Is is anyone looking to sell SFH or multi-family home in DFW area, can you please contact me?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Another newb here, what links do you 🐠's have to give me the run down on important things I need to know about crypto and starting to invest? I just saw the documentary on Netflix and am all for taking out the old model corrupt banks and rid of classic cronyism ...

Well, its a good thing I sold ARKF when it was $55 last year

Small business owners, what's your retirement plan? Please share whether you have another job or just your business too

AITA: My friend keeps asking me for financial advice. I set up a budget for her and have her concrete advice. And I field all of her investing questions. But still, she continues to be reckless with her money. She’s 42, single (no kids), and making $100k+ and is still living check to check.

I don’t want to waste my breathe on helping her since nothing seems to be getting through to her. AITA?

Hi all, I have been in social services for about 2.5 years now. Initially as a Case Manager and now a Care Coordinator. I currently make $25/hour while living in San Diego, CA. Does this pay seem fair to where I live/the job description?

Who does your taxes? Need a recommend. Thanks.

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

Looking for advice to safely invest Escrow portion of my mortgage, since I was able to stop paying from Escrowz starting this month.

As you know, this cannot be risk in stock market, what are safe options

9am flight out of LGA tomorrow, what time should I leave from Times Square area

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Any thoughts on why ETH is fluctuating so much?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

What do you all think of Snowflake's businnes, stock and IPO? It is database business and competition is heating up. Is this something good for / worth investing in? Maybe a long hold for 15 years? it reminds me when Googl went public at $68 / share. What other businesses(business model expansion) can it expand into?

I have a monthly 1.2 TB limit on my xfinity. How many of you have the same limit and how many of you exceed the limit?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

I owned a business for 6 yrs and had a B2C sales role for 3 yrs after (not SaaS). I’ve now been a B2B2C Key Account Manager at a Fitness Tech scale up for 6 mos and would like to be making more $ so am considering applying to other B2B SaaS companies. I currently own the entire (long) sales cycle from prospecting to account management. I’d like to stay in a similar role in another company. Will I have a difficult time landing an SDR/BDR, AE or CSM role elsewhere? I’m a 48 yo female.

Any book recommendations? Here are a couple that I've recently recommended:1) Freakonomics2) Super Freakonomics3) The Big Short4) Never Eat Alone. Please add as you see fit!

Me? I was just buying shirts online and then immediately added underwear because the model wearing them was hot because I am gay.

I’m only in my thirties, but I can’t help but feel like I would’ve been married with kids right now if I were straight. Dating while gay is a special kind of hell. 🥴

How is assistant manager-processing GSC’s? What is the salary range??

Check your band for year 2020-21

Anyone got onboarding today 19th Oct 2022..? Bangalore location..?

Hi sharks ive a query please help 🙏
I've accepted tcs offer letter from ibegin portal
Now I'm getting better opportunity
Haven't initiated background check or anything yet just accepted a week ago
But I got better offer now
Will I be ever eligible for tcs if I don't join after accepting

Hello! I’m looking for study materials for the PHR. Does anyone have recommendations for cost effective resources or perhaps willing to part with your study materials?

I am the president of our school board at Franklin Country School Corporation in Brookville, In. I would like to start a NASA Stem project starting in school year 2022-2023. Does anyone know where I need to start?

Has anyone used or is currently using My Perspectives ELA curriculum from Savvas Learning Company? Our district is considering switching from iReady and I am looking for honest feedback. Thanks!

What’s everyone up to this weekend? 🥳

For those who have applied for an ILR-
I’m changing jobs, new company sponsors my work. visa, 2ish years to go for an ILR.

What documents should I request from my old employer before leaving? Are there any documents needed from my employer for ILR application?

I need to spend my $500 wellness subsidy before May. Any ideas? Peloton is too expensive don’t want to spend that much.

Hi All! What pre boarding processes do you find most effective in your place of work to keep a new hire an engaged employee?

Looking to change career paths. Currently 1.5 years experience as a SAP consultant doing business analyst activities. I would like to transition to a data analyst role in industry. Any tips?

Anyone here has experience with Temenos Bangalore? Need a n honest suggestion whether its a safe company to join from a job security and work culture perspective? Your inputs will help me take a correct decision.

Hey all! Need a couple book recs for an upcoming beach trip.

Looking for a great non-fiction, relating to travel or world history (not just one moment in time). Could also be about the marketing world or memoirs of a business leader kinda thing.

Fiction wise I also like fantasy, paranormal, and romance. Some fave book series are the Black Gryphon from Mercedes Lackey, Game of Thrones, and From Jamaica Lane series. Similar books?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Recently joined and maybe a long shot: does anyone have insight or advice for condo buying in FT Lauderdale? Realtor and area recommendations?
This will be my secondary property until I can shift residency. Early 40s single. Looking at las olas condos at the moment. Thanks!

Has anyone here used New Western to buy real estate deals?

Thoughts on Fundrise?

Hi - any good books recommendations for getting started on real estate investing?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?