Hello trusted fish! I’m 23 & have been decent whth saving/investing so far. I bought the dip in March (all my $!) But have sat out most of the year. Need to get back into DCA regularly next year so looking for ETF recs. Currently hold VTI, VNQ (reit), and QQQ. Next year, I’m looking at VTI, QQQ, ARKx... any thoughts?!

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