I have two home loans of 25L at 8.5(fixed) and 50L at 8.4(floating) each for 15yrs. i also have corpus of 40l invested in market, should i repay my loan to max or keep money invested ?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

Recently moved to Denver, and may be sticking around for good. Planning on buying in the next year or so, and some of the suburbs off 25 and south of 470 have caught my wive’s eye. Thoughts on Douglas county (or specifically castle pines, Parker)?
We’re a mid-30s couple, with a 4 y/o, so for priorities: schools, (hopeful) resale value, and activities for our daughter and family as a whole. Any advice or alternatives would be appreciated!!

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying a multi unit property and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post investment opportunities?
Thank you in advance.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Anyone with an Ipad Pro 13” they regret buying and wished they got the 11”? I’m in the opposite boat looking to negotiate a trade.

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

Anyone know how taxes work when you sell for a gain? Do Coinbase and other sites prepare a 1099 or are we on our own to "self report" our gains to Uncle Sam?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Anyone doing any investing in Charleston, SC

Just gotta commit and people will show

In KPMG india salary structure in performance bonus what do you mean by annual target earning and annual maximum potential earning?? How much is the average percentage I can expect ??

Has anyone transitioned from traditional to a digital role? How did you go about adjusting? I'm in print looking for a new opportunity to expand to digital. I'm not sure where to start.

A warning, i have been phished through the premise of a job interview.thats definitely a new low from scammers but verify interviews they plucked my info from indeed and through that got my info, when I got suspicious (after it was too late) I called the "hiring company" (was a real company) and they said i wasn't the only one getting duped. I can't believe people are praying on people looking for a job during a pandemic but apparently some ppl have no soul. Just wanted to share and be vigilant

Switching from consulting to product managment role. Any recs for prep (books, online courses, etc.)? Thank you!!! 😊😊

What is the ctc the Crisil offer to fraud investigator.

Which is the advanced mobile apart from iPhone?

YoE 3.7 , 2 Offer pkg 15 LPA and 18 LPA in Infosis/Wipro.Which one better.

Went from a big firm to work for a smaller firm. The people in the smaller firm are protective of their work and are good by their work too. I no longer feel chaos or stress. I am treated with respect and my schedule is more normal. I am even working more billable hours than before, but it feels like a seamless experience. I don’t work then past 5pm or anything out of the ordinary for this time of the year. I am so grateful!

What's the variable component in s&p global , HR is saying only fixed component will be mentioned in offer. Pls guide...

Fastest growing practice area within healthcare law?

For those that made partner (or NEP but where it basically means you’ll be equity eventually), what was your favorite gift you received? Trying to decide what to get a close (work) friend!

How flexible is Deloitte with the start date because of H1b processing time? I signed the offer mid-may for July 12 because it seemed realistic enough for premium H1b transfer. But the lawyers seem slower than what I was used to and July 12 does not seem likely. Is this going to be a problem?

How would a UK citizen apply for a job at Deloitte to obtain sponsorship? Do you apply for the job first and then ask for sponsorship?

I have received pwc ac documentation email on 7th but still did not got any update...please advise .. Thank you

Hi Fishes,

Can someone help me with some information about Deals strategy team at AC Bangalore. How’s the work, environment and pay?

Anything will help. Thanks

How much time will it take for background verification in PWC?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Best app to track expenses?

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

How t save tax for 9 lpa salary. Can anybody help me out.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?