Re: houses, my partner and I are considering refinancing our home to make my loan payments but want to know if there is anything stupid about this we are not seeing.

Guys, what platform do you use to trade US stock?

2.75% rate + $2000 lender credit for 30-yr conventional in Austin. Is this good??

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

I’m currently signed on a contract for my first house for new construction that has gas heating. I have not lived in a house with this before and this entire time have been battling the anxiety of it even with detector. The house, location, and price is all everything I could dream of. Any advice on what to do in this situation?

What companies do you recently regret not investing in?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Got 150k saved up, can I buy anything worthy with this as a down payment at the moment?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Hello there. I have been interviewing with Okta and got through all 5 rounds of interviews. They say they want to offer me the job but there is a global freeze for all marketing roles at the company. They want to offer me a contractor role instead. Does anyone here know if that is the case? I haven't heard anything as they seem be on wellness week. Thanks for any guidance :)

Hello,

Can someone please tell how much % hike is given in s&p yearly for avera performance

What perks and benefits does ZS Associates provide to their employees?

Where in Dubai do you live? Which areas would you suggest for MBB consultant? Thank you

When people ask how I handle this job... HAHAHA, I don't.

Any insight into GT risk advisory? Salaries at mgr and sm level? Recruiters getting aggressive

Does anyone have any experience with hub insurance?

Any 7A / 7B on bench for more than 2months now ?
What's your plan now ? Seeing outside ?
I am on bench close to 2months now , hence any advises would be helpful
Band and Skillset : 7B , bigdata Spark

Which award did you pick when you hit 50 nights in SPG and why?

1 night free
10 upgrade nights
5 Elite Qualifying Nights

Is CSR still worth it? I already used the complimentary Lyft membership? It just expired. and I already used the DoorDash benefit. Their fees are going up to $550

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

How do you improve critical thinking skills? If a manager tells you this, how do you respond and how do you get better?

I was told by my manager that I’ll be getting a promotion and a comp raise about a month and a half ago. It hasn’t happened yet and he keeps saying HR is slow to respond. Is there anything that can be done or do I just keep waiting around?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Benefits to scrum or PMP certifications as a low level Associate? All the positions I see require 5+ years scrum experience. Also would appreciate people’s perspectives on scrum vs PMP in general. I’m a people person and quite good at leadership so I feel my talents are being wasted managing client direction on funds day to day.

How are High Schools doing College Visits this year? Google meet, zoom, something else? Do students Pre register? During the school day or on the students time? I’d love to hear how you are going about it. We are not allowing visitors in the school this year so it’s all virtual. Thanks for your reply’s.

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

SOFI or who else?