Just curious - how much do other people spend on mortgage as a % of their HHI? My wife and I are buying our first home, with mortgage plus insurance/ taxes adding up to about 7.5k. We make roughly 20k take home a month. I’m worried that’s too much as we dipped into our emergency funds and sold some stocks for the down payment (we see ourselves living here long term though). Would love to hear how others are doing!

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

What is the future value proposition of the 401k Advisor in your opinion?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

So i forgot to move my 401k over from my old job a few years ago. Never done it since because I didn’t want to incur penalties. Moving job again, can I do it now?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Hi,
Has anyone bought a new construction home from the builder Gehan Homes? What's been your experience?

How much do you normally on average net when you sell a home? Looking to upgrade due to second kid on the way and I’m curious how much goes to fees, brokers, agents, etc. My current home is worth 325k per Zillow and my mortgage balance is 165k, so about 160k of equity. So if I sold it for what it’s worth at 325k, how much could I expect to net for my next home’s down payment? I see different answers online so anyone with experience would be great. Thanks.

I am curious how Onesource Income tax stacks up against it's competition.

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

My firm doesn’t match my 401k — still worth opting in?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

Has anybody invested in Yamuna gaur city or planning to do so?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Goodbye XRP! Thanks for the awesome gains and good luck hitting that absurd $100B market cap 😁

Big4 Partners: could you provide some insights into how the Big4 pensions work. Assume one becomes partner at 40, and then retires at 50 after full vesting, how much annual $$ you get after retirement?

What is KPMG’s most prestigious advisory practice?

How is cyber risk consulting team in PWC india based out of Gurgaon? Is the team working from home ? Changing from Deloitte India to PWC india

I’m entering salary negotiations at a Fortune 500 company and am looking for trustworthy resources for salary data that I can share with the company if they ask where I got my numbers. I know Glassdoor, but what else?

Hi fishes,
I was selected for a l3 role via IJP in the 1st week of may and the hiring manager informed me via email that i had been selected for the role and requested confirmation to proceed with offer letter generation. I didn't hear anything from HM after that. When can I expect to receive an internal offer letter? Should I contact HM to know about the status ? Please provide some insights. TIA :)

If I get fired while on OPT without getting my H1-B stamped, is it useless or can it be used in future for some other job?

How common are leaves of absence in PA? I’ve never seen someone out of work longer than a couple weeks other than for parent leave, but people on fishbowl talk about it as something you can reasonably ask for.

can someone share a screenshot of CTC breakup from wipro.

Can we do External certification in EY and reimburse those. If yes which portal helps in doing that.

Hey fishes,

Help me to choose out of the below .
1) U.S Onsite from current company with 74k
2) Offer from EY, TCS with 13lpa package

YoE : 4.5
Tech stack : Data science, Python (1yr)
Current CTC: 5.5 lpa

Valuations or FDD? Trying to decide which team has the best exit opportunities/WLB/interesting work.

Salaries in Chicago with about 7 years of experience? Just curious

I was told by my manager that I’ll be getting a promotion and a comp raise about a month and a half ago. It hasn’t happened yet and he keeps saying HR is slow to respond. Is there anything that can be done or do I just keep waiting around?

Hi. I am looking to switch jobs. I am a qualified lawyer with 5 years of experience in law firms and 2 years as a consultant at a Big4. I would prefer opportunities in consulting, perhaps related to compliance management or legal analysis. If anyone knows of such an opening please do let me know. Thank you.

Hi everyone, I have 2 years of experience as a front-end developer and am planning to switch, I am targeting only product based companies, I would appreciate the referral or any advice

Hi trying to get my security + certification any advice on studying and where I should I get my learning materials from I have access to the degreed platform

Have about 5k to invest - should I do FXAIX or FSKAX?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Google stock to buy now or after the split?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Best high yield savings products?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?