How much does VA disability factor into your retirement plans?

I’m fortunate to have a high rating (by fortunate - I mean the VA recognizes my disabilities are connected; I’d love to “not” have them), but still work full-time, as I’m only in my 30s.

I’m a huge FIRE advocate & think I’ll be in a great place to drastically cut back by the time I hit 40.

Anyone else have this type of mindset / plan?

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What’re you going to do with your FIRE time? Are you concerned about gov payments not keeping up with inflation?

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That inflation piece is very likely the only reason I still work. That and I want to have a good enough civilian resume to fall back on just in case.

Yeah I hate work. Trying to find some investments, finish paying off my house, and be done with this stuff in the next 5-7 years for sure.

I’m 100% + SMC ($4256/mo ‘23). I too am in my early 30s and work (PhD/MBA). I max my 401k/IRA, and utilize a variety of ibonds, jumbo CD ladders ($100k), and HYSAs (about $750/mo in interest).

I believe my comp and SS will be there in the future, but I’m more so focused on building wealth and my retirement for myself.

I personally am not fully counting on it. The rules, amount, and your rating can change at any time, or be eroded to worthless by inflation.

I have a plan A (fat FIRE in my 50s with a paid off house and a good 401k) or planB work another decade and traditional retirement without it. I’m 36 now, will re-assess risk as time goes on.

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Additional Posts in Veteran Bowl

Founded a Nonprofit to help coach veterans in transition and exiting first responders and their families while focusing on changing the stigma of mental health conversation.

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