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How do i see my utilization?
I am WAY TOO nice to be in public accounting….
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Vanguard. Easy enough for even my dumbass 19 yr old self to figure out and stick with. Have both a Roth IRA and a brokerage account there and have been very happy with their generic funds (VASGX, VFFVX, VGHCX)
A roth 401k or one you just put money into?
Just open a Roth with the 401k provider, it's a pretty basic process. Then you contribute your funds at your discretion (maybe ey can make post tax contr from your paycheck too)
I opened my Roth itch vanguard as well - very easy
Pwc does post tax contributions as well. Make the switch.