What is a good target 401k balance for 30-35?
My retirement and money market portfolios have been doing well the past few years, but feeling FOMO from not maximizing income to front load as much as possible.

Anyone finding it harder getting managed money biz? If so, what changes or adjustments have you made in prospecting or sales approach? Thanks.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

Those of you with 50%+ of your comp in bonus, do you factor that in when budgeting living expenses? Obviously we expect it but bonuses are never guaranteed.

Just crafted a wonderful email to the client detailing information on how much tax they aren't gonna pay, all I get is "thanks".

This might be the wrong place to ask but is getting a car worth it?

I think it’ll somewhat improve QOL but with parking, insurance, gas and financing costs I’m not sure spending almost 1K/month is a good idea at 22.

The other problem is that used cars are so damn expensive right now so I can’t just buy a used mx5 for 5-10K

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Is this the official Amex Fishbowl?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Do you have a financial advisor? If so, what firm did you use?

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

Well, its a good thing I sold ARKF when it was $55 last year

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Any update on work from office in TCS? Are they still calling ? As no. of cases are increasing

What law firm is your favorite for run of the mill employment issues in the US and internationally (India, Australia, UK, Germany, etc.). I primarily use Littler because they have a broad reach and decent rates but I’m wondering whether Bird & Bird, Ogletree, or some other firm has similar pricing and as good or better quality work. So, who are you using and are you happy?

Sap S/4 Hana , DLM in sap is having scope?

Please pour ur suggestions

How much can Tech M offer for 7.3 YOE.

Tech stack- ITSM Tool

Anyone working in spain??

Could a position as an Office Coordinator be the same as Administrative assistant or could be considered as a higher role?

Hi Fishes,
Looking for opportunity as SAP BO developer with 5.8years of experience.Let me know if anything available at Kolkata /Bangalore.(No start ups please)

Hi all- new to fishbowl. Not really sure how to use and explore the app yet but I saw this bowl and figured I would introduce myself. I am a wholesaler for 401K and I am able to partner with advisors who currently uncover 401K opportunities or are looking to learn how to. Reply if you are an advisor in the NYC area and interested in learning about how to expand your business.

When will in-person dating resume?

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

I don't know who needs to hear this, but it's a bad idea to bite your fingernails if you're already chewing gum.

Can anyone suggest good pgs near office areas? (Hyd)

Accenture 🐟

How difficult is it to get the top of the range listed in the job postings? Also, are what are standard sign on bonuses?

Hi fishes can some refer me for fraud investigation or compliance

Hey
I have Amazon Assessment for SDE-II this week.
It's my first time prepping for switch. what should I except in this virtual assessment

Hi Fishes

I have one doubt i have 9+ year experience in Mainframe
Now i want to switch to Big Data (Doing some online course)


Is it possible to switch to big data from mainframe
Also how to say in interview rwgarding mainframe and big data


Kindly guide advise please please

How can I resign after 4 days of training ?

Me leaving at 7pm and getting comments in the elevator^

Tired of hearing all the "account people suck” comments on this app. Get some new material creatives.

If you had a job at a big name agency in a smaller market, where you loved everyone you worked with and had just gotten a (small) raise, would you leave it for an amazing offer from a big market shop?

Who else started with small businesses and moved up to medium and large at agencies structured to handle it? I handle 40 clients and some 60 Content managers, ad managers, designers, developers, and a smattering of other positions.

Which was better? I have almost complete autonomy over what happens with small biz, but getting to focus on projects for more than an hour/month sounds nice.

What's one of the most important investments you've made in your career? Learning new skills? Changing companies? Getting an advanced degree? Things outside of work?

What vendor do you use for cold direct mail lists?

Wondering if anyone has had issues with TCG/Robert Half? I was promised to be converted to full time when accepting then they just ghosted the situ. (All this is pre COVID-19 just for reference)

Looking for some advise - starting on a new project for a luxury fashion client and don’t have experience in the industry. Any watch-outs or tips to be aware of? Just want it to go smoothly ☺️

Any account managers in here for chemical sales? Want to learn more about it...

When’s the best time to go client side? Wait till I get a promotion or try to switch sooner rather than later?

Looking for candidates interested in an Account Manager job in NYC or Atlanta on the publisher side of the business. DM me if interested.

Anyone else finding it very difficult to get any enjoyment out of account management these days? Any coping tips? I feel like being an account person is especially difficult in the COVID era since so much of what we do is manage communications, ensure the team is set up well etc. None of this feels particularly fun alone staring into the void of Zoom all day ... but the same pressure is still there. I feel like I spend every week counting down to the weekend which kinda sucks.

Account executive here, who has about 5 years of agency experience. Who else is completely over working in advertising and what steps are you taking/planning to make a career move?

Not looking to make a move anytime soon due to covid but am curious to what everyone else is thinking.

Is 7 weeks too early to start thinking I may have made a huge mistake in switching to my current gig? I left the last place because it was overr toxic and terrible W/L balance, for one that seemed to be more “fun” and more realistic hours, only to find that I’ve now been working 12 -14 hours a day and just drowning and feeling like I cannot catch up or catch my breath. Everyone is in the same boat here which is why I’m so overwhelmed so quickly with no support. Is this an immediate red flag?

What is a fair salary increase from AE to account supervisor in NYC (creative agency)? Any tips on negotiating salary with internal promotion/getting what you deserve?

When cold contacting an agency (because the agency doesn’t post jobs online), is it better to contact the head of account mgmt, or the agency’s recruiter?

Right so here’s a bit of a dilemma I work to a much higher standard at home and it’s this high standard that means I’m in line for a promotion. I’ve grown so much and I feel really strong in my role I’m also busier than ever. The problem is we’re going back into the office and I don’t want to go in if it’s just going to be senior management in asking me to get them lunches for client meetings or fetch a glass of water and cutlery for meeting rooms. Definitely not ready to go back to that….

Throughout my career, I have worked at both “traditional” and “digital” shops. My current agency would fall under traditional but also offers digital services. Our process, roles and skillsets seem way outdated but I wasn’t sure if it was just my opinion or if this is just how it works. For example, we have no CTO or tech leads. Our digital producers feel more like project managers than actual producers. Account Management is just traditional, no real digital knowledge. Feels layered and dated.