I'm considering a new job in San Diego, but not sure I can afford to buy a home. Is the scarcity of homes for sale making it tougher to find the perfect place for an affordable price?

https://www.axios.com/local/san-diego/2024/07/24/limited-housing-supply-affordability

Who all is looking to buy a house and in what area?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Why are my f*ing stocks down? Run the money printer!!!

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Hi!! Transitioning to a remote work situation and have decided to leave my Texas roots for the west coat rays! Trying to move around September of this year but would love to chat with anyone also in San Diego! I won’t know many people so even if you wanted to work remote together a day of the year that works too! I have a chocolate lab and love a good HH! maybe will start a group chat?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

A first for me, after 1.6 million miles. Thankful for a delay. The delay on the connector saved me a night at ord Hilton after the ludicrous delay on the first leg.t. Truly grateful united

My RB situation is ugly. Recommendations on who I should start?

Need 2; 0.5 ppr

-James Conner @ CIN (I also have Snell in the event Conner is ruled out)
-Jeff Wilson @ DAL
-David Johnson @ IND
-Chase Edmonds vs PHI
-Lynn Bowden vs NE

I can also add Salvon Ahmed (vs NE), Sony Michel (@ MIA), Gus Edwards (vs JAX), Tony Pollard (vs SF), Latavius Murray (vs KC), James White (@ MIA), DeAndre Washington (vs NE), or Giovani Bernard (vs PIT).

My WR/flex is Ridley, Woods, Hilton, Amari Cooper

Any F fishes down to grab a drink? 25 M

Join the pump of Let’s Go Brandon coin. Up 100% today and 1500% in a week. Just don’t blame me when you’re holding the bag 😂

Can someone tell me what are the tech stacks mainly to prepare for FAANG , also can you tell me inside Data Science as a whole which field expertise mainly required - computer vission or NLP or deep learning etc like these ....

Who believes the whole 300 hours of study rule of thumb?

Hi All,
I have been working as mainframe developer for around 8 years. From last year, working on requirement analysis and team management activities. I want to move into java full stack developer profile as I am not interested in management work. I know that being 8+ YOE guy and considering my tech background, it would be difficult to transition, but I am really depressed with my work profile. Please advise how should I transition my career path to a java full stack developer.

Do you keep offering circulars/memoranda from a financial printer when you leave a firm? I have a few (some private, some public) and I’m not sure what to do with them.

--KSG--

Is your blood pressure and anxiety rocketing or are you normal?

Brb, still busy refreshing emails

Hi, i am going to have final round soon and, yoe 16. Including 6 years onsite experience. AZURE big data architect. If i clear final round, how much I can ask (current is 34LPA). I have offers from LTI,TCS and few other companies (mid level). Need your input for my role growth at Tiger . Thanks

Hi can anybody let me know what is salary ra ge of PySpark Developer in Tiger Analytics. YOE - 5 yrs.

My theory- Vettel was smart to get out of Ferrari with 2021 rule changes, and since it is a ‘level playing field’ he might go to a dark horse minion who might have a ‘Team Brawn’

And there goes GIO's chance at the Haas F1 seat

Salam. My cousin’s newborn son is going into surgery today. Please make dua for his recovery and remember him in your prayers everyone 🤲

Recs for a lifechanging Acupuncturist? I’m in Encinitas but I’m willing to drive anywhere.

What's the best area to live as a twenty-something F, want to be somewhere safe and fun but affordable. Thanks!

I own a small startup with 9 employees. I can either afford a $100 Christmas bonus or take the team out for a nice dinner and gift them a bottle of wine or something. Which would be better?

I'm looking for a new Yoga class to join, does anyone have any recommendations? I'm in the Carlsbad area.

Anyone hiring and entry-level developers? Graduated last year and have 1 year of experience. I also am international so not allowed to apply to government jobs. Would truly appreciate any help :).

If LinkedIn and Reddit had a child, Fishbowl would be it. Or at least that’s my first impression…Hello All!

Hello people of San Diego! Would love to hear how y’all are affording to live here comfortably. Please state your company, position, TC, YOE, and do you have a side hustle? I’ll start - I’m an advisor in Wealth Management with TC of $70k, 3 YOE and no side hustle. Among other things, rent just jumped from $2500 to $3700 for 2 bedroom and areas were looking at. I’d like to “make it” here but if it means switching career to make money I’d like to get an idea to make the right job change.

LETS MEET UP IN LA JOLLA! 🏖️☀️🌊
Looking to places explore and make friends TODAY? We are going to get some drinks, food and make connections

Comment here ⬇️

Any girls looking to make new friends? I’ve been here for 3 years and want to meet some more people, friend group is a bit exhausting at this point

I want to get into surfing but have no idea where to start. Did anyone here start as an adult? What do you recommend?

I have a 2:00 p.m. flight to the East Coast tomorrow to visit family for Thanksgiving...what have I done to myself? Is anyone else traveling this week?

Did anyone else get a ridiculous rent increase this year?

Just got divorced after being separated for a year. Any suggestions for places to go and meet new folks?

Hey All, I'm new to SD. What are some of the top things I should check out, do, or see? I'm open to anything

Coming to SD for vacation - first time! Where would you recommend someone stays? Things I’m into: food (specifically seafood), walks along the beach, markets/shopping (handmade, artsy stuff, boutiques, etc.).

Moving to San Diego from Santa Barbara. Looking to be relatively central so I can meet people, go out for drinks or other fun active activities (I'm a runner) What are your thoughts on the vibes in Banker's Hill vs. Point Loma (liberty station) vs Little Italy vs North Park? Is there somewhere else I should be considering?

Anyone know a good date option for 1st date - I’m in north county but taking out a girl who doesn’t drink on Friday night , so I don’t want to pressure her with a bar setting.

Best tacos in SD? I'm all ears