Is there any reason for not deducting depreciation for a rental?

What is a good credit card to get for travel?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Anyone have a crypto kitty?

Hey all, I reached a milestone today and wanted to share. From this afternoon it’s officially been 5 years since I started down the personal investmenting journey!

For those of you just starting, it gets easier and satisfying as your wealth builds. Mistakes happen but you learn and move on. For those far ahead of me, looking forward to what’s to come 😄

How long have you been investing and if you calculate it, what has your annualized return been?

Are you able to withdraw funds out of your anchor and mirror ?

Anyone working towards early retirement? Whats your target $, age and location?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Hi! Anyone attend law school part-time while working full time? If so, would you be willing to share the total debt you graduated with? I only ask because I have not been able to find any info related to this online (only stats on full-time students).

I will be submitting applications to schools in one month, but really want to gain a better understanding of finances during and after graduating from law school.

How long did it take after getting your license to actually start making money?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Have a bonvoy credit card for many years. Never used the free night redemption. Anyone have luck extending a free night from a precious year? Thank you

Bought Kellogg’s $62.5 calls for May on Friday morning. Stock has taken an unfair hit in the downturn in my opinion. Shelves of boxed goods sold out everywhere; they may have a blowout year.

Anybody having experience good/bad about investing through Wint Wealth? Seems like a good way to diversify the liquid portion of the portfolio......if I am greedy this looks better than those liquid funds and a 100% safer than those too.
Also what independence disclosures will apply after the NSDL being made mandatory brokerage account....for Wint Wealth related investments

Would you take a paycut of about 5K to live in a more interesting city that’s about 2% more expensive than where you currently live?

Anyone have any experience with Blockchain Capital (VC ICO)/their BCAP tokens?

Why so red? Any stocks good to buy now?

Hi FIRE community. I have a tax question. I got the estimation that I need to pay quite a bit in taxes. I learned that I can do IRA contribution for the previous year before I finish my taxes. How can I reduce my tax liability by putting money in my IRA?

Super bummed about the hiking trail and beach closures. What are some good outdoor areas I can go to? Walks around my block are getting boring.

Any mid-level associates in the Sacramento region looking for a litigation role at a chapter 11 bankruptcy firm? We have a job opening up and are looking for someone with corporate bankruptcy experience.

Interested in regulatory and statistical reporting in Pune, please suggest any suitable openings.

I just earned my Masters i. Health administration and i am looking for a nursing home administrator in training positions in thd state of ohio; in order to obtain my license.

What are some VERY SIMPLE yet engaging activities (that don’t involve paper and pencil) that you use on the first days of general music? I teach 4th and 5th grade.

What is 2nd round for In an Interview ? What do they ask ?

How do I compare two sheets to make sure they are identical?

Conflicts check question: how much detail will I need to provide to (hopefully) new firm? I’ve been at the same place for a decade…so many transactions over the years! It will be easy enough to gather info by client matter number, but that doesn’t capture sub-entities and/or any other specifics.

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

Which would you rather have on your resume: 4 years in the Trump administration, or a 4 year gap?

It's that time...🦃

What's one thing you're grateful for in your life or career at the moment?

Drop it below! 👇

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

I’ve been dating a guy who’s in the process of separating from his husband. I’ve found it emotionally difficult that he is not available as much as would be expected - he has to sleep at home most nights, we can’t really have a social life together yet, our weekend time together is weaved in around his family obligations (they have a child), etc. How do I tell whether I’m being unreasonable or whether I’m in an unhealthy situation?

Daily Dordle #0005 4&6/7
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Anyone playing Dordle?

Hello
in my offer I can see one of the component as flexible allowances. Do we get everything in that or do we have deductions.


Thanks

Hi all, welcome to this bowl where we discuss, share, and uplift each other as high achieving women who lead!

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Any Property Management recs in Seattle area? :(

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Hi - any good books recommendations for getting started on real estate investing?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Does buyer have to share appraisal with seller? Can seller request it?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

How can I invest in real estate ? Looking for an additional passive income source

Anyone ever had the trim on your house painted? 2000 square feet, was quoted $3500. This included the trim, garage door, and front door. Seems reasonable, no?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks