Looking for advise on saving money I understand is hard now days but it is the ideal thing to do. Any savings plan recommendations?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

My mother is going to get retired from her government job next week and will recieve her one time payout of close to 90 lakhs by the end of the month
The amount is non taxable but any profit earned from the amount will be taxable. Where should the amount be invested?(next 8-10 year horizon)
1. Buying a 3 bhk flat for around 95 lakhs in Sec 31 Gurgaon.
2. Put all the money in FD and live off of interest.
3. She is not very ecstatic about investing in stocks.
4. Gold?

How did the mbb 2020 revenues go ultimately? Double digit growth slowed? Just curious

Is anyone still following/bullish on GIK? Wondering whether to keep holding or sell

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

I'm 21, trying to build wealth. I need your help!

In the next 5 years, I plan on buying a house but there are so many investment options, I don't know what to choose.

I can invest upto 30,000 a month, please suggest!

The current state of market has me confused. I need an AR of 10-15% with Medium-High to Very High Risk profile.

Thanks!

Thoughts on the new Chase Freedom Flex?

Any advice on ESPP plans? Should a maximize my contribution? It would be 15% of my salary and purchased twice a year

Pretty new to investing. Can someone please explain what a SPAC is? And the difference b/w a SPAC and a VC?

In chamath we trust. This guy prints money. The wave will end eventually but damn it has been good.

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

Can wife claim husbands PAN for HRA? Flat is in the name of husband

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Whats the most reliable among german cars? I am worried about paying a lot for maintenance and repairs but also dont want a japanese tin can

What’s the practical different between Chief Legal Officer and General Counsel?

I have an offer from vodafone. Will Vodafone give a counter offer if i show other offer letter with more lpa?

Does Nagarro give option to WFO?
At Bangalore location where is their office

Things are apparently going to get better after a client will be leaving, I’ll get to work on different brands but I am feeling pretty burnt out from the agency I’m at. Will new clients help? Or should I look elsewhere. Been at the agency almost 3 years, I feel like I need to switch things up for my sanity.

Anybody could refer me to Deloitte.
I'm happy to refer anyone to EY as well.
Thank you

How to look about for opportunities for Acca candidate who has 3y experience in external audit ? Looking for suggestions ! Thanks

Stop working and watch Kenobi!!

What's the salary range for Sr Data Engineer and Lead Data Engineer at Lowe's India?

Friend lives in Moscow, Russia and friends with a Sr manager of multiple rolex ADs in the city. Apart from the usual DJs, literally the only thing they apparently have in the entire city is a single Submariner gold TT. Crazy. And here I was thinking that I can outfox the waitlists

Bets videos on YouTube to learn to sell covered calls

Anyone recently promoted via IJM & got eletter too...can u plz DM me, I need ur help.

Do we get anything on diwali from optum

Where are the most opportunities in LS Consulting? I’m looking at moving to NYC but wondering if Boston or SF is a better play. Ideally prefer to be in an in-person/hybrid role.

How much salary to ask for if I hold 3 years work experience in financial services domain? ( not a CA, CS, CFA) I hold PGPM degree. ( previous in hand monthly was 42K)

I just found out a new colleague was brought on at 20% higher salary than my current salary. (Have been w/ firm 1.5 years) She doesn’t have a 4-year degree (working on it). How do I bring this inequity up and ask to be compensated equally? I have years more experience and My work is more complex - she is basically a receptionist. Any suggestions would be helpful!

I completed 4 years in JPMC , every year I got double digit hikes >12%, and bonuses >3 lakh and increasing . last year I got promoted to 602 with bonus >5 lakh, I am getting interesting offers outside should I stay or leave ? Also, I need 11+ likes to unlock my dm . Please like 🙏

Does wipro provides car parking to employees in Gurgaon cyber city office??

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Thoughts on personal loans to consolidate Debt?

Paid off my account debt!

In your opinion which is the best target fund to choose in IRA Roth?

Have about 5k to invest - should I do FXAIX or FSKAX?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?