Is it much better to avoid the jumbo mortgage and go conventional if possible? Trying to figure out if we should cut the house budget by ~$100K to avoid the jumbo if it’s much more efficient.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Freelancers - who’s your tax guy ? I’m very, very confused.

Best resources/books on getting personal finance in order?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Realtor fishes, let's play a game: I share some details of some listings that we have available at my office and you let me know if we should keep them in our portfolio or make room for better properties.

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

What is your savings goal by age? Eg at 25, 30 35 and 40! Thanks

Amex Platinum or Chase Sapphire?

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

So what stonks are we buying?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Does anyone if there is anything legally a company can do to you if you don’t provide a two weeks notice when quitting? I’ve heard corporate talking about charging people for leaving without proper notice but this doesn’t sound legal.

Am I the only one that feels people don’t really understand that writing takes time? If anything, the shortest copy can sometimes take the longest time

My project at a FAANG company completes the end of this month. For my next move, I’m looking for product and content managerial or directorial positions starting January dealing with content or marketing in tech, blockchain/cryptocurrency, or financial services/insurance. It would be great to meet people who are interviewing now to start in January. DM if you are, or have advice.

Can you share the resources or sites like leetcode to help prepare for interviews for 11 yoe experienced ui developer?

I’m brand spanking new to the “official” business analyst role and have my first functional requirements workshop any tips on how to make this a success?

Super anxious, nervous and everything else that’s involved.

How can I improve at developing activation maps/architecture. I’m so slow and I struggle to get it right and to make intuitive sense.

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

What's Salesforce Career for not so technical person like?

Hi Fishes,

Any info on how is claranet company in terms of WLB.

Hi All,
When will the revised salary letter gets released??

Hi,

I Got opportunity to give exam for PWC for 1-2 YOE Java Developer for Cyber Security. I can see rounds mentioned as Hirepro Test, Technical Interview and Partner round.Can anyone suggest what topics should i prepare for?TIA

Hi,

Please help me to choose from below two.
1. Valuelabs
2. R Systems
Yoe and tech :- Java Springboot, 3.5 years
Both are providing wfh and same package
Need to join tomorrow.
TIA

Once we are on bench in Morgan Stanley client, Will they assign any other project in synechron?or we will be on bench for longer days?in syenchron.....Is there anyone working on Morgan Stanley client and got released once project got over?

Is RPA a bubble and will soon fade away? How much valuable is it as a skill set?

Does BofA give broadband reimbursement?

So sick of these pat-on-the-back posts on LinkedIn, and the ensuing circle jerk that follows

What's the best city in UK to buy a buy to let property, with best returns?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Anyone take the WI Real Estate state exam? Any tips on what to study?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Do you thank your tenants for paying the rent? A quick thank you text?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.