We’re moving to LA next month and looking to buy our first home in about 18 months. We’re planning to do 10% down on a $1.8M -$2M home. Would it be smart to do a multi-unit so we can rent at least half of it? We’d live in at least a 2 bedroom unit. We’re new to the LA market, but I think there will always be a market for renters. Would it be better to use the money to buy a single family house with more rooms and Airbnb out the guest room? Any thoughts?

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Do we know when is tuition due?

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Anyone get funded lately? Share so we can celebrate you!

I want to sell my house but there seems to be water damage and I’m worried someone will lowball me, what should I do?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

Best HYSA with a good account opening bonus?

Any McK fuel people in here? Kinda curious about this segment in reference to deal structure. Is it all commercial debt?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Why do firms not use vested stock options as incentive in earlier stages of career?

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Who else is buying?

I am being asked to move to Richmond, VA for Sr. Mgr. Supply Chain Analytics role in an organization that is dire need of help.

I am currently at 146k TC, they are offering 190k TC.

I originally wanted a director level role to set the strategy, process, and tools.

Instead I am just being asked to develop the tools.

My hypothesis is a clear lack of strategy and no accountability for process compliance will mean any tools developed will fail.

Would you take job in those circumstances?

I’ve been married in a Catholic Church before and now divorced but my now boyfriend says he wants to marry me in a Catholic Church someday. How do I even start a petition for that? Also is that possible to re-marry in a Catholic Church?

So my partner and I been dating for 5 months. But he's a man of literally very few words. What can I do to connect with him on deeper level, or any suggestions of questions I should ask him? To get know him better or to open up

Gaming the Game Has Become the Game

Remember taking Office Politics 101? Nope, no one offers it. Yet, they can steer your assignments , raises & satisfaction. Even your sanity. How do you deal w/ it?

Friendly reminder about our Bowl meetup tomorrow (Thursday) in Wash Sq West. $6 Margaritas and $6 Nachos all night long. Hope to meet many of you there!

Date: November 3rd, 6:00 pm
Where: McGillin’s Olde Ale House

Is Intelliswift a good company?

Please comment if someone has an idea

Received an external offer. Negotiated 10% higher. They agreed, I verbally accepted, and they sent me written offer with a week to sign. During that time, I had a final round with another firm and they made an offer even higher than the negotiated offer with the original firm. How to proceed? Both firms are the same to me.

I joined infosys on may 19, from when shall i expect variable payout start? Month?

Do we get complete variable pay in HCL?

Don't you think it's high time ppl start calculating in hand salary and how much % hike to ask n all?? I feel that's immatured behaviour when few of them ask these questions 😐
Itna padliya, coding bhi ati h, exp bhi h... Phr kyu??

I know this is the DC bowl, but does anyone live on or near Georgia Ave in Silver Spring? I’m moving across the country to the downtown silver spring area and am considering moving into the Thayer & Spring building. Can anyone give any insight on the noise level?

Shameless plug to get likes to DM! Help a fellow fish out!

I had two interviews with two people at different companies and each time the interviewer had their camera off stating that they are having connection issues. Is that acceptable for candidates to do?

I’m so stressed out I just randomly burst into tears…that’s not normal even for this profession, is it?

Any other sober folks in the sales world who can give me some advice? Really struggling to keep up with the office culture when happy hour is impossible for me. 1.5 years sober and want to stay that way.

I make poor decisions

Which companies should I join
Impetus - 14 + bonus permanent work form home
British telecom -15+ bonus
YOE - 3yrs
Position - data engineer.

Does GSK provide wfh opportunities? How is the SLB like? What is the expected salary range for 8 relevant yoe in pharma business analytics. 4 yrs ZS, 4 yrs Novartis launch excellence and brand analytics

Best place to score moving boxes?

Any insights/opinions on living in Toluca Lake?

Hey everyone, would 12/23 afternoon not a bad time for holiday travels? Booking for a flight for my parents from overseas to LAX ,trying to avoid crazy busy afternoon.

Anyone looking for housing on the west side? I have a friend renting a house & she’s looking for a roommate (female) in WeHo. DM me for details if interested, thanks

Anyone subletting this summer?

Anyone in LA following the FIRE regimen? If so, can you share a bit about your journey thus far and ultimate goal?

Got an offer for 90k salary to move to LA. Realistically could I find a nice apartment making that? I would be moving from Texas

Just got offered to join potential project that would relocate me to LA for 3-4 months for onsite work. Their office is downtown, I’m single, 29 have the flexibility in lifestyle for this kind of move. Is it worth coming to LA rn? There are obvious Covid risks, but anything else I should consider when looking at this move? Thank you

Best bars to hit downtown for a bday?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

How do you get experience when no one will hire you? I wouldn’t mind hanging a shingle but I feel it’d be irresponsible to do so with no experience. Unlike all of my classmates, I never landed an internship/externship in law school - had only one interview. I was a PT law student, came from a CS background, and worked in IT throughout law school. I passed the bar exam on my first try (Oct 2020) and have only had a couple interviews out of the hundreds of applications I sent out. Any suggestions?

Super bummed about the hiking trail and beach closures. What are some good outdoor areas I can go to? Walks around my block are getting boring.

New to LA... what’s the best places to meet people? I live in downtown

Anyone going to Countdown NYE this weekend? I’m going both days and would love to meet some new friends!

Planning to move to LA in August! Budget is ~2k, and need parking and would prefer a newish building. Will commute to Century City. Any recs on areas to look at? Pasadena, maybe?

Favorite road trips out of LA for a 3 day weekend?

Is anyone here a member of Equinox Sports Club in West LA? Curious how crowded it gets, particularly in the evenings around 8.