Hi folks. Moved on 10/1 from Chicago to NYC. How will my capital gains be taxed in each state? Prorated ased on the % of total income in each state? Prorated based on the % of time living in each state? Based on the date I sold each stock? Is there a legal way I can pay all my capital gains tax in IL instead of NY?
Thank you

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

I’ve recently learned about invoice discounting and want to understand how good or bad is it from short term investment perspective. Is there any other instrument that I can look for apart from stocks or liquid funds?

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

In CA, if a tenant dies, who paid 1 year of rent upfront BUT there was no rental agreement, does the landlord still have the right to keep the rent or can the executor of the estate claim it back? Thanks!

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

What does everyone use as their most reliable source of crypto currency news?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

"Stock Market Today: Dow Starts Week on Strong Footing as Energy, Tech Gain"

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

What stocks are you guy guys buying right now in this market?

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

Hi - any good books recommendations for getting started on real estate investing?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

What price did you buy your bitcoin/litecoin/ethereum at? Have you sold any?

What’s normal rent for SF Bay Area?

Is residency / working in a state required to obtain a CPA license there? If I live and work in state A, is it possible to obtain a CPA license in state B?

Hi fishes ,

Has anybody heard about this company Hdfc bank digital factory who are giving offer letter of Hdfc bank and working on doing digital transformation ?

My coworker always takes a super long lunch. How does he have the time to get anything done?

What would be an exit opportunity like for someone with both FDD and CDD experience?

This question is for the project manager/resource manager. Project allocation will be done based on band or based on package in TCS

Hello. I wanted to ask if anyone has any experience working at Gfk Boston unit? If they have a good work environment, the work/life balance is okay...
Any input would help. Thank you

How is your district implementing school reentry? How are you setting up your classrooms to meeting social distancing while still allowing for free play?

Hi,
I am working as Data Analyst. Now, I seen my interest towards Data Engineering.

Please help me to decide, Should I go with
Azure Data Engineer
Or
with Big Data Technology like Spark, Kafka, Hadoop, Sqoop, Airflow.

Suggest me some good course to start.

Thanks 😊

I have 2 offers one from my Current company and one from Cisco my current company is giving 10 percent more than cisco Where should I go should I join cisco or stay in my current company( a small stablished startup )Considering my final goal as FAANG (similar) and I come from a Small College Cisco Amazon Uber Walmart

Guys pls reply…
How is Impetus Leaplogic project for a data engineer ? In terms of technology used and WLB?

I have received an email from tcs that your address verification will be done abc company. My question is will there be different companies hired for different checks or will the same company carry further background checks like employment and education?

Happy short month

Facebook Ads after iOS 14 changes.

I'll share my experience and urge you to share yours:

Since iOS 14 changes, Facebook ads isn't the same anymore. Why?

A. >75% iOS users denied tracking. They are no longer tracked across websites/apps. Facebook lost its edge.
B. Targeting and conversion tracking aren't as effective anymore.
C. Many advertisers have been migrating their budgets from Facebook to Apple and Amazon ads.

What's your experience? Let's all learn.

#FacebookAds

Can you cut 18mg Delmosart (i.e. Concerta) to get 2x 9mg?

Is it true that except behavioural and harrasment ground; TCS will not fire anyone? Due to bad performance; unallocation, "stay in bench for more than a month" cause any job threat in TCS just like other organization?

Los Angeles Area comp for 2nd year asset management?

Currently making $85k with a 7.5k signing bonus. Wondering if I’m being underpaid in my role. Ive tried probing my colleagues but no dice.

Hey Salt peeps. I’m curious what kinds of practices you specialize in and how long you’ve been doing it? Would you specialize in something different in tax if you could turn back the clock?

Looking for a referral to SALT opening with public accounting firms. Please let me know the organization you can help with. Thank you!

My work office is in philly but i wfh in delaware. Why im i paying for both state taxes as well as philly tax. Is that right or do i need to make some adjustments. Im at PwC currently.

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

Oct. 15th is almost here. Hang in there!

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

Why did you choose to work in SALT over other areas of tax?

Anyone have recommendations for sales tax CPE > 7 hours?

Any big four hiring for indirect tax ?

I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

I am not from the US and taxes overwhelm me; the first few years I did them with TurboTax and it was fine but then I entered a domestic partnership and had a baby. I also bought a house (that I don’t live in), so I went to H&R Block to give it a try assuming they could advise me on optimizing my return, it seemed that they are completely transactional as the person is just typing numbers in a form. Any recommendations on how to navigate personal taxes with an actual advisor?

Looking to save on all taxes as my remote career grows. Any recommendations or where to move / establishment residency? I don't see the advantages of being in California.

I am on H1-B visa, open to relocate and looking for State & Local Tax (Income/Franchise) Experienced Senior/Manager opportunity. Which companies are currently hiring visa candidates? Appreciate the responses, thank you!

Hey - Might be moving from Florida to Illinois. Is there any way I can avoid changing residency and IL income tax? Realistically, will I be audited?

Crowe is looking for SALT professionals at all levels. If you are looking to make a move in your career, feel free to send me a DM and we can discuss details.

How is leaseholds taxed in Texas for personal property?