Need some advice on mortgage. Planning to buy investment property where in long term rentals will be higher than the monthly costs like mortgage, insurance and taxes. So it should qualify for DSCR loan right? What’s the interest rate going on for the DSCR loans ? Credit score over 750. Also, how much % will the minimum down payment required for it ? Property is already occupied by tenant which will roll over when I buy it . Any good mortgage lender , credit union in this group? Please DM me.

Is it smart to invest in Apple right now?

What health insurance bkd has? Any 401k match?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

What is a good credit card to get for travel?

San Francisco peeps, what % of your salary goes towards your rent every month (if you live in the city, not suburbs)?

Can anyone invest in Roth IRA asking with 401k or is there a limit based on salary? I was told if you are making above X, you can't invest in Roth IRA. If this is true what's is X amount?

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

Any tax saving ninja technique??

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Which style home do you prefer and why?

Is it possible to buy a house and sell it for a higher price?

What is the best-kept secret among realtors?

I’ve made over half my yearly pre tax salary in the past month from MGNI. If I ever get promoted I’m going to find a way to buy their services

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Planning to go to Mexico during thanksgiving with husband. No idea where to go. Recommendations? Doesn’t have to be resort / beach.

Could someone send me the link to the BCG bowl? Didn't come up in search

Started the internal GC process in October 2018. Today I-485 status changed to "we ordered your new card." My jail free card is finally on the way I guess. Hope everyone with pending I-485 gets your GC soon!

What’s it like being an operations analyst? What would you say is the best part of the job vs. the worst part?

Best Coursera courses ?

CELEBRITIES ARE NOT A CONCEPT

Blow me one last kiss 😘

Going to PTown. Somewhat concerned about monkeypox. Should I just wear long sleeves everywhere?

Hi I am through the technical interview for Oracle fusion middleware admin position, with 3.2 years experience. Had call with HR and she mentioned only 45% hike is possible that would be around 6.5 LPA. I am expecting around 8LPA. What I should do how to negotiate further and iam having managerial round in couple of days any suggestions are appreciated

Hi,
Anyone here about to join Accenture Gurgaon on 14th of November?

Hi Fishes,

Need your suggestion.
Wanted to decline an offer (which I had accepted earlier) stating location contraint, but now they have given location of my choice.Still I don't want to join.

How should I deal with company in this scenario.

What’s the practical different between Chief Legal Officer and General Counsel?

I’m seriously considering eating dinner at 5:30pm. Does that mean I’m officially old??

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Does buyer have to share appraisal with seller? Can seller request it?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

First time home buyer and I have no idea what I can afford. Excellent credit. I know to get a preauthorization before looking but want to skim homes the meantime. Any good rule of thumb when searching?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

Hi - any good books recommendations for getting started on real estate investing?