This guy I grew up with constantly posts on Facebook about infinite banking and how everyone should be doing it. He’s one of those people who hops around from one thing to another and this is his current landing spot. I’ve always heard it’s not a good investment. Can someone explain to me mathematically why most people don’t use it? I would think just regular investing in basic S&P funds would do better over the long haul and from a life insurance standpoint that just basic term is sufficient.

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

Looking for 3-5 year litigator, preferably with insurance or fin services experience (but not a deal breaker). IH opportunity in LA area with hybrid work arrangement, collegial environment, and good bene’s. HMU if you’d like to chat. Cheers.

Hi Fishes,

Citiustech healthcare technologies is hiring for multiple roles. Java,C#,.net,Angular . Training will be provided for senior software engineers under Java impact program with attractive bonuses.
DM me if interested..

What healthcare consulting firms are hiring right now?

Welcome! Hopefully this is a good space for professionals working in the mental health sector to make connections and feel connected. This is a safe space, so feel free to talk about difficult situations and bounce ideas off others. Dude to the nature of this profession, there may be uncomfortable topics discussed in this forum.

Looking for whole life insurance. Who is better Mass Mutual or Northwestern or NY life?

My regular GP doesn't take Cigna, which is my new workplace insurance, so looking for a new general practitioner in NYC. Healthy so mostly for annual physical and the occasional something minor. M/53. UWS preferable or UES would also work. Any recommendations welcome. Thank you.

Wish apps like BetterHelp were free. I can’t afford healthcare or therapy (I’m unemployed, and yes, I’ve tried seeking pro bono therapy options — no place anywhere nearby offers it.) I really need a therapist I can talk to on at least a weekly basis to just unpack so much that’s bogging me down to the point of being unable to function some days, but it’s just so cost prohibitive! What sucks is everyone assumes this career hands you median wages on a platter but I’m worse off than I’ve ever been.

Hi all, I’m trying to transition to the insurance industry and begin as a claim adjuster. I have a virtual interview for progressive and a phone call interview with AAA coming up soon. Do you have any tips for me?

What's your favorite electronic health record? We have Cerner and while I like it- I've heard better things about other EMRs.

Can anyone tell me about which pharma/health companies OR agencies have great WFH/remote/flex policies? I feel like Glassdoor and Indeed don't highlight that enough when it's one of the things I care about the most.

I am not only an educator, but a therapist as well in my spare time. I have found that having strategies to share with others has actually improved my mental health. Am willing to share with you....

Any tips for how to maximize property damage insurance claim?

I'm 1st time landlord and my single tenant in Seattle unfortunately overdosed on cocaine+pills 5 days before found in kitchen. :( Extensive damage.

Seeking tips - ex. contractor validating damage was on highest cost cabinets & flooring, replace all tile/grout, contractors upbid damage value (within reason).

Too many are advising being bold w insurance companies we all pay for most our lives, but open to all advice.

Hi, all since for 6 months. From Bangalore, I am looking for a new opportunity. and I am carrying an experience of 2.7yrs in cognizant technology solutions as a senior process executive in US healthcare process medical claims  and I did graduation in B.com with some professional courses ( SAP FICO) please assist me to seek a job and kindly waiting for response.

Do any of you follow your career center’s resume template/ guide in terms of formatting or do you use something else?

What do I do if I’ve only worked one job (the one I’m currently at) and another company is asking for references? I could do professors from college but not sure if that’s a good idea. I wish I could give my current manager’s contact but I don’t want her knowing :/

Any recommendations on a decent treadmill under $500?

Wondering if legal tech is legit or all hype

Gripe in here about Legal Assistants (more in comments)

We were recently served a “Notice to Consumer or Employee and Objection” (form subp-025). It says that the requesting party is going to seek our client’s records for examination on June 3, 2020. We would like to stop OC from filing a subpoena at all, because the client doesn’t want the witness they are attempting to subpoena to find out about the lawsuit. Would we file a motion for protective order to do this, and if so, when would we need to file by?

Billables are low this month. Like I have 65 billable hours in so far. I’ve messaged partners over the last week to try and get more cases but there are tons of new associates who were just onboarded and were at a low point for business. I’m freaking out

Gorgeous night, 36/m, anyone want to meet for a drink?

29M single looking to meet some new people and grab some drinks !

I’m exhausted from interviewing and caseing 🥵

Can anyone comment on WLB for associate director / director roles in pharma?

Please help.. Need your suggestions.
#6.5 yoe
Got an offer with Honeywell and Standard Chartered Bank. Both are 22 LPA and Bangalore.
Which one gives the more job security. I'm looking for a long term. Please help 🙏

Have you talked about your wedding with coworkers? I made the mistake of saying I had to leave work a little early one day because I was going to do a tasting at my venue. That starts a debate on why one shouldn’t get married, how much wedding costs & what a waste it is, dresses are stupid because you only wear them once, etc. I haven’t talked about my wedding much, but I didn’t appreciate this. I ignored the negative comments and we moved the conversation along. Not talking about that anymore!

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

How stressful is it to work in a call center? It seems to me that the supervisors would be the micromanaging sort

Does anyone have recs for a good but not too expensive cross border (Canada-US) accountant? Looking for a consultation/advice

Is it still worth buying Tesla stock? Especially after rising so much since year start?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Its so stressful when you are sitting on 50% cash in your portfolio waiting for the market downturn but then see the indexes jumping big gains week after week. I guess I know how Buffet must be...

Hey all, I reached a milestone today and wanted to share. From this afternoon it’s officially been 5 years since I started down the personal investmenting journey!

For those of you just starting, it gets easier and satisfying as your wealth builds. Mistakes happen but you learn and move on. For those far ahead of me, looking forward to what’s to come 😄

How long have you been investing and if you calculate it, what has your annualized return been?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

Thoughts please - planning to invest some amount every month for the rest of my working tenure ( 37 right now). This is what I am thinking any better suggestions ? Or if you see any cons to this approach ?

VOO (34%) + VGT (33%)+ VIG( 33%)

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Anybody planning on FIRE in the next 5 years? I’m nowhere close but curious if you changed your lifestyle to prepare for it?

1) I know that most of you will say that buying an expensive engagement ring is a waste and bad, etc. so let’s start with the assumption that I don’t care and it’s happening
2) does it make sense to finance an engagement ring purchase or buy in cash? If financing, how much would you have to put down for a ~$30k ring? (If you’re upset by this number just replace ring with car or education or wedding or whatever you feel good about lol)

Is moving to a HCOL city a bad move financially? If my fiancé and I are making $70k+ in our LCOC market we’d expect an increase in salary to move. Does it even out over time? Is buying property in a HCOL city better than in a LCOL city?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Should I just take the L on draftkings? Been holding since $50 and doesn’t show any signs of slowing the downtrend…

Hey Fam, I’m thinking about doing DIY investing/passive investing. What broker should i use? I already have a wealthfront account. But I’m thinking doing it myself will have less fees. Thoughts?

Lease on my current vehicle ends in a few weeks. Do you think auto prices will drop and financing will become free in the next little while?

Should I hold off and Uber around until the drop?

Ally bank dropping rates again. CD a good choice?

What do I do with a defunct company stock that still sporadically has trading volume? For reference, it went permanently out of business I. 2016 (chapter 6) but the stock still trades occasionally. Do I need to sell so I can claim the loss or will it just automatically go to 0 at some point? I would have expected it to happen eventually but it still has value (about 2 bucks for 200 shares lol)

Any thoughts on I bonds? Some recommended them. Pros, Cons ?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw