Help! How can I improve my financial security other than maxing out 401k and Roth IRA? I have 6 month emergency savings, no debt and don’t know what else to do with my money. I live frugally and own my home but unsure what next steps should be taken because I don’t understand stocks

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1. Make sure your 401k and IRA are invested in a low-cost mutual fund or ETF.
2. Open a taxable brokerage account and buy more low-cost mutual funds or ETFs.

You don’t need a deep understanding of stocks. You can learn if interested but financial success comes from habitually investing and staying the course when the going gets rough, not from picking the next FB/AMZN/TSLA.

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Okay gotcha

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