Sorry if this is a dumb question but how do y’all invest your 401k? I’m in whatever fund Microsoft chose as their default on Fidelity but I’m curious if it’s possible to invest in individual stocks or anything with more volatility/growth

Thoughts on the new Chase Freedom Flex?

In your opinion which is the best target fund to choose in IRA Roth?

With interest rates rising, I Bonds are back in the discussion. Thoughts?

My father took a home loan, and the same home is kept as mortgage.
I'm paying arround 22k emi for the same but unable to exempt tax as the loan is on my father's name.

I googled a lot how to transfer it but neither gift deed nor sale deed would work as the property is on mortgage that's under bank's ownership (until loan is fulfilled).
Tax is also getting deducted, I'm paying hefty emis.
What can I do?
Please advise 🙂

I am new to the professional world, but I am confused about where I put my money once I have collected my emergency funds, I do not want to do trading but want to play a long term goal of investing, some good advice please?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

So Becker was supposed to charge me $600 to update for unlimited access since my account was due to expire in March. I called them in December to make payment. Now 8months later...they reach out to me saying they only charged $35. I just checked my bank statement and they are right but i don't have $600 sitting around...What do i do? Thoughts?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Paralegals: My firm is looking for a paralegal, and I see the job posting advertising the salary as $65-$75k, with benefits. Is this a good salary for a paralegal (Greater LA area)? I’m not the decision maker, but it’s been a few weeks with very few applicants. I’m curious if there’s something hurting the firm in its search.

Can anyone share amex Bangalore location?

Anyone having experience with National Bank as a TFSA account or trading account ?
Thinking to open account in it as it offers free commission trading on stocks, ETF

Getting in the Black Friday spirit...what are your favorite places/stores/areas/shopping centers to spend your hard earned money?

Does anyone use yieldstreet or crowdstreet for real estate investment?

Looking to switch jobs and maternity leave policy is an important factor for me. Would love to hear about some companies that have generous mat leaves vs. others that don’t. Can you all share what you know?

Novartis is providing permanent WFH, is this true?

I need Sr./Lead Bigdata engineer with Azure exp.
Candidate should be in US
Location: 100% remote

Hi,

Today I will be having an interview with Hexaware for data science role. I appreciate for sharing key points to crack it, and how well is the work culture & is it WFH ?

Do visa employees have laptop options upon joining? What is the standard laptop?

Join the pump of Let’s Go Brandon coin. Up 100% today and 1500% in a week. Just don’t blame me when you’re holding the bag 😂

Deloitte peeps.. Can someone give me the detailed run down on how to most cheaply access PrEP? Starting with which health plan option, etc. Thanks in advance!

Karen what is the creative best work of your career? What work propelled you to your current role?

Before taking resignation they were saying will get letter in 2 days max, now Delay in offer letter even after more than month from the day I took my resignation back.

Any suggestions will be much appreciated.

We grew by 2 fish this last week! Way to go!

Hey street photographers, what are your thoughts of people being identifiable in shots?

Today is my LWD at Cognizant but assets are not picket yet from my location.
I am receiving emails for pending ITasset clearance.
Can it be possible after my LWD?
Has anyone faced the same ?

Cheil, Tbwa or Grey Germany?

My wife is in sales at Mercedes and she has been averaging $200k a year and growing YoY. She loves her job, however she works long days and barely gets time off. We plan on having kids within the next year or two, and it’s highly u likely that she’ll be able to keep her current gig. We want to find a career that allows her to work remote or that at least gives her a better work life balance so that she can see her kids grow up. Should she get certifications to give her a shot at adtech?Too late?

What do you wish you had known before becoming a manager?

Hello all,

I have around 4 years of experience in manual testing And want to switch to Automation testing.

I have done API testing using POSTMAN and Load testing using JMETER for few months.

And want to learn more about one of these tools.

So,which one is better to continue learning w.r t automation testing scope.

POSTMAN or JMETER

P.s: don't have coding knowledge

Looking for a Cisco referral! Thanks.

Has anyone applied for Canada PR through express entry as of 2020 ? If yes, have you received PR ?My application has been in progress for 7+ months (application for myself, wife and 2 children) . H1B is expiring soon and will prefer to move to Canada. TIA!

Suggestions for prep? I scored a puny 470 in mocks.

Should I go for GRE?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Any good ETFs to invest Roth into?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

How do you earn $500k and still feel average?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

2022 - How are we becoming millionaires folks? What are legitimate (not MLM, drop-shipping, affiliate marketing, Facebook ads) ways to make money besides our primary incomes?

For me: It’s credit spread {options} trading. That is the only one single thing that has worked for me.

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Come from a no money family & limited financial savvy. What’s an easy way to open and manage a personal investment fund so my savings makes me more money, similar to my Roth 401k. Thanks in advance!

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.