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Absolutely not. $5k really isn't that bad as far as debt is concerned assuming the interest rate is low and he is able to pay off more than the minimum balance each month. Help him by helping him stick to a budget that allows him to pay it off, suggesting a transfer to a 0% interest card, etc. Paying more of your joint living expenses is different than agreeing to cover his existing debt. Unless you're talking marriage /buying a home together and his debt will impact your own financial planning
Oy, I agree you shouldn't pay it, maybe you can lend him the money, it's really between the two of you. Trust your gut.
But let's not get into what a man should be making or not and how they should be, double standard much? I helped my much younger bf get a job and get credit and for a while he was making less than me because was earlier in his career but his field is much more high paying since he's a computer engineer so he surpassed me a while ago
Don't let other people give you relationship advice too much! That's my advice:) Money is not the most important but most people get to that level of mature thinking later in life. If you guys love and care for each other, don't be afraid to be there for each other
Agree with Digitas. Also, I don't think it's wise to commit to something like helping with a partner's debt unless there is a long term commitment there. Whether that's an engagement or something that holds similar meaning in your relationship. It's possible things won't work out in the long run and if that happens you likely will never see that money again.
Also ...don't judge me but I don't know if I'd be OK dating a guy that makes 20% of what I do. I know ...it seems evil.
Digitas here agreeing with other Digitas.
Help the poor guy, never forget to mention it every time you fight.
Very sensible, Digitas.
I think it's unfortunate that he'd even accept your money for this.
"Paul Blart: The Musical" is a better idea than you paying your bf's credit card bills
What's the long term plan?
Abort this line of thinking immediately - I truly hope this was your idea and he didn't ask this of you because at that point you should also think about aborting the entire relationship!
He must have a big one.
Did he ask you for help paying this off? How long have you two been together?
Also - I'm not sure any man that's serious about a relationship would be completely comfortable with his girl paying off a 5k debt...
Hard no. If you end up getting married, maybe. His debt is his choices. If you want to split expenses based on income, that's a more logical choice.
Absolutely NOT. NO. I want to shake you. NO.
Whoa, Razorfish. That's super privileged of you.
Better investment would be to help him write a better CV and find a more lucrative job so he can pay the CC debt himself.
Wow. Crazy responses here and some sensible responses. 1. My Husband makes significantly less than I do. He is also younger than me. He will make less than I do until we retire. That's the nature of the business we are each in. Doesn't make him less of a man and I would never dump him because he makes less than I do. Money is only money. But when we retire it will be his pension that we are guaranteed each month. 2. Once married we paid off his debt (mostly student loans) together. I had just recently finished paying mine off. 3. If you choose to pay off his debt do NOT EVER throw it back at him in an argument or any form of discussion. 4. Read or listen to some Dave Ramsey for some budgeting and financial advice. 5. Be okay with whatever decision you choose and do not expect that money back. Best of luck!
I have to agree with Wunderman. Follow your gut instinct and let it be your guide. You are the one who knows your partner best. Also whatever decision you make remember you are the one who will have to live with it.
Do it if: this fella is a keeper AND you're confident you'd be able to let go of the resentment if you never see the five grand again. Make sure you can say yes to both. Like @FCB 1 said you're the one who has to live with it.