Probably a very stupid question but is it possible to earn points on mortgage payments? 😞

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Shall we start curating a list of comp/bonus?
Saw the main bowl which has this list but few data points for Europe & UK.
Would be good to know what the pay is currently due to the hot market & new joiners with great comp?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Have about 1500 XRP bought at $0.21 - hold or sell for XLM?

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

For the other 1099 contractors out there, any thoughts on other strategies for what to do with your tax money besides a high yeild online savings account? My Barclays account is 1.50% interest.

What all are the benefits IQVIA provides. Need to understand on below points-

1. Leaves
2. Meals
3. Transportation
4. Medical benefits (like dental, optical)
5. Allowances
6. WFH
7. Bonus that excludes from CTC and variable
8. Annual/Half yearly parties
9. Goodies or gifts during major festival
10. Anything else 😅

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

where is the best place to sell or trade in my used car? (2019 van low km’s)

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anyone has any credible info on Stream space ICO? Apparently they sold 48mil coins and do you know how can an American can participate in this ICO?

Is it a bad idea to buy my first home given the current interest rates?!

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Whats the max of monthly rent has anybody shown for HRA deduction 😅

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Hi fishes, anyone here who can refer me for mechanical engineering roles? I'm aero engine design engineer with 10 years experience working at Bangalore right now. Any referral is really nice appreciated. Thanks

Anyone with US Trust as a PCA? Looking for additional details in terms of the culture, day to day type of things and how you’re doing there vs. what the recruiter stated was the average?

Hi everyone! Coming out from anonymity as the bowl leader here. I started this bowl back in March ‘18 and proud to say we’re about 1,400 members now. I’d like to make this a more engaging space...

Can you practice for leetcode without knowing how to code?

Curious how many of you live outside of Austin but commute to work within the city? Or if you’re fully remote.

Kudos to the Digital team for the inspiring first day of CoLo! This group of awesome people is what keeps me at PwC 👍

I wish our Digital leaders were running the rest of P&T...

Was hoping to one more sailing day today but a flat tire ended my plans. Boat is out tomorrow 😔

Has your boss ever forgotten to pay your commission? Happened to me today. Actually to our entire sales team. Advice for how to respond?

If you were to hang your own shingle as a consultant what BI tool would you use to deliver dashboarding to clients?

Assume that you aren’t plugging in to source systems as I primarily work in CDD.

One of our clients took our idea and basically sublet it to different brands without our knowledge. Technically speaking, there are no rules against this, but it still feels like an icky thing to do. Thoughts?

Hi fishes,

I got progression and now I am a S3 in EY GDS, Financial Risk Team. Bangalore

As S3 is also internally called as AM level, how much salary hike can i expect? I got EC as rating this year and have 5 years of experience.

Current salary 8LPA Fixed.

Thanks!

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Is it possible to switch from a pricing strategy role to a strategy and business development role?

How long does it takes for you to feel confident on what you are doing at FDD? Essentially I am not trying to stay at FDD forever but want to make sure that I learn all the necessary skills before I go.

Pharma Insight Bingo!? I’ll start. “Patients have settled for a new normal.”

Hi,

I got offer letter from IBM and since I had had to update joining date ,I send query.When will I get my update offer letter?

Yesterday I made a blanket fort with my husband and we watched a movie and ate ice cream. Yes, it was awesome.

Thoughts on the new Chase Freedom Flex?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Amex platinum vs CSR??

Every time I try to use Hertz points abroad the site says that location doesn't take them. Can I call and use them or am I just SOL using them anywhere internationally?

United GPU question - if I have GPUs that expire on 1/1/2020, is the expiration the fly day or the booking date? Can I apply them to a flight that takes off after 1/1/2020 as...

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Fly to Columbus on connecting flight or to Atlanta and drive?

Will have a night in Houston for work. Never been to the city before. Any tips on best SPG/Marriott property down there?

Anyone have the SPG/Marriott corporate code for Comcast?

Are there any major differences between the delta lounges at LGA?