What should I do with my 401k if I am leaving Deloitte? The fund my 401k is in has a very low fee of .01%, so I would like to leave it, but I can’t find any info on if there will be larger fees after I leave.
my wife and I will make around 350k HHI next year. should we do a mega backdoor Roth and Roth 401k or traditional trad IRA/401k? we live in Seattle, so no state income tax. HHI will likely rise for..
Kind of a controversial/personal question. Is it that big of a deal to choose not to breastfeed your children? For no other reason than just not wanting to?
Anyone leave consulting to work in academia /senior level roles)? How do salaries and benefits compare?
I’m a 28F who is barely getting into investing. It’s frustrating that it took this long but as a first gen college grad, my parents didn’t know anything about this stuff until very recently, so naturally I was never taught about it. It’s crazy to see people younger than me with all this knowledge on saving and investing. How did you learn so much at such a young age? Any advice for someone like me who is starting out so late in the game?
How do y’all distribute your 401k contributions? Evenly spaced to meet the max throughout the year or frontload contributions to get the money invested ASAP and hopefully make gains sooner?
Need investment help. New big law attorney with $200k salary, paying NYC taxes. Currently in Texas with my family paying no rent. Will move to NYC in July. No student loan payments until September. What the hell should I do with all my money? Going to max 401k, HSA, and back door Roth... what else?
Advice requested (23, SC): Extremely interested in career where I blend technology and healthcare, focusing on pandemic planning and pandemic response (cont)
I’ve been told by my firm that I need to get a corporate amex card. I’m new to consulting- can I still use my own credit card to get the points and expense that way? If it’s the corporate card can I still get points for it also or does it only go to EYP? Curious to know if a corporate amex is even a good thing or the benefits for it. Thanks!
Asking for personal finance help. I’m contributing about $7.5k/year to my 401k based on my budget/spending. About to get lump sum of cash (sold car, tax returns, stimulus). Was thinking of just putting a little aside in cash for rainy day and invest the rest in brokerage acct., but would it make more sense to max out my 401k for tax purposes and use the lump sum as spending $ until it runs out? Currently 27 yr old, 73k salary in NYC, no debt, $10k in EM fund, maxed out Roth IRA for 2021. TIA
I am 24 years old and the advice I have been given is to max out my IRA and 401k before investing into a taxable brokerage account. If I do not plan on working until I am 59 1/2, is this sound advice since there is a 10% penalty of early withdrawals for both accounts?
At this time my qualifier for prospects is: Do they prospect have old 401k or existing account with advisor. How do I create a sense of urgency so that they'll meet with me?
My wife makes 112k and I make 70k in NYC. She plans to go to law school in 18 months. She is very smart and so I believe she will get a scholarship. But assuming worst case scenario, we will take on debt to pay tuition (180k). My question is should we still fund our Roth 401k this year as we have in the past or stop funding it to save for Law school to decrease student loans? I believe post law school she will make 200k (big law) and I should be at around 100k.
How to become a morning person? I see a lot of benefits but doesn’t come to me naturally. Tips?
Best consulting firms in Houston for Healthcare?
Thoughts on selecting the Russell 1000 index fund for my 401k? Expense ratio of 0.01%. I was considering the target date fund, but I’m 25 and don’t really want any bonds atm.
Canadians who worked in Canada but now live and work in USA — when you retire, will you receive social security/retirement benefits from Canada as well?
Anyone here been to Park City, Utah? Looking for recommendations / getting started with skiing. Would like to take a lesson, and also not sure how ski equipment rental works. What do I bring with?
If I get an AA Advantage credit card for perks like boarding priority (no status here) and free checked bags, do I have to use the credit card to purchase the tickets to get those perks?
There’s a sense of entitlement in the biz that wasn’t present years ago. There are many signs but the one that hit home most is when I heard some employees gripe that the company wouldn’t pay dog insurance.
Let’s say average B4 first year partner draw is $400k with 5th yr average being $550k. Does anyone agree or disagree strongly with the below very general averages: Tier 2 (GT/BDO/RSM) - yr1 $325k; yr5 $400k Tier 3 (ranking 7-20) - yr1 $275k; yr5 $350 Regionals - yr1 $225k; yr5 $300k I’m trying gauge what the long term comp difference would be at different firms assuming all other factors equal. TIA fishes!!
Is this new “don’t hire portfolios” philosophy getting out of hand and agencies are ending up hiring shitty creatives?
W Hi Fishes, wanted to know what is the market standard salary for a Consultant Process Transformation role with experience in Intelligent Automation
I saw a post about getting the vaccine and many responses. This article has good info about the vaccine I believe. Just read it. https://www.advisory.com/en/daily-briefing/2020/04/13/covid-young-people
How bad is driving in the winter in Michigan? I’m looking to take on an 18 months project on the western side and considering staying at East Grand Rapids. My commute each way would be about an hour.
Public finance IB analyst here - since our group is technically part of sales & trading, we weren’t given the same junior bankers raise that the rest were given. Seems pretty unfair imo, does anyone know if this is the same at all firms?
Is utilization less important if the firm simply cannot sell enough projects to staff people on?
Can anyone share their experience of applying to a PhD program? I am strongly considering it at some point, and am curious how others experience has been.
Bit of an odd question. I am classic statistician who now leads a small Data Science team. Most of my time is running multiple projects and no time coding. I am now getting pulled into more and more large dollar proposal work typically centered around doing the same type of small scale DS projects for some DoD client but at scale ie 5-10 projects each at the same LOE of my typical projects but in the cloud. So I could use some advice....see second post
Chase so you can. Suuuuuuh dude
Deloitte Holiday Party menu - mini dogs, potato chips, pizza bites, wings, shrimp hoagies....woah. Way to keep it classy (and healthy). 😵😵
Fishes help me figure out the best offer, please. Microsoft 63 vs FB E4 (but a role I'm more interested in). Microsoft is $180k, $185k/4 yrs, $25k sign-on. Facebook is $170k, $400k/4 yrs, $60k sign-on. I would have to move to SF from Redmond for the Facebook offer.
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