Make a 1 time payment of 10K in series I bond right now while rate is 3.5%? Or would I rather put in a few hundred a month for the next 5 years?

The trading volumes dropped significantly in the last couple days across BTC, ETH, and LTC. Any reason for that?

Did anyone else get a ridiculous rent increase this year?

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

I am investing as a beginner. What is a good company to start a brokerage account with ? Fidelity, Ameri E Trade, ML? I’m looking to put my money in index funds.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

I need your advice and assistance to choose between 2 options. I have two job offers one from India and another from Amsterdam. I am confused about choosing among them.
1. In India my gross would be 69 LPA along with my spouse out of which we save up to 20 LPA per year.
2. In Amsterdam, my gross is 86K including holidays allowances and stock options. My spouse is searching for a job. she might get 65K in the coming day.
Considering the 5yr horizon. Need your help to decide on the options.

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

Owe ~$4,500 in taxes for 2020. Anything I can do to reduce this amount? Going to contribute some extra money to 401k to get me to 19,500 for the year. Anything else?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

Best provider for good rates on used car loan?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Currently at $200K base salary (31M) - after taxes, expenses (including vaca), and savings (maxed out 401K), I’m leftover with $30k-$40k. Is this average? If not, how are ppl saving more?

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

What is the salary range for Enterprise Agility Manager- Technology Strategy & Advisory?

What’s the best points system for people traveling in Canada? So far I only use Bonvoy and Aeroplan.

Anyone with systemwide upgrades to sell on American Airlines ?

Anyone have any recommendations for an affordable (10k or less initiation fee) country club in GA? Don't mind at all if it's a bit of a drive from Atlanta proper. Just looking for an oasis away from the city life.

Anyone Boston next week?

Hello .. Anyone joining UBS on 31st October in Pune location?

Looking for a single sharing room for male in a furnished flat near Eon IT and WTC in a gated society.
Budget 10-15K
Location: Kharadi, Viman Nagar or nearby places.

Planning to shift from mid August.

Any leads will be appreciated.
Thanks!

Does anyone else get super emotional when ending a trip? I’ve been working remote in a place for quite some time and leave soon. I find myself constantly on the brink of tears. What is wrong with me lol

I am finally going to see a therapist for my depression and suicidal thoughts. Alot of bad things happened to me the past 2 years and I just can't handle it anymore. Just wanted to get it off my chest.

If you declined a job offer from a B4, but now want to pursue the opportunity a few months later, would the firm move forward with you? Would they make you interview again if so?

Would would a senior product manager do over and beyond a product manager. We don’t have any seniors at my startup and I’m trying to figure out what I need to do/achieve to get promoted. Any advice would be much appreciated.

Am I the only one who is happy I got into IT?

Accepted an offer with BCG! Looking forward to the transition next month. Will be in BCG Federal. Anyone in this bowl also in federal?

I am having 4.5 YOE. Working as full stack developer having current pacakage 13.2 planning to switch now so how much pacakage should i expect and which all companies should I go for.

Hi all,
How much one should get for 6years of experience with Java backend with microservice and hibernate ?

For a 3 Year Experienced React Developer shifting from Service based company which is better Comcast or Verizon? Pay wise 1.5 LPA is the difference between two companies. Designation is same. Both have variable pay upto 10%.

What is the yearly hike cycle @capgemini? And when the variable is paid?

Are there any non-client facing agency roles that one could move to? Currently at a holdco media agency.

I have been in Recruiting and HR for 11 years and thinking about making a career move. Ild love to hear from anyone that’s made a career move from HR to a different role.

So after you max your investment accounts (401K, IRÁ, emergency savings. etc) what do you do next?

A little context: 24M, started in the pandemic, moved back home and paid off my student loans.

Do I move out? Can I start spending on myself? Am I missing anything from a saving perspective?

Apologies in advance if this comes off entitled/arrogant, really just looking for some advice and wanted to give as clear a picture as possible.

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

International stocks are doing terribly. How do you stick to your plan and continue to buy you allocation of international stocks when it's tempting to go off plan and buy a bit more US?

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

Been looking forward to the stock market to come back to earth for a long time. What should I buy

Anyone using basic MF or ETFs to invest? I’m new to personal investments and was wondering if I should spread about 10-15k across some ETFs and MFs, do you use a bank for this?

Marcus HYSA rate cut down to 2.0% :(

Thoughts on pionex?

Thoughts on Amazon credit card? I’ve been hearing about some good perks, but not sure if I should go with something like AMEX/Chase instead

This might be a stupid question - is now a good time to rollover the lump sum from ex employers pension to my new employers 401k since the markets are down? Does it have the opportunity to grow more if I do it now, or is it all the same?

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How much do you guys think average 4 year college cost will be in 20 years?

Why is the market going back up already? Is this how it was in 2008? Should I keep my 401k same or increase?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

Any reviews on US Bank’s platinum checking account ?

I am working with a loan agent for a mortgage account. Per the agent, I will get a credit of 1000$ once I open the checking account. It should cover the loan application fee and commitment fee. (1100$)
Here’s the catch — the account has a 24$ monthly maintenance fee. And that gets waived with the mortgage.

I wonder what would happen if I refinance.

Thoughts on marijuana investing? Best investments, so like equities or funds?

Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.