Recently moved to US. What retirement funds can I invest in if the gross HHI is above 194k (Roth IRA limit, per Fidelity website)?
Maxing out pre-tax 401k. What else? Please help! Thanks in advance :)

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Looking for a role in strategy and m&a consulting if possible in healthcare and life sciences, however I am open to working across sectors. ~4 years YoE. Would appreciate any help here :)

Do you know what project delivery benefits are there? Seems like from what I heard, project delivery limits to you a ton of resources at the firm... including degree tuition. Do you even get reimbursed for certifications?..

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

Any advice in terms of investment to save the maximum tax?

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Other than Airbnb, what is the best way to find month to month rental options?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

What are everyone's thoughts on resume services/coaching? I am a leader/exec that was laid off (first time) and have spent over 15 years in various roles such SVP Operations, Senior Director Product, VP Solutions, etc. at different companies.

I am struggling with putting my experience/qualifications on paper...

Healthcare consulting practice. Deloitte vs Accenture vs other players. Thoughts on who has the best practice overall?

And any insight/who has the best practice in the provider space specifically?

Anyone working on Digital Front Door strategy? I'm building this out for my practice right now. Would love to connect.

Any senior BCG people on here willing to chat about what BCG do in health and help me understand the culture? Thx

Anyone willing to refer to a role at Flatiron Health?

I have no idea what 99% of the other law bowls are talking and complaining about most of the time... anyone else in the same boat?

When you realize the greatest value add you can bring to the deal today is picking up everyone's lunch

Looking to gauge if my current salary is competitive with the current market. I am a senior associate on the fund accounting team and make about $110k after bonus. Any thoughts?

Hello all

Could you please let me know the insurance coverage in Lti.

Would like to know coverage per person and is there option for floater against complete family.

Thanks in advance

Out of platform question-

Is the outside food/beverages allowed in the movie theaters?

Best Co-living PG near Bagmane Tech Park Bangalore or in Whitefield?
Moving to Bangalore for 2 months with wife.

Recently jumped 5 months back to 15.5L. Didn't get proper role so started giving interviews again.
Now cleared client round and got email confirmation from HCL PM on offer. HR discussion is about to start.
6.8 yrs experience in Automation Testing and currently in Test Lead position. Getting hired for Implementation Analyst/Manager considering my previous responsibilities held and aspirations. As said earlier my current total CTC is 15.5. How much can I expect? Also do HCL provide joining bonus?

I recently got a job offer through a company that offered me the high end of what I was asking (75k) but since it is the high end of what I asked for, do I have room to negotiate? Do I have a leg to stand on if I even try negotiating at the point? I have til Friday to fully accept. I’ve never negotiated my salary but want to be sure I’m being paid fairly for this site merchandiser role! TIA

Hello all! Has anyone completed the Professional Certificate in Product Management program with Kellogg Northwestern?

I’m currently a technical project manager looking to pivot into Product Management. I’m wondering - is this investment worth it? Interested to hear your thoughts.

For context, I graduated in December 2021 with a business degree and have 1-1/2 professional experience in tech/marketing/project management.

Thanks in advance!

how long it takes to start with project in global logic?

I got offer from PWC AC Bangalore as a senior associate 2 (OIC technical) 20L per.anm is it good to take the offer.?

So my junior lies a lot. About everything. They work hard and are reasonably smart, but they would swear a black pen is red and vice versa. When you catch them out, they keep digging. I like to think I’m very approachable and would never have an issue with someone not knowing something, needing longer on a deadline, asking questions etc. I’m writing this junior’s review and I’m wondering whether (and, if so, how) to bring this up?

What kind of discounts does your clinic offer staff?

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Leave it to a 2% dip in a day to send people panicking lol

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

Will markets jump upwards the day Putin dies?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds