Thoughts on health plans for a single male: UHC PPO, UHC High deductible, or UHC Basic Plan?

like
Posting as :
works at
You are currently posting as works at

I don't know how EY is but at Deloitte they give you $1k/year into your HSA if you do a high deductible plan. I ran the numbers and for a family, it's no cheaper to do a PPO than high deductible even if you hit your deductible.

like

If you're healthy , and don't visit doctor often , go for the high deductible plan. HSA is a good investment

@D1 Assuming you don't have services other than routine office visits. If you don't have your HSA built up and you have a hospital stay, your wallet will be very toasty with a 5k deductible. I can show you my wife's 13k bill as proof of that scenario. :(

@EY1 I did have that my first year. 2 kids Ahmad ENT surgery. I would never have a 13k bill though since my family out of pocket max is $7400. Since I itemize taxes I was able to deduct the cost that didn't come from my HSA.

I itemized, but didn't hit the threshold for the deduction. Still paying for that event three years later. I'll never work for SAIC again after that.

Thanks everyone this confirms what I thought. Also glad to know my new employer will match 1K of contributions.

Related Posts

Why does my left arm keep getting numb when I sleep on my back? Anyone experience this?

like

Anyone willing to refer or talk about opportunities with Deloitte Life sciences & Health division!?
Deloitte Deloitte Digital I have an MBA from University of London and 12 years of experience that I’d love to share my resume and/ or chat about.

like

Which company is good to join
Evolent health: 15+1JB , hybrid after December
Orion Innovation : 15 , pwfh
Skill: donnet, azure , angular fullstack
Yoe : 4
Really confused to choose one.
Please suggest in terms of wlb and
career growth

like

What are the best defense company vacation and healthcare policies?

like

I’m around 21 weeks and have been dealing with a lot of leg, tailbone, back, and general muscle pain. Since I do work long hours Monday- Wednesday (10hr +) I’m trying find a comfortable chair to switch to. Any recommendations? Currently I’m switching every hour or so between my kneeling chair and standing.

How many dependants/in laws can be covered in PWC medical policy.

Genuinely curious: how often do you feel truly happy/enthusiastic in your daily life? What exactly makes you happy? I hesitate to self diagnose w “high functioning depression” but I have all the hallmarks. I have no interest in previous hobbies; picked up new ones & got bored very quickly; and though I’m still productive in my job, have friends/a SO—I don’t remember truly feeling happy/excited in a long time. I met therapists who asked me if I think others feel happy/excited all the time(cont

like

Is AlixPartners healthcare or Alvarez & Marsal HIG recruiting now?

like

Do any attorneys here also have side gigs? Besides clearing conflicts and having professional liability insurance, is there anything else I need to consider?

like

where my canadians at? how strict is covid there? my friend is in toronto for work and the hotel found out he has covid. now they’re locking him in his room. is that legal? if so, what’s the protocol to break quarantine? hotel wouldn’t answer 🫠

likeuplifting

Am I the only one who does this? 😅 I have something tonight and will be home rather late & cannot risk sleeping past my alarm.

Post Photo
likefunnyupliftinghelpful

I want to know whether the Medical Policy of 3 Lac which is given by the company by default in which along with me my immediate dependents like my spouse and children are covered or not?

like

I have one month left to finish my thesis. I know, I’ve screwed up. Anxiety got the best of me. Is there still hope?

like

Best pet insurance for a puppy?

like

Ladies, I am F in my late 30s with fine, medium-length, flat hair. It’s been thinning and feel like I am losing a lot of it.
I’ve tried oral supplements but it didn’t do much to help (just grew hair on my face instead 😳). Any recommendations that might have helped you with the same issue? Anything topical that worked for you?

like

Anyone on straterra? Starting week 4 on it and have not noticed much, but I have zero appreciate and have food aversions. Would be interested to know how people deal with this / if it actually helped? I know it takes some time to see the effects,

like

Best type of workouts to maintain high GKI? Have read mixed studies on heavy weight low rep vs. low weight high rep. Trying to see if anyone here has done enough DD and has successfully been able to

Hi! Asking for someone who’s getting laid off at the end of the year — know it’s not advertising, but anyone have or know of any openings for occupational health and safety or environmental health and safety managers? Super experienced candidate with a wide range of experience. Please comment or DM me if so and I’ll get you in contact! 🙏🏻

like

I’m currently Working in Healthcare IT as a Project Manager. Thinking of transitioning into healthcare consulting. What are your tips on this with regards to companies, options and challenges

like

I have a looming sense of self hatred. I take medication I workout and do all the things to feel good, but it’s just stuck there. Constantly thinking I’m trash, in a bad person, etc. Feeling guilty for things idek if I should feel guilty about. This is a privileged problem and I know it’s minuscule to compared to the actual struggles of so many people in the US and abroad. Just wondering if anyone has felt this as well and if so, how do you get rid of that self hatred?

like

More Posts

Hi there can anyone tell me what a day in the life of a health unit coordinator is like and is it a step up from a regular CSR job or lateral move?

like

Hi ,
Can some one please refer me ?
I have experience in automation Testing .
YOE-2.1 LWD-4th October

like
like

I started a job with a restaurant as part time they hired me at a higher wage but after working for one week the other manager came to me telling me that they can’t afford what the other manager and I agreed on so now i have to work at less or I could look for another work options, she meant I should leave otherwise. What should I do?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

like

Hi fishes, does bosch renegotiate?

I have my first case review I am kind of nervous about it, wish me luck. I am not scared, I am just nervous about it.

like

Engineering influencers to follow?

like

Is there a way to download the pre-anoted notes?

like

Anyone have any information regarding a project in TCS - Business Solutions Cincinati ( Hi Tech vertical )

Project Code - 800150645

If anyone have any information regarding the project please let me know.

like

Adp or wipro .
Please siggest which one to join

Somebody please elaborate on Corporate Functions team at Accenture!! Is it part of Tech?

like

Anyone in DFW want to do something?

like

Hi fishes,

Any referral for automation/ functional testing(QA) role?
YOE: 3.9
Notice period: 30 days

like

Dm for referral at PwC

like

Hi Fishes,
Is anyone getting calls from naukri for java and Springboot roles?
My yoe: 2.8
Or hiring is slowed down due to current situation?
Please let me know

Got an offer from Capgemini for 10LPA fixed and also I got an offer from HCL for 11LPA (includes variable pay but mentioned it will be paid monthly basis) , which one is good to join to develop my career growth. Having 4YOE in network security , vulnerability management and selected for the role of vulnerability management in both the firm's
Please suggest me.

like

Seeking input on entry-level salaries for grant writers! Please share with your location if you’re comfortable. TIA!

like
like

Additional Posts in Consulting

Best consulting firms without the massive ego?

like

Anyone have any recommendations for home office ergonomic desk chairs?

like

So Nissan Altima now counts as Uber select? Awesome

like

Interested in a San Francisco/Bay Area networking/support group for consultants that have been laid off?
See comments for more details

likeupliftinghelpful

Notice there are so many people with debate experience in consulting. Kinda impressed. Any highly recommended books related to debate or communication in general?

like

Any suggestions for self help books on anxiety? Been dealing with anxiety for quite some time now and have been seeing a therapist but also just want to see what other resources are out there.

like

Been on project for 2 months and manager said he doesn't know if I am ready for promotion yet (next talent discussion is July/Aug 2018). Any help on how to right the ship?

like

THINKING of next strategic!

like

Do you have any book/video/whatever recommendations for how to be a good manager/lead? I'm trying to make the transition and get more responsibility

like

Top consulting firms right there!!

Post Photo
funnylike

Late Friday after a tough week and the hubs calls from the deli to ask which fancy cheese you’d like. 😍

like

i'm in Privacy at Deloitte, what other consulting firms have a comparable/ better privacy practice?

like

Best places to live in Boston close to Prudential Center?

like

Have you ever been chewed out?

like

Anyone here gotten lasik? How were results for you?

like

What are your book recommendations?

like

Want to book a parking spot in downtown Chicago, how can I get one with in and out privileges? Spot hero doesn't give me that info on In & Out privileges.

like

Thoughts on thoughts on thoughts on MBA?

like

When they say utilization doesn't count for the month of May/June what exactly does that entail? I'm assuming being on the bench for those months will still show on personal utilization reports...

like

Looking to improve general communication skills (especially around structuring narrative/ key messages), any books/courses that you would recommend?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal