I are moving to Greenville SC in the spring.

Would love to hear anyone’s experiences about the city and where you’d suggest we start our house search!

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

How do you effectively plan for retirement?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Anyone moved from NYC to Miami recently? I have moved over 2 months ago, still trying to adjust 🤔

Hi All, I am currently working at Accenture Strategy at Analyst level, I am under-designated and underpaid and my practice will present my promotion case in Aug while the results will be announced in Nov.
I have two offers in hand and am confused which one would be best for my profile ( I am a CS engg with 2.5 years experience prior MBA and 4 years in CPG, e-com consulting). Offers I have -

1. HealthifyMe - Strategy, 45 lpa
2. Amazon Sr Program Manager, 45 lpa
Is there a scope for negotiation?

I am a Project manager having 11 years of IT experience and currently looking for non tech PM opportunities. Can any kind hearted person please help me to get referrals in FAANG?

Recent graduate with Bachelors of Health Science in Workplace Health and Wellness. Currently working in a Healthcare job but as a client service coordinator. Really would like to get a job in my field. If anyone has suggestions/recommendations please share. Within GTA would be great if not, remote anywhere works.

Any good tiffin services in jersey city?

Comment DM below if you are willing to give a referral to your company. Just thought this would make a more centralized thread. P.S I am willing to give referrals as well.

What's the salary range for an Assistant Manager (4 YOE) at Deloitte?

4YOE @Amazon & trying to lateral to a similar role @FAANG. Have my undergrad GPA (3.8/4) on resume from top 15 school but colleague says to take it off (looks silly). If it’s a good school & high GPA, why ever take it off your resume? Even if 10 YOE...can’t hurt?

FAANG ranking: Google, Netflix, Facebook, Apple, Amazon. Is this correct?

Now that Facebook is Meta, I thought I’d just pitch MANGA as the new FAANG…

Hi fishes I am fresher from Computer Science. I am allotted salesforce developer profile in my organization. I want to know how good is salesforce developer for career. And how will be it's demand with respect to future. Please guide me I am in a lot of confusions.

Any joining bonus will we get if we join in tata elxsi as experienced?

Hi All,, Has anyone joined UST - PTEC (equifax) company recently for pune or other locations? Can someone please provide review of the same. Thinking to join the same on 30th dec.

Please respond.

After how many wears do you usually dry clean your suit jacket, suit pants, and blazer?

1) Hypothetically if you were looking to sabotage a colleague, can you code an excel document to throw off their numbers or calculations, (if you send them that document and they download it for use)?

I just got married and my wife is a US citizen. I need to file my green card application. Does anyone have experience on filing on their own or lawyer recommendation ?

Any Indian national recently came to US through the London Heathrow airport.

Parents coming from India and have a layover at London airport. Are there any covid restrictions we need to worry about?

They are fully vaccinated and they will have a negative Covid test 12 hours before the start of the journey.

I have just recently accepted a position as Director of Compliance at a Fin-Tech company here in Naples, FL.. My previous 17 YOE were strictly in the Financial industry. Does anyone know what the average salary is for this position? I have a sinking feeling that I accepted the role too quickly without comparing salaries. The position only pays $50k/year. That seems low to me.

I’m a CFP® and work as a test engineer for financial planning software. I’m pretty new to the tech space, and wondering what jobs might be out there in the fintech space as I gain more software knowledge. It’s kind of niche working in financial planning software as my background is financial planning. What kind of jobs are out there that might translate well and would have good earning potential?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

What does 401k mean?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone ever use a credit repair service and have success?

Best high yield savings products?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Google stock to buy now or after the split?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Have about 5k to invest - should I do FXAIX or FSKAX?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.