I have my whole 401k in a target date fund with a 30 year horizon. Should I do anything different or just keep DCA-ing with every paycheck? Is now the time to increase contributions?

Do you have a financial advisor? If so, what firm did you use?

Can I save tax by buying second house if first house is already in my name?

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Anyone has any credible info on Stream space ICO? Apparently they sold 48mil coins and do you know how can an American can participate in this ICO?

Hi, does anyone know when an employee becomes eligible for maternity/paternity leave at either Gilead, BMS, or Merck? For NVS, it’s day 1 of employment but not sure if that’s common within the industry.

What are the perks and benefits working in GE Healthcare? Bangalore office..how are they in terms of pay scale?

Anyone know of any agencies focused on cause marketing / social good in NYC? Feeling the need to use my powers for good but have too much student loan debt to go back to nonprofits.

I have cleared all rounds for Director position for Bangalore location and am awaiting offer. How much should I expect ? Are there any relocation benefits as I will be moving from Pune

I need to get married to spread my health insurance plan. It’s that good.

Thoughts on buying xem?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Who else is buying?

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

Is anyone from this bowl working at 6sense?

If yes, please share some info regarding work culture, Work life balance, job security and employee benefits.

Thanks in advance, fishes.

Does LTI provide reimbursement for WFH setup ?

Boston friends - what’s the thoughts on CTP?

What are some of the pay ranges to expect in CLT as a business project manager?

I think I just experienced the most consulting thing ever...having a PRD conference call, one guy is at airport security, puts his phone through on the belt and through the scanner without hanging up

How is pega practice in LTI ?

Dear all,
May I know what is the variable pay cycle in barclays ? Iam joining this November..pls advise

Hello,

Anyone from Nokia? i have a job opening ID and it would be great if somebody could refer me.

Please reply so that i can dm you the details. @Nokia

Best pizza delivery in Boston? I really like Picco. Upper Crust is trash. Regina is decent.

I just accepted an offer in writing. The new job will start the background check next which I’ve been told it may take a while to complete. My start date at the new job isn’t until 2023 so there is some time for me to turn in my notice. I don’t anticipate any hiccups in the background check but is it wise to wait until the background check is complete before turning in my notice?

Been working on mostly (about 70%) public sector policy and strategy at Big 4 for most of my career. Often go up against MBB on RFPs and have a decent win rate. Would I be too senior to come in as a lateral hire? I guess it’s all about client networks at this level, and being government, it’s locationally dependent - so which markets have need?

Hey folks, I have offers from Pinelabs, Zeta and Zoom with almost package, Which one I should choose?

I’m seeing on Big4 that firms are finding out staff are working for multiple firms. Is this really that widespread? Past the contract issues, the independence and data privacy violations are blowing my mind

Hey all! Looking for job opportunities! Prefer fully remote or Hybrid (around ATL)
- 2 years in Program Management (Sr PM)
- 4.5 years in Distribution Ops Manager Roles
- 5 years in Pipeline Operations/Analyst Role

Looking for a career in program management or recruitment… or anything in between.

DM me for more details and resume. Thanks for stopping by!

My team is working on some **hot**jobs in aerospace and med device! Sr quality engineers. Director Continuous Improvement. Inbox for details or follow us on linked in @elitetalentpartners

Just joined from B4 without a referral. Any questions?

Please share your best tips/process of building and prioritizing product roadmaps. Any templates or resources will be super helpful too.

Hi everyone, anyone who experienced the work-life in it consulting company in Hamburg? Thanks!

For anyone who practices tax lit in the US Tax Court, what’s your experience with the independent office of appeals? They don’t seem quite that “independent” to me and so far, I’ve only had one appeals officer who seemed knowledgeable and nice. It’s been a real headache. Interested to hear other people’s experience.

Omg is anyone watching ? Use this thread and for those who are not don’t read bc I’m gonna post SPOILERS

Where to buy skinny fit casual blazers? that also doesn’t break the bank

Anyone have an HM Bradley referral they’d like to share w me? Feel free to PM me if you don’t want to post your referral link.
Thanks 🐠

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Which high yield savings account do you recommend?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

26 no debt, working in a bridge role and planning on leaving ASAP due to instability. Mom has cancer.
Considering grad school but I want no debt.
Would it be a bad idea to take out a mortgage loan and buy a quad pled in the event of a loss of income I can at least still take care of the family?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

My company matches 3%. Is that low or on par?

Have about $15-20k to invest. Want to mix it up between short term and long term investments. Any ideas or opinions where should i put it?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Anyone else long on AMT?

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Many people shared an advice on investing after contributing to max 401k, IRA, HSA. After paying off debt, invest the extra money.

I want to know when do you think is the time to stop contributing to HSA? We have insurances that can take care of majority of expenses. I am 31, married, with no kids yet, no major health issues.

I'm thinking of entering the show The Ultimatum marry or move on