Should I pay the minimum on my student loans? Or should I max the payment? I just signed up for the save plan and my payment is $300ish a month. I could likely pay $1200 a month though. Either way, interest is going to double (if not more) my balance by the time it can get forgiven under the save plan. I want to be debt free faster but I also want to be able to have extra money. Any advice is appreciated.

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Newbie trying to buy some alt coins. Currently have some money put into eth and ltc. Suggestions please?

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

How do you earn $500k and still feel average?

What are the best ways of tax exemption

How do we get TSA Pre through AFS?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

What is the most reliable way to make $750k a year by your late 30s?

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Anyone trade their personal account actively? How successful have you been?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

I would like to know how much will be in hand for London onsite from tcs for an IT Analyst.

I am planning to travel with spouse and 3 year old kid. Wondering about savings as well.

Any guidance is appreciated!

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Nyc fish - what are your first and second year PE salaries looking like and what is fund size? I’m at 150 base and 150 bonus with a 2bn fund in my first year

Hi everyone, pls give me 11 likes so I can start DMing. Thank you!

I’ve been negotiating a settlement on behalf of a client. OP is a major corp. we’ve gone back and forth for months, almost a year. Finally came to a final agreement and we’re reviewing for final signature. Then client is reviewing and decides they want something else modified. It’s a point of contention. OP has said no. Should I communicate this to client before pushing back against OP’s rejection of the mod?

I have sent my letter to negotiate salary. Praying for good news!

Any senior BCG people on here willing to chat about what BCG do in health and help me understand the culture? Thx

EY folks, anyone get their Invisalign covered by insurance?

Hello,

I have cleared interview with Wipro a month ago and after 15 days I received a simple mail from HR saying you are selected.

Since that day, there is no communication from HR team of Wipro . I tired of sending multiple emails and when I tried to call he always declines my call.

Between director of respected technology is reaching me and he wants me to join ASAP and take over the project work.

What should I do now?

Thanks

Hey Sharks,

How's T-Systems india ICT pune for Data science?
How much to expect for Senior Consultant 2 -Data science?

Total experience 9 yrs.
Data science 4 years + 5 years in Data analysis.

What does the “Platforms and Ecosystems” product strategy team do and entail?

Wondering if $150,000 base + 25% bonus, no RSU, is underpaid for a Director of Operations in a Marketing/Tech firm?

Responsibilities include direct oversight of onboarding, support, implementation/integrations, customer success, production - fulfillment, production-web dev, and content departments. 8 years experience at various management levels, 2 years as DOP.

Guys i am switching jobs for first time so need your help
Company x offered me 9 LPA
Company y offered 11 LPA

I want to join company x more due to their tech stack, culture etc. It's also an established product based company while y is service based.
How do I initiate negotiations with x? I have plenty of time left in notice, but x also requested to join early (if previous company releases, with buyout+bonus) for which I have discussions next Wednesday.

Got an offer from a startup for 19.5LPA.
Its base is 15L, and I'll be getting 124800 in-hand.

I have 3.5 yoe in typescript/react/NEXTjs fullstack. Out of which only 10 months are on a full time role, rest of time was freelancing.
I am also an open source contributor for some NEXTjs related tooling.

Is this a good offer?

I recently tried quitting everything last Sunday, with drew all last week and then relapsed Friday, Saturday and Sunday worst withdrawals I ever had (cold sweats, shaking, wasn’t sure I would survive). I’m through the worst of it now but any advice? Thought about rehab but can’t stop work. This is probably my 9th time trying to go sober during the pandemic. I live alone so the isolation with the pandemic has extremely escalated my usage to the point of about a bottle of a day on weekdays

What is CRISIL's notice period

I've submitted my latest paper to the largest journal in my field, but it's taking forever for them to review it. I feel like they're just stalling me because they don't want to publish it. But if they don't publish it, then who will? And what happens if someone else finds out about my findings before they're published?

Does anyone feel like it’s difficult to gain acceptance and find allies when you’re a POC? I have attended happy hours, social events, and lunches, but I am not getting the same amount of traction as the other new lawyers who are white. Don’t know whether I should keep trying or just give up. Also don’t know whether it’s my personality or people at the firm. 😢

Anyone else sickened by Amy’s use of her black kids as props? You didn’t have to tell us that those two black kids were adopted, but way to make them feel different.

Hey all, I’m starting a new job soon (in 2 weeks to be exact), but I haven’t been contacted by the firm. Should I be concerned?

Might be a silly question but I will throw it out there. Anyone have any tips on best practices to preserve a silk press overnight? Currently have silk pillowcases but wrapping always ends up a fail.

What's your typical work day look like? Where do you work/what size firm do you work at?

Anyone in this bowl based in Central Florida that would like to connect?

LA fish: Any ideas for Pro Bono assistance for nonprofit community/cultural orgs? A family member recently joined the board of a nonprofit community/cultural org and is looking for counsel. There are no active legal issues, but they’re just trying to get affairs in order and have systems in place in case any do arise. I’m unable to represent them myself due to my work and lack of experience, and I’m unfamiliar with potential resources. Thank you!

Did anyone from your past tell you you wouldnt make it as a lawyer? Did you ever rub it in their face later that you in fact did?? 😂

What is the starting Salary for entry level insurance defense attorney in NYC area?

Have you ever been told off by an older attorney of color? We have one Black partner at our firm and in conversation with him this morning he told me I should work on sounding and looking "more professional" and not let my "tone" or "bad attitude" get in the way. I don't think I've ever had a bad attitude at work, and whatever "tone" I'm speaking in it's my normal one. As a Black woman I just feel super weird about it and kind of sad.

I saw that Orrick had an Attorney's of Color retreat in New York. Does anyone work there who can speak on how it was? If not, is there a retreat/coalition/group for Attorney's of Color at your firm?

Any one here based out in the Middle East? If so, what's your experience. Would you recommend it. I am 32F - African Descent planning to relocate to the UAE.

What was your experience with the LSAT? Do you think it's gatekeeping, preventing students who can't afford it (often people of color) from entering the field? OR is it helping future attorney's of color by giving them a chance to go to a top school regardless of grades? I've seen questions about the LSAT all day and just want to know how people feel.

Ketanji did not come to play! Came out of the gate ready to fight and turn these racist arguments on their heads. The way she was dropping 14th Amendment bombs on that man made me so happy. And this is only her first day. I just hope they protect her well.

Thinking of pivoting from insurance defense to something more meaningful and (dare I say it) with more work life balance. Currently in my 7th year of practice and am just tired of ID. Anyone make the transition? Any advice?

I feel like I'm going through really bad imposter syndrome, How do you manage it ?

Anyone feel like your job sees you as "one of the good ones?" It hasn't explicitly been said, but I'm one of the only Black attorneys at the firm and I think my white colleagues and partners see me as an example of how Black folks "should be" cause I mind my business. Basically I feel like a token, and I don't know how to shift that idea while staying professional.

I’m a newly barred attorney in Atlanta, Ga and I need two things: (1) a mentor who has time to be a mentor; and (2) a job opportunity. I am open to being a staff attorney or junior associate. CAN YALL HELP ME PLEASE?!?