What did it cost for child delivery and other related medical expenses at your firms? How much premiums and co pay were you paying for the plan ?

Posting as :
works at
You are currently posting as works at

$5 for the first prenatal visit. The rest was fully covered, which was hundreds of thousands due to an extended NICU stay. Can’t top BCG benefits in the US...

like

Total cost = 5k (this is all expenses through the birth. That is on the cheapest HDHP HSA plan. If you count the $500 contribution the company makes to the HSA, It reduced the total cost for us to $4500. I think the birth alone was $16k w/our insurance, no complications.

The plan pays 100% after 5k expenses per person. Of course the big benefit of this plan is the ability to fund an additional triple tax free retirement benefit each year.

like

Baby is separate but those expenses were pretty much routine and mostly covered. I don’t remember many expenses.

I want to say all in 22k but I don't remember what our premiums were (this seems high). We hit our max oop on a high deductible plan. I don't think it would have been much cheaper on the higher premium plans. Wife had maxed out 5k individual cap early but then baby gets its own deductible for hospital care post birth so we hit the family max if 10k oop.

Ignore that premium number I think it was a fraction of that. Regardless, over 25k of incurred expenses and we paid 10k oop plus whatever the premium

On the high deductible plan with a max out of pocket of $5k individual/$10k family. The birth center we chose charges $10k (global billing) as long as there are not complications and you need a hospital transfer.

Births cost anywhere from $5k-$45k depending where you deliver. So you’ll either need stellar insurance or you’ll hit your max out of pocket in most cases. I’d recommend calling your hospital and just asking what an uncomplicated vaginal delivery costs (cash price and insurance price)

Highly dependent on which hospital and doctor

Related Posts

My wife is around 3 months pregnant. Doctor has recommended Irospan. And my insurance says they don’t cover it. And it is coming aroun 695$ without insurance, I found good Rx coupon which comes around 200$. Does anyone have better suggestions to check for coupons? And is iron deficiency common during pregnancy? Any valuable suggestions are welcome. Thanks

Hi buddies,

Hope you all doing good. How many sick leaves were provided by cgi?? And is there any specific limit of taking sick leave with respect to financial year? Kindly clarify!

Any suggestions for healthy self help books? Or healthy eating or understand why we get cravings? Looking for self help books alone those lines to help get my eating right

like

Did any associates take paternity leave last year? How did it effect your bonus if you beat your "reduced" goal but didn't meet the original goal?

like

Obviously many of us get paid very well and there is an expectation with work demands for being paid that high. But what’s too much? How do you set a limit to preserve your mental health? I find myself guilty for taking time to decompress but I know I come back to work refocused after I do it.

like

Does this benefit cover procedures such as freezing eggs?

like

35F divorced with a kid. I think I will never get remarried or in a serious relationship again. Lots of men don't like dating women with children. At my age either the guys are past their prime, divorced/ing and have to provide half their income to their first wife. Many with kids live on the same street as their ex wives so they can be close to their child. I'm not comfortable dating guys like that. On the flip side there are the ones that were never married, which by this age cont

like

Any of you in the lifestyle?

Any thoughts on when it's OK to ask for a transfer within your agency? I'm a PD for parents in child welfare cases. I started in September 2021 after clerking for a year while studying and passing the bar. When I took this job it was not clear that it was all remote and I'm pretty miserable working in insolation. The regular criminal division is in person, at least to the extent that their hearings are in person. People ask for transfers all the time just not usually this early.

like

When is the progesterone oil shot suppose to cause pain? I injected my wife 15 min ago in the upper outer quadrant and she feels fine.

like

Gift ideas for GF dad? We have been dating a year and a half, I get along with him super well. He is dealing with some medical complications so isn’t to active at the moment but loves cooking and golfing. He is one of those guys who already has everything he needs, and they are super wealthy so I feel bad getting him any clothing or accessories knowing it wouldn’t be as nice as the things he wears, although I know he doesn’t expect anything and would genuinely appreciate anything I got him

like

What career advice would you give to a 25 year old? Recently got diagnosed with a lifelong disability and it’s really made me contemplate what’s most important to me in terms of my job and how I’m ever going to “make it” in my career with a debilitating condition… or whether I even want to, for that matter. I used to be really ambitious and now all I want is to live well and put my health first

like

Ugh, is that time of year again! Does anyone have any advice on how to handle "friends" and family members who spout conspiracy theories to avoid getting the flu shot

like

Had a really bad day 😞 I don’t know why I keep doing this to myself. Things will be going well and then out of nowhere I get blackout drunk. I am tired of feeling sick and anxious from drinking. I don’t really even want to drink sometimes but do it anyway. Blacked out last night, and still feel sick now. I’ve never shared with anyone that I have this problem, until I found this message board. I have so much anxiety that I won’t be able to get this under control. I feel isolated and sad.

like

Has anyone tried using Kratom to help with an addiction to opiates? Does Kratom itself get addictive if you start using it for a while?

likehelpful

Hey all, just claiming my seat on a Saturday night. Was just struggling and another comment helped me get back to a healthy space. If anyone is struggling tonight, know there’s one fellow here thinking of you

likeuplifting

Anyone who has made the shift from a regular toothbrush to an electric? What were your reasons? Also do you think an electric is much better from an overall oral hygiene perspective?

like

Looking for recommendations for a VSO/service to help me improve my disability rating. I’m about ten years out and realizing that what I was rated getting out (90%) was probably low and has worsened.

Thoughts on this Grey Mother of Pearl Vintage Alhambra Pendant? Personally, I think it’s gorgeous. Really hope they release this in the Sweet size, as I prefer dainty jewellery.😍

Post Photo
like

Any good grief counseling in Chicago or remote? My dad has late stage cancer and is dying. Need help to process this.

like

More Posts

Need 11 likes to start DM

like

Hi fishes, I would like to know what is the scope of a non tech background person In Data Science and analytics in India?

like

Hi Everyone,

Can anyone please refer me to
PwC . I have job ID. PwC

Thank you

like

What is the average salary for a data engineer with 5.5 YoE?
Skillset: Spark and Hadoop with hybrid cloud.
CCTC 13.5 fixed

Which companies offer good salaries for data engineers?

What is the industry salary range for tax analyst position at Bay Area? I have 4 years of big 4 experience.

like

How does a seasoned indie music producer and mixer transition into commercial composition and mixing for tv, advertising and film? Im self-taught, constantly learning, and feel it’s a tragedy that I can’t do the one thing I only want to do, and that is to work full time mixing or producing. My portfolio is vast. I’m just working on soundtracking a short film to be exposed to more of that kind of @work, but nobody is responding to my job applications

likeuplifting

Hi all, any recommendations on a place in Dallas I can get an assessment and also purchase running shoes at the same place.

like

Is anyone in Experience Strategy/Transformation in the Netherlands willing to chat about a referral?

I am planning a move there from Canada throughout the summer (and eligible to work there)

Happy to provide more information

likehelpful

anyone know where to buy disposable cameras for cheap ?

like

Hello Guys! Anyone looking for Service Desk Lead role from Noida location. There is an opportunity in HCL noida location. Pls ping me if interested. Immediate joining only

like

Is it worth it to buy a multi-family home to rent out?

like

Hiya!

I'm looking at applying to MBB (Preferably BCG) for a summer internship this summer. I'm a first-gen Oxbridge student, and while I have little experience in consulting along the lines of MBB, I did work in the city last summer as an sustainability consultant.

I'm curious how important it is to have a referral etc and what you'd recommend for applications opening in jan. Any advice is super appreciated I don't have any connections to the industry but it's something im interested in. 

like

Hello London 🐠

If you’re working in Life Sciences / Healthcare and know if you’re firm is hiring and open to visa sponsorship please do let me know. I’d really appreciate any referral / leads. Thanks so much!!

like

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

like

What are the bgv docs required in cgi?

Anyone here start playing golf later in life? How did you pick it up? I'm in my early 20s/F, and I want to try out golf but don't have any friends or family that play.

like

What is this "Tax Tech" I keep hearing about?

like

Additional Posts in Employee Benefits

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

like

I have $30 remaining in my technology subsidy. Can I use it to pay part of a purchase of an earphone set worth $200

Interested in getting opinions on Wipflis benefits

like

How common is it for a firm to contribute to an HSA on an employee’s behalf, and what is the largest contribution you’ve seen that an employer gives?

like

What kind of laptop do you get in ACN Strat?

Changes in the healthplans are going to drive me to spend hundreds in out of pocket early on and I'll meet my deductible whether high or low. Any advice on how to choose a policy?

I do sales for a major engineering firm. Focused on new business and exploring new markets. Last year I was in the top 50% for order intake, and first in number of projects won along with number of new customers. I think this is extraordinary given the effort it takes to win new business.

For next year my goal increased by 2.5X, and less of what I bring in counts towards that target. I really enjoy my job but I will essentially be getting a large pay cut. Lost in what to do besides quit??

like

529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

like

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

like

Can someone recommend affordable health insurance? I left the firm earlier and am expecting a gap of medical coverage until I find a job. Currently not actively seeking either...

What are benefits like at Accenture?

How much is your firm giving for wfh accomodations?

like

Can we use the wellness benefit (500 at 75%) for Garmin GPS watches?

My firm doesn’t match my 401k — still worth opting in?

like

Who has the best parental leave policies? Need advice

like

If I decline health insurance at IBM, do I get a cash payment? I have an offer from another firm that gives me $5k... does IBM give anything?

(Wife has free health insurance via her city job)

like

Does Slalom offer fertility coverage? (E.g. IVF)

like

EY folks, anyone get their Invisalign covered by insurance?

like

Deloitte Cloud practice vs. Accenture Cloud practice. Which one is better?

like

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal