How much should I put in a Roth? Right now I am doing 6% before tax to a 401-K where it is matched dollar for dollar. I made $97,000 last year with base salary + bonus. I have 2% in company stock. I have been with my firm for almost a year and a half, and have been an the associate level for almost three years. I am looking for advice / suggestions in asking for a raise. I am a leader on my team and believe I have added value, yet am not certain how to approach asking for more. Female / 31

I'll stick around for the bonus but want to make my side hustle my main career next year.
The side hustle is Scentsy...

Hi All

Does Pwc revise an offer if we have another offer in hand?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Hey fishes,

I am currently having 10 LPA with around 4 YOE in React Js.. I am expecting for a 16+ LPA.. Is it the right time to switch?

Hi Fishes, I have an interview coming up for Associate Client Partner at Quantiphi, is it a good company to consider? I am10 yoe, market research background. Also, I already have an offer in hand from Allstate

Is $180k OTE competitive compensation for a Head of Product Design in a startup? Remote role. East Coast US hours. Managing a team (hands on too) so likely not a checkbox 40h work week.

What kind of bump in salary can one expect after a year of experience as a Jr. in Dallas, TX? Making $45k now

Portland Metro Locals:

Wishing to make the acquaintance of a very bright and industrious creative, well versed in film, layout, photography, television, and typography.

A bonus if you have passion

Hi Fishes,
What should be the salary for Manager / Sr Manager having 14+ yoe in project/product service operations? I am at 32 lpa which I think is quite low having worked with top consulting firms for close to 12 years.

What is the typical salary range for an Enterprise Architect position?

Anyone have a recommended tax person in Chicago?

Does anyone know the starting salary for Jackson Lewis in the firm's Connecticut office, as well as the billable hours requirement?

Has anyone who's worked in HR, Finance, or another role with visibility to compensation information been able to use that as leverage for salary negotiations?

To put it bluntly, I know certain people with less experience and a lower performance rating are getting paid more than me due to my role working with payroll data. I suspect this was due to the fact that I did not counter offer when I accepted this role, which was a few months ago, and now I regret it.

What are good companies to work for that also pay WELL and hire remote? This inflation situation has me worried and my current company is great to work for, but on a budget freeze so no promotions or salary increases are approved for the time being. :/

How can i get my entire relocation allowance, as I would be shifting from Pune to Banglore and company is offering me 1.5Lac for relocation.
They are asking for the bill.

Hello,
I've recieved an offer from Morgan Stanley, my previous salary was around 6 Lpa and last offered was around 15 Lpa (WFH), I quoted 40 to 45% on top of that around 22 Lpa considering Mumbai location, WFO and Glassdoor pay range.
Did I just do a mistake by quoting too high a number? Please let me know your opinions.
YOE: 3.5
Tech Stack: Java Full stack devMorgan Stanley JPMorgan Chase

Hi all. I’m finishing up school and looking to start applying for jobs in tech, I’m going for computer science, what range of salary should I expect going into this field?

HELP! When using other offers to negotiate salary, does the employer usually ask for proof of your other offers that you mentioned? I’m super new to this so I’m just curious.

Also, if they do ask to show proof, is that a red flag? Or is that pretty common? If so, I imagine I’d just block out the company name and stuff like that?

Damn why did I sell OST last night...

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

Goldman is tracking ID key swipes of employees going into the office to enforce RTO lol

Moving to SF Bay Area after 33 years in LA. Have built a solid NA framily and fellowship. I know I need to get connected to a new area of meetings right away, but antsy about the whole process.

Any meditation stories on recovery anyone willing to share? Did you have break through moments during meditation?

Is it possible to have video ads that drives clicks? Can you please share some links as well? Trying to figure out what videos are good for DR, thanks!

I am unable to log into the ionboard portal. Anyone facing the same issue. Please let me know.

Any other freelancers/creatives getting late payments from WPP lately? I know of two agencies. Am I conflating two things or is this WPP going belly under?

Hello Guys! Anyone looking for Service Desk Lead role from Noida location. There is an opportunity in HCL noida location. Pls ping me if interested. Immediate joining only

Confused about long term capital gains tax rate - are the brackets for how much capital gains you make in a year, or are the buckets determined by income?

Ie. If my income is over 40k do I pay 15%? Or do I only pay 15% if I realize >$40,000 in long term gains in a year?

Anyone else work at a company that has a great pay and benefits, but ultimately dissatisfied because of the line of business? I've come to realize that working at a company, say DoorDash, doesn't really interest me since the product itself doesn't seem to be that interesting to work on. What are some companies in tech that are tackling interesting problems like in health care or climate?

Has anyone used eharmony? Yay or nay?

Favorite snack ? Mine is cut up bell peppers, bagel chips and baby carrots with dip :)

Any idea when our revised compensation letter will be available ? It didnt come on 15th

Heyy people,

Couldn't attend this interview at PwC due to last minute technical difficulties. I requested HR to reschedule it. She said it's not possible this week and she'll try her best for the next week. I am really tensed, I don't want to throw away this opportunity. I was really looking forward for the interview. Would they really reschedule my interview?

Anyone working for Capgemini engineering(Altran) in mumbai?

Those actively interviewing, where are you trying go?

I need a new hobby or something to channel my energy and emotions into. Something that won't require much of a time commitment. Ideas?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Would you buy a brand new car in cash?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

What do I need to do to make a few million $ by 35?

With rates going up, is now a good time to start a CD ladder?

I am trying to do a backdoor roth but have about 60k sitting in traditional IRAs. I also currently live in NYC, would it be best to rollover everything into 401k, then do backdoor?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Gl as a aor

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

How much do you keep in the bank vs brokerage?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Got a hefty joining bonus and the taxes trimmed it almost into half. What did I do wrong? Will I get some of it back when I file next year? Also, anything I should do going forward? I don’t have a tax adviser and have been doing it myself so far

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?