My Cobra insurance runs out next month. Who’s found a personal plan they like? Feeling lost!

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Really regret not selling United Wholesale Mortgages. Very confused on what to do with this one. Unless it gets PT it’s gonna be stuck around the 10 range. Think I may be eat the loss on first say a dividend is available

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

Do my wife and I still qualify for the $500/child for 2 kids if we earn more than $200k in combined joint income? If I didn’t file for 2019 taxes yet, and one kid was born 2019, do we get 500 or 1000?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Is anyone aware if we are eligible for pension component?? I know D does have for Core Consulting model.

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

Good cities/neighborhoods to invest in around Dallas? Looking for a SFH with max price around 300k. (w/ 70k down)

In house insurance defense comp. What’s the highest paid and lowest paid companies? Which companies give bonuses? Please provide yoe and salary.

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Has anyone used an online accountant/back end company to manaage all of your invoices, billing, taxes, etc?

I’m debating using Collective or Bench but would love real reviews.

How Income tax deduction is calculated in Mphasis payslip?

Is there any specific % or threshold values?

Can someone recommend affordable health insurance? I left the firm earlier and am expecting a gap of medical coverage until I find a job. Currently not actively seeking either...

Personal finance book recommendations?

Does anyone still play StarCraft?

Hello all,

I have got an offer from vmware but I have heard that vmware layoff employees a lot. Can anyone please put some light on the layoff situation in vmware. I am really confused

Thanks

What’s everyone giving as their ACD rate range for freelance? Specifically in big cities like LA, NYC, SF

Spending 48 hours in Belgium this summer. Do you recommend Brussels or Antwerp?

16 yoe experience in full stack development with Java. Ctc 32 LPA, how much should I be asking when I’m currently interviewed for engineering manager/senior manager position?

I feel like I need a good cry

Any good books or articles worth reading on product marketing and analytics? I come from more of a technical and general product management background, so I personally feel like I lack on the marketing side. Like Search engine optimization, etc. Thank you.

Hi Account friends! It’s the start of a new year and I was hoping you all could share any book / newsletter / blog / course recommendations that help keep you up to snuff. Feeling a bit stale and like the last year has been a tactical grind. I want to brush up on modern thinking for our industry - the latest and greatest marketing books, strategy perspectives, creative self help, etc. to feel more alive as we start 2022.

Comment your favs and THANK YOU in advance!

Is it just me, or does Seattle not feel as "welcoming" for first-generation immigrants?

Hello fishes

I am going to have HR discussion for PWC they are offering Senior Associate position.
My skill is sap cfin. My current package is quite low as per the market i.e 9.6LPA. How much we can expect from PWC?? I am expecting at least 15LPA.
I have 10 YOE
Any suggestions??

Thanks

Debating leaving and going to a different Big 4, thoughts?

Any idea what is 80% and 120% salary range for AVP(B8) in Natwest Group India?

Has anyone returned to HSBC after quitting with a better hike ?

Strategy Director Salary / LA / 8-10 years exp?

Not sure if anyone is gonna be down for this but i know of a writing gig with a rate of $60-$80/hr. It’s mainly website copy for a web3 company so it could be good to get that experience. DM if you’re interested.

While apartment searching, how do you prove that you’re making 40x’s the rent if you’re working freelance? I’ve been freelancing consistently for about 8 months just don’t have a full time job

Does anyone here freelance (in design or deckmaking) on top of their full time position? How does that work?

Looking for freelance junior and mid level producers for an agency gig in NYC. Message me if you're looking or know someone who is!

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

I'm on the hunt for some great mid/ senior conceptual crearives.

Either solos or teams.
Fully remote. Dm me if interested

I want to make funds posting content, also want to find others that would help me in the process of making content.

Freelance social media managers: how to you charge for your services? What deliverables are included? What’s your rate?

How do you deal with references as a freelancer? Most of my past gigs - I had managers on paper but it was a formality as I led my own work so don't feel comfortable asking them to be a reference.

2021 FREELANCE RATE THREAD. Let’s share to see how 2021 budgets seem to be. I’ll start, Associate design director, $1200/day

I’ve been a freelance print production designer for many years, and usually on-site in the before times. Now I work remote, and am finding it uneasy dealing with billing. Before I always billed hourly, which made sense, but it’s becoming an issue now. Some companies don’t have a full days’ work, so it seems wrong to bill full days, and it allows me to juggle projects for different companies, but my billable hours are down. I know I should bill a daily rate, but not sure that will fly. Thoughts?

Working @ RGA100+ hour weeks without knowing if or what the $ will be. How is this legal?

“your weekly rate covers your salary for the full week. Our general work schedule at R/GA is Monday through Friday, however, all salaried freelancers are eligible for a discretionary bonus which factors in extraordinary time you bill to jobs outside of our general work schedule as well as your overall performance. This discretionary bonus would be paid out on a monthly basis and is not guaranteed.”

After 10 years of working as a FTE PM/producer I’ve now been laid off (thanks Covid) and am looking to start freelancing for the first time. What advice do you have for a new freelance PM/producer?
Also, what kind of insurance do you take out as a freelancer?

Started a freelance gig with a new smaller agency — doesn’t feel like a good fit and it’s not full time- I have other jobs inquiring. Is it bad to quit for something fulltime?

I’ve been dabbling with the idea of getting into copywriting as something to soon the side but I have no experience doing it. What steps should I take (books to read, gigs to start with or pursue, etc) if I want to go from $0 and next to ) experience to $40k or so a year?

Right now I’m currently unemployed and taking a break from my fine art stuff to try to get back into tech sales, but I was looking to expand my skill set and also generate extra money at the same time.

What’s the average hourly freelance rate for digital art directors with 3 years of experience in NYC?

Today shit blew up so much on my two gigs all I could hear for hours was the constant barrage of pinging noises from outlook, gmail, slack and teams. Like some kind of hellish tech sounding symphony. I will probably go to sleep tonight with pings, clicks, chimes and whooshes echoing in my head into the void. Seriously y’all how do we not lose our fucking minds?

Looking for a freelance GRAPHIC DESIGNER for ongoing monthly retainer to design overall direction for an IG account with 50k followers. Social media experience is a must. Understanding how to design content to foster community is a plus.

DM me your website/portfolio if interested. Thanks!

To people living abroad (outside of the US), do you apply for jobs that specifically state they only hire US residents?

Any junior-mid ADs with good social/digital work looking for a freelance gig? I might have an opportunity I need help on.