Take COVID out of the equation and act as if all traveling is normal. Would having both a Marriott’s Bonvoy CC and Chase Sapphire Reserve CC be worth both $500 fees if I’m staying at Mariott’s 3 nights a week? Really like the 6x points you get with the Marriott CC as I love racking up hotel points.

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I have both - thought the “lower end” version. Think the Bonvoy one is 95 dollars annually - https://creditcards.chase.com/marriott/cardmember/rewards_benefits and for Sapphire, went for the preferred instead of reserved - https://creditcards.chase.com/a1/sapphirepreferred/compare

You really can’t take COVID out of equation. I have both and I stopped using my Marriott card because I don’t foresee traveling or staying a hotel as a reality in the near future

Correct - not sure how limited this is so I have been using this for my restaurant / food purchases as it is better than the Sapphire Preferred

Yes if you’re staying at Marriott that much, it makes the most sense to have their top card to max the points and benefits.

Now you just have to figure out whether the Reserve is worth it based on how much you dine/fly. Probably yes if you’re flying every week.

Also remember Chase Sapphire credits you $300 on travel expenses so I consider that as like a $150 annual fee instead. And then $95 for Marriott. After this year I’m considering dropping my CSR to the preferred

If you close either one of these CC accounts, do you lose the points accumulated? I know Marriott you have to stay/use points each year to keep them. But what about CSR?

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