Starting my job in Sept. Entry level, 80K salary. I would like to hear suggestions on how to properly invest this money given the fact that I still live at home with essentially no expenses. EY doesn't match in your first year, sadly. Realistically, I can put all/alot of this money in the market. What should I do first (max 401k, Roth, etc) and what would you do in my fortunate situation?

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Max 401k and Roth. I’d you can achieve that on 80k you’re in great financial shape down the road.

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They’re living at home with no expenses on $80k, they should be able to complete this in 5 months

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Max HSA if eligible

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Make an emergency savings account, Max Roth IRA, contribute remaining amount of extra cash to 401k/house fund so you can start building for the down payment once your ready. I was in the same situation and bought my first house @25

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Was in a similar position when I started working last year. My financial goals while living at home were
- set up an e fund
- contribute ~15% to 401k
- max Roth IRA
- save a lump sum of cash to put towards student loans when interest starts
- take care of big expenses, ie expensive car repairs
- max company ESPP

Was able to hit all the goals before moving out. 1st step would be to do a financial pulse check, then make a plan, and stick to it. I’d recommend you set up a e fund, and max 401/Roth, before opening a taxable brokerage.

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