I've had Lemonade home insurance for a few years now and never had to make a claim. I looked up Lemonade today and seen a ton of bad reviews over the last year. Anyone have first hand experience with a claim? Are they as bad as people are claiming online?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Where should I invest my 6K 2020 Roth IRA?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Friendly reminder that depression is a protected disability. File paperwork with your company and they legally cannot destroy your health by overworking you.

What kinds of things do you do in commercial healthcare? If that’s a thing?

Hi all,
I’m a practice manager with about 7 years of healthcare industry experience, 4 of those at a managerial level. My background ranges from research, process improvement, business development, some data analytics. I’m really looking to find a remote (or hybrid) position in San Diego, CA. If anyone has suggestions on organizations hiring, etc. would love to chat!

post tax(Roth) or pre tax 401k? which is the better option for us on h1b?

Guys i am in canada. Looking for some ideas for side gigs. Currently working as an insurance consultant. Thank you

My wife and I are starting a first cycle of IVF. Given how expensive IVF is/can be, wondering if anyone has lessons learned on the insurance front—understanding it varies by plan, of course. We’re currently enrolled in HDHP w/ HSA, and have nurse consult tomorrow discuss financials among other things. Still in open enrollment, which is great timing. Thanks all. Staying hopeful.

Does anyone know the salary band for clinical program consultant at United Health Group? What is the typical bonus associated with this role?

Any of you psychos don’t listen to something while working out/are content with listening to whatever is playing at the gym? I’ve had my headphones die at the gym before and I left.

I’ve been going through it this month. Was on Buspirone for 4 weeks which caused a n of depression. Now I just started Zoloft and I’m feeling extra anxious and hypersensitive. One of my colleagues made fun of an idea I suggested and I’m taking it way more seriously than I should. How did your journey go to get on meds and adjust to them? I hate feeling so up and down.

Is it possible for someone with anxiety to have a career at MBB? Anyone currently in this situation? How do you cope?

Did you know that forced pregnancy is recognized under the Geneva Convention as a crime against humanity and a war crime? Perhaps our companies can openly take a side on the current abortion issue since it impacts many of us and our work lives. What do you think? Civil responses only please.

Have you ever worked on pharma/healthcare projects that you personally disagree with (whether i.e how they do business, their political affiliation, their drug pricing, etc)? What was that project like and how did you deal with it?

Anyone have wrist guard recommendations for weightlifting? I have small wrists and they don’t love a lot of pressure.

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

When is cts going to do market correction again? Heard that incoming mba hires are being offered more than last year batch...

Overheard: *dials frantically* "Hi. The holiday party was moved the the 7th so we're gonna need to move that Axe Throwing event. Yeah. Bye. "

Do you work on a single brand only or multiple (how many)?

Looking for a bit of insight on how commission or bonus is structured on flat rate residential real estate at Canadian law firms. I was offered a good base salary and I was asked what type of structure I was looking for. I am uncertain as to what is considered standard or what to look for in terms of bonus/commission structure. Any insight is appreciated!

We at HyperLinq are looking to fill two GSP positions for our would be Broker-Dealer entity. We need someone with FINRA Series 7, 24 and 63. Any experience level is ok.

If it’s you who fits into the above role and would like to explore this opportunity with a fast growing venture backed early stage startup, please DM me.

If you know someone who fits the profile, please share with your networks.

Hi All,
When will the revised salary letter gets released??

I have over 20,000 unread emails in my inbox.

I'm looking for opportunities and seeking referral so, need some virtual hearts to dm. Please help

Anyone can let me know after an offer letter any other letter do we get from TCS ?

I have 2 to 3 weeks to prep for a case interview. Never did one before. What can/should I do prep over next 2 weeks considering I only have weekends to prep?

Anyone up for practicing case coming weekend?

Selling my account to Crafting Cases. It includes Master marketing sizing, analytics academy, and structuring course. You can change the password after if you’d like. I just have no use for it anymore

Hi Fishes, Almost through with all the formalities. Who thinks Omnicron virus could delay offers at one of the BIG4 management consulting offers in India?

So how does the Uber PIN thing work at LGA? Whenever I request an UBER there, it just connects me with a driver. I don’t get a PIN for the cars queuing up.

Can anyone tell me if there is any portal for e-separation. My friend was trying to put paper but he works on client laptop and he did not know much details.. Is there any portal in velocity app for the same

Hi All,
I have below offers. Could you please help me to choose best.

MasterCard : fixed(21L) + Variable(2.1L)
Mphasis: Fixed(25.5L) + Variable(1.3L)

Please suggest.

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Has anyone here used New Western to buy real estate deals?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Can I get a commercial loan without 25% down?

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?