What car do you have, at what salary? Any tips for optimal price/conditions (new or used (years), max price, etc)

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About to get rid of my 09 Infiniti G37 which I’ve owned since 09. Not having a car payment is awesome, but the prospect of repair costs kicking in is making me think it’s time. Probably getting a 1-2 yr old certified BMW 3 series...the loaner cars seem like the best way to go.

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Although I get all the points made against buying/leasing an expensive luxury/sports car, I think if you enjoy driving then absolutely get the best you can afford. Not every decision in life has to make longterm economical sense, if that was the case we would stop taking vacations as well and invest that money. I enjoy driving, I'm trading in my 3 series for an M4, I'll be taking that car on track pretty regularly, and the noise from that car's exhaust is enough to drown out all the nay sayers 😉

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2014 rav4

I beg to differ, Land Cruiser is the best car ever. I buy cars and drive them til the wheels fall off, so buy something you like that doesn’t kill your monthly budget

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2014 prius.

100k civic NyC 😔

2018 stelvio, it’s a cheap lease

$200k base. I drive a Hyundai

Nissan 2017 I got used for $17k at 8k miles. It was a dealership auction that got moved to a car resale startup. Retailed at 31k. I make 120k. Best deal I’ve had on a car and LOVE IT 👌

$125k, leasing a 3 series, thinking about getting into an M4 once the lease ends in 2 months. I live in FL and keeping up with the Jonses and Santiagos is the Florida way. btw I have a kid and no college savings. Here's to 305.

isn't Guilia plagued with mechanical and electrical faults? on paper it looks like a solid car, but I dont want to live at the service center

I should mention my kids will be driving soon so I may get something for them. Strange though that they are not super excited about driving regularly. But they are really into cars. Specs, track, etc.

$170k, I recently bought a Mazda CX-9 for a family of 6 and love it!

$270K household. Own Acura RDX and Honda Civic. Monthly payments $900. Both should be good for next 8-10 yrs.

2007 Civic, 83k

Bought a brand new car this year. Mazda’s CX-5. Family income is $300k. Paid all cash

92K, 2015 Audi A3. Bought pre-owned 2 years ago for 24K, 3 years left on payments.

Sportback. That’s what intrigues me. Convenience, without compromising on driving enjoyment. The sportback reminds me of the functionality of my old 97 Integra!

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What are people’s feeling on leasing overall? I’m seeing mixed things

Dang. Well you do have a 2011 car it's old with age not milage.

$120k, 2008 rav4

$75K, fully loaded 2018 VW Passat SEL leased for $390/mo with $0 down. I thought it would be silly to go for a lesser-equipped Audi at the same price

146k, 2010 Prius, and about 85k mikes
I'm a big fan of not having a car payment, it's worked in my favor so far, even with maintenance costs factored in.

Brand new car due to high depreciation hit in earlier years is a bad use for your money, that's given. I only do it because I love cars. That being said, with car loans at sub 3% I don't understand why anyone would pay for car in all cash. Where else would you get cheaper money? except mortgage maybe.

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How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

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How do you begin a compensation conversation with your partner? Do you discuss it during your annual compensation discussion? If so what is a good way to ask for a raise?

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A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

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What is the midpoint salary of Band 8?

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What is the salary range for c12(avp) in Technical role (Java Backend)

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Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Got the offer Amazon L5 Cloud Support Engineer, what is ideal salary for this position.

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Do you have to return a sign on bonus if you leave after a year? Never had one before, so I am not sure.

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We are #hiring #PrincipleMobileDeveloper for our client
EXPERIENCE: (5-10) years
LOCATION: #bangalore
COMPENSATION: Up to 70 LPA Fixed
TYPE OF WORKING: Work from Office
NOTICE PERIOD: Immediate to 30 Days
❖ Must have worked with #productbased -company.
❖ Must have working experience on #sqlite Database.
❖ Should have experience with #Java/#j2ee .
❖ Must have apps on open platform.
❖ mobile application lifecycle.
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Dm me for details

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Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

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What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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My firm doesn’t match my 401k — still worth opting in?

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Hi All,
Does Citi provides joining bonus for immediate joiners?
Thanks

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Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

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Hi,

If total CTC offered is 9LPA in TCS, what will be in hand salary ?

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Anyone knows what’s the base and bonus for a M2 in strategy and transaction - valuation? Trying to negotiate an offer next week. Thanks!

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Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

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Hi what should be the salary for senior BA role at fidelity. Cleared the interview. Current CTC is 15 lpa.

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What’s the typical salary for an associate producer and an integrated producer?

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Anyone knows what’s the base and bonus for a M2 in strategy and transaction - valuation? Trying to negotiate an offer next week. Thanks!

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As a Male how does this benefit work ? Wife has benefit from her employer as well. What can i use my benefit for?

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Any insight into EY’s IFCS practice? Thinking of applying to their open staff role from another firm, I’d be transferring out of audit.

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Has anyone started/considered starting an individual/small business income tax preparation side gig? What were the challenges juggling w/ a Full Time job and getting clients?

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FYI when redeeming AA points on flights, check out the first class miles saver option. Sometimes it is cheaper than the regular class option

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Does CSR earn 3x points at bars on drinks?

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Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

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AKQA and Grey merger. What do we think?

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Please anyone answer 🙏

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Does anyone feel a disconnect with friends who work a typical 9-5, or those who are non-entrepreneurial and/or never owned/run a business?

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Hello Sharks,
I have recently got an offer from a real estate IPC for associate consultant, offering 7 LPA which is 33% hike Approximately on my current CTC,
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Hi what should be the salary for senior BA role at fidelity. Cleared the interview. Current CTC is 15 lpa.

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Cont. from Previous Post 3 mos 8 rounds: Thank you for your interest in NR. We appreciate the time you took to apply for the CSM position. We were very fortunate to have a strong group of applicants to consider for this role and have recently filled this position. Unfortunately, because this role is no longer available, we will not be moving forward with your application. We will hold onto your application, and if a position opens that closely matches your skillset, we may contact you.

Additional Posts in Personal Investment Chatter

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

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Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

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Will there be any tax implications from Venmo transactions in FY21 given the new fees they introduced earlier this year? Neither I nor any people I have transacted with this past year have noted that anything was for goods/services regardless if that was actually the case so am wondering if there will be any changes as to how things are accounted for or if any new forms are being issued.

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Here we go again.

Post Photo
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Is commercial building a good investment channel? Any insight would be greatly appreciated

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What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

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GME and AMC are not doing well today 😂

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Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

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24 years old. Where should I put my 6K in Roth IRA?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

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Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

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A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

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Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

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Finally got over my fear of timing the market vs time in the market. Finally bought some voo and qqq today and plan to DCA the rest. Thanks guys!

likeupliftingfunny
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Anyone buck the traditional advice to Max out 401k? I've been making out but see little value in it for me. Who knows what my health will be like when I'm 65

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How do folks feel about I bonds right now? They’re earning 9+% at the moment.

likesmart

Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

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