On a 170k salary can I afford an $830k house? 670k mortgage after 20% down. Cars paid off. Zero debts. Other holdings.

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Tough investing market out there!! What are some investment strategies to consider during these times?

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Any recommendations on JV funds, hard money, private equity etc to fund MFC deals and great residential deals brrr/flip. Finding some great deals in my local market. Any tips on raising capital or attracting investors?
Thanks in advance.

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Thinking about buying first home. ~$600k. How was your VA home loan experience? In a competitive market, was it a weakness? Is it an issue with lenders? Do I need a RE agent well versed with them? THX

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

How much percentage of your Salary do you Save/Invest?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Do you have a financial advisor? If so, what firm did you use?

Started my grad job in consulting and keen on getting a credit card - any advice?

Any leads to get Mechanical Job in US from India??!! I'm with 5 years of experience in Automotive field

Once a vaccine is found (assuming it'll be in the next 12 months) how long do you think it'll take the economy to rebound?

Anyone here spent several years in industry and then gone back to PA? If so, why did you go back? How was the transition?

Any views on mining machinery?

Microsoft Azure
Aws
Developer, administrator, architects

Remote support from india, for USA customer contact on 8851891563

Getting ready to quit and I’m scared as heck!! But I feel like it’s now or never to follow my dream of taking a gap year to backpack the world!! Dealt with a lot of pushback and concern but this is it

What numerical level and TC does “Strategy & BizOps Senior Manager” correspond to in big tech?

i have offer from Nagarro with 25 lpa fixed and pwfh , TIAA 25 fixed 10% bonus , HSBC technology asking me for retention but it has production support work along with development so I am bit hesitant to stay in HSBC Technology
Also how is Volkswagen IT SERVICES as I am expecting offer from them.

I would really appreciate any feedback on Manhattan Associates PSO OMNI.
I have offer from MA PSO OMNI.
Shall I consider it?

I am having an experience of 9+ years into analytics domain with hands on exposure to data science and machine learning.
Please can you refer me in your organization for any suitable position.
Thanks in advance.

Will be in São Paulo next week throughout January! Does anyone have any good bar/restaurant recommendations? TIA

Do our managers have access to our Slack conversations?

Witches in the white house?

Am I the only person who gets skeptical when a recruiter calls, like did my law firm send you to see if I’m interested in making a move? 🤨 I may be paranoid, though. Lol

Is hiring going strong these days in MBB? I will be interviewing soon with Boston Consulting Group, McKinsey & Company, Bain & Company

Any ME fish willing to share insights?

I got offer as Associate (Technology) from pwc. Can I extend my joining date for 3-4 weeks?

I just want to retire

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Is it common for HOA to ask you to prove your car registration is up to date?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Any Property Management recs in Seattle area? :(

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Has anyone here used New Western to buy real estate deals?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Anyone take the WI Real Estate state exam? Any tips on what to study?