Hot take: if the fed really pauses rate increases as they’re discussing, then today is the cheapest houses will ever be

Is it possible to buy a new luxury German sedan car with 30k budget?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Best side jobs for extra money? Really need to supplement my income..

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Best high yield savings products?

Looking for someone who is trying to cut down on expenses and save more. Anyone looking to get financial freedom or save up for a new business by a certain time period?

My wife wants to move out of state. I'm in my 6th year...500 clients and finally starting to make some money. How bad of an idea is it to sell my book and buy a book in a new state?

Does anyone think there is long-term viability in Cryptos?

Tax loss harvesting question- I have a few underperforming investments (stocks and ETFs) that I’m looking to offload at a loss. If I sell them I would be incurring a loss of around 3-5k. Contd.

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

How do filmmakers find investors?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Anyone here that works at google or FB that's willing to help out and refer another Nigerian?

Hi folks,

I have newly joined Thoughtworks. Was hoping to get some help from fellow thoughtworkers.
Other allowances from ctc is not included in compensation plan. How will it be paid then? Directly at the end of the year?

How’s everyone holding up? For those of us who do 12 step meetings, I for one miss the hugs! We have to work harder now to stay connected as we are isolators by nature. Find time for you 🙏

Hi everyone! Current lease in Pittsburgh, PA is up in December. I’d like to relocate to Tampa. Any recommendations for areas to look into? 24yo female moving with 2 roommates hoping to rent for $2400/mo or less. Have two dogs so a walkable, pet-friendly area would be great :)

Other than the weekly tech event, what are some good happy hours for meeting professionals? Really love that event and hope to find a few more. Thanks!

Anyone know if non-m cars have launch mode?

Any women doing GORUCK ?

Salary range for someone doing payroll, AR, and benefits administration with 12 years experience.

So hard to date while being a consultant. Any luck fellow fish ?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Single book recommendation for user research?

Goal is interview prep. Ideally focused on applications in tech.

Looking for advice and recommendations on starting a non-profit healthcare case management company in my area. The focus population served would be low-income seniors with the primary customers being primary care offices that could obtain contracted case management services based on the practice’s needs/financial constraints.

I have my MSW & nearing completion of my MBA. I have 11 years experience, 6 in healthcare inpatient&outpatient.

What recommendations do you have on starting this process?

Hi guys, i am new to automation.
Is it possible to automate a software (not browser automation)?

Eg. Can be suppose ms word we can go to any menu item and sub menu item etc.

Does LTI change joining date , my issue is my notice period is 30 days remaining but due to some dependency it may be extended 10 to 15 days. What can I do in this situation ?

I’ve seen quite a few people online talk about how digital marketing is dying or on its way out because of AI and other automation tactics. Is any of that true, or are people just overreacting?

Do you recommend getting appliances home warranty (ie American Home Shield) for rentals or do you deal with maintenance issues as they arise (I’m thinking appliances, AC, garage, etc...)? For reference, American Home Shield warranty charges ~$50/month and ~$125/service order!

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Thoughts on Fundrise?

Do you thank your tenants for paying the rent? A quick thank you text?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Has anyone here used New Western to buy real estate deals?

How can I invest in real estate ? Looking for an additional passive income source

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?