I’ve maxed out my Roth IRA for the last two years by doing $500 a month. Is it wiser to do it big chunks ($2-3K a couple times) early in the year (time in the market) or $500/month for the full year (DCA). Thank you!

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

Any other 🐠 enjoying this HOT mess at JFK Skyclub? Is there some sort of bake sale on diamonds I missed?

Got an offer as a Senior 2 in EY’s FAAS practice for $117,500 base and $12,500 bonus. Home office is San Francisco. Is this expected for that position? Any insights?

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

Anyone know how to transfer your 401k after leaving acn?

Tell me about your “About me” on your site. How personal do you get? How do you find the right balance?

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

So, I had put money into savings (~$40k) a few weeks back. I know timing the market isn’t good and stuff, but would it make sense to put some of that into an ETF now? The $40k isn’t part of my emergency fund or anything. I just didn’t know where to park the money.

$2k into XLV or VHT?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Not sure if this is the right place to ask but here it goes. In your experience, how much does a PRODUCT owner makes in bay area / San Diego in a medical device company? I got hired as a business analyst but now doing full product owner role, I actually like it and fixing my resume for any internal move or external.

I got low balled when I got here, do not want to repeat same experience

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Why is the stock market bleeding today?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?

Married fish, how do you ho about decision making for buying property and how do you decide who to register it on?

Any idea what will happen to the classic car market as a result of the war in the Ukraine? Are prices going to come down or will classic cars be considered “safe” investments during this time of crisis?

Obviously all speculation, just curious what others are anticipating or have experienced.

(I am fully aware that this is not the most pressing issue, so don’t jump on me for posing the question.)

Revenues are at lowest since 2008, and I think investment banks are being forced to rethink their entire business model

My fear of being ghosted has become a self fulfilling prophecy. Everytime I like someone, I have panic attacks when I don't hear from them for a few days. How do I stop this cycle?

Someone made disposable Hijabs as part of PPE. Super cool idea!

Do we get product discounts on Google hardware that we want to buy for personal use?

People who work in any engineering capacity are usually very hardworking but it's not just because we have to be, it's also that we find this stuff really fascinating, kind of like a book you can't put down

After leaving BL, what salary do most people settle at or is that way to general of a question?

Does KGS provide shuttle services in Bengaluru?

Curious: are there more lowball offers during the pandemic season or is compensation levels relatively stable?

SVP vs VP in banking.

I'm currently looking at two HRBP roles at two different titles/salary bands. This would at a large banking company located in NYC. Can anyone with banking industry experience share their perspectives and insights on the differentiation between the roles? I take it that VP is more of a junior role and a more commonly-used title. I have a friend that's a VP at JPM and has about the same YOE as me (shes not in HR). I have about 15 YOE but about 10 yrs HR YOE and 3 HRBP YOE.

What is the average salary for 9+ years experience at C1 at Capgemini?

Is the salary hike percentage solely based on Rank/rating ? Will there be any consideration for the qualification ?

How is Hexaware in term of Mainframe Technology or Legacy Modernization project ? Good number of projects in Hexaware related to Mainframe Technology?

And how is Job security in Hexaware ?

#Hexaware

Hello Fishes, is it good to get permanent WFH from Infosys? and is Infosys started firing their employees who are on bench?

Please help me to get out of it.

Thanks in advance :)

Any job requirement in data analytics?

Hi Guys, I have an offer from Marlabs,Pune location( hybrid) and joining is in 4 days. Interview process with Mouser Electronics and E-zest is still in progress. Shall I accept the marlabs offer? Any feedback regarding the company? I am worried as hiring of many companies is suspected to be freezed in upcoming days/months. Please guide.

What do big four federal healthcare associates (with 2 years work experience in healthcare industry) make in the advisory practice?

What's the notice period in NTT global?

Hello All. I have offers from 1. PWC AC Bangalore (Senior Associate) 2. KPMG Assurance & consulting Gurgaon (Senior Manager in Digital Lighthouse) 3. Legato Gurgaon (Sr. Soft. Engg.) Please suggest in terms of WLB, career progression, projects and overall work env. Pwc is giving WFH but not sure how long will it continue for (will it be permanent?) Which amongst these will be a good company to work for at least 3+ years. Pwc AC KPMG Assurance and Consulting Services Legato Health Technologies

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

Anyone have experience using John Hancock as a 401k provider?

I had a baby almost a year ago. I should start a 529 account for my child but I am originally from France which also makes her a French citizen and she could easily go to college in France for not much money. It’s pretty much free there, I have 0 Student loan debt. With that in mind, a 529 would not be super helpful if we go that route. Should I consider other options? Do you have suggestions? Thanks so much!

TLDR: how should I invest 100k right now?
Had a much better than expected and better than I’ve ever done before year last year. All of a sudden I looked at my savings account and I have over 100k in there and don’t know what to do with it. Obviously keeping it there loses me money every day but I find I’m paralyzed about what to do with it! Don’t have any debts I really need to pay down (currently have 2% mortgage rate, and 1% auto loan). Do I just dump it all in the S&P 500? (Cont in comments)

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

What are things to know about buying and operating a laundromat?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Does anyone else in banking have rules from HR not to “time the market” and “speculate”? I’m trying to buy VIX products and scared to do it now because of the rules above.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

I’m looking for a new every day cash rewards credit card. Do you know of any that is better than 2.6% cash back? Trying to find something better than the Bank of America® Unlimited Cash Rewards Credit Card.

What does your NW breakdown look like ? In my case it is as follows
Home equity: 15%
Investments Stocks/ETFs : 25%
Retirement account: 30 %
Cash: 30%

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

Would you cash out refi a rental property to buy another rental property?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

What's your number for retirement?

2021 roth ira limit is 7k? Or am I reading it wrong

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Want to buy a house in bay area? Is this a good time? Thoughts?