What is your planned retirement age? I’m going to try to make it to 70

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Hello Folks,

I am working in a mnc company, It's initial phase of my life I am 25 but I made a huge mistake that I started working in stock market when I was 22 and I lost the whole capital I earned in 3 years which I around 7 lac rupees and Found myself completely devasted and alone.
Now I am working on 13 LPA but I don't know how to accept the defeat and move on. I am completely stuck in the situation and Full with regrets also lost my whole self believe n confidence in life to do some. good.

Does anyone think there is long-term viability in Cryptos?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

I grew up poor and was obsessed w financial security. After investing my blood, sweat and tears into my career for years, I’ve decided I don’t care about my career or earnings as long as I have enough to support my family. We are happier than ever making less and saving little. I wasn’t there when my mom was sick and died because I was working and my employer didn’t allow me to be in a mental headspace to be a good person for my family. I can never change that but I can be better going forward.

If you follow the cryptocurrency market, or even have been just taking an interest lately, with the Bitcoin "halvening," you should check out Pi.

If you haven't heard of Pi, it's a new cryptocurrency (like Bitcoin), developed by a bunch of Stanford PhDs. What makes it really interesting is that you can still mine this coin, using just the processing power of your phone, unlike just about every other coin out there. (Contd)

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hi Guys,
Need your advice. I have forgot to enter challan details while filing tax and then e-verified then it return with pay later option, though i had paid the income tax first first hand via pay now option.

Will i get outstanding demand plus need to pay penalty for late payment in this case?
Also when will i receive the outstanding payment notice if it happens?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Can someone please explain to me PwC's 401K policy like I'm a 5 year old? I'm thinking of quitting and not sure what would happen to my 40% vested plan. Would I lose it?

Damn coinbase, I see you ;)

What is a reasonable rent increase %

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Anyone work at Diageo or previously work for them and have a POV on what they're like IE. Culture, work life balance, are they currently on a hybrid working model?

Or is the organization just one to avoid?

I recently transitioned from corporate finance to IA. I have a little bit of downtime. What resources do you recommend to help build my skillset and assist with the transition?

What are the tiers like at bdo in risk advisory? Associate, senior, manager, director, md, partner? Is there a level between manager and director?

Hi All! I am a PM at Cap1. I’ve been managing projects for roughly 6 years off and on. I’ve been thinking about getting my PMP for several years, but have made it a goal this year. I get very overwhelmed with choosing who I should go with for my training course. Does anyone have any recommendations? Thanks!!!

Any VCs hiring an analyst with consulting experience?

I am currently living in London, looking to move abroad to UAE. Has anyone relocated before and do you have any advice?

I’m reviewing contracts, what are some key things I should be looking for? I have the following:
-contract start
-end
- term
- cancellation
- rates

I feel like I’m missing something, any help would be appreciated

Tired of being stressed no wlb. I really want to transition to mission-driven work. I’ve started interviewing with orgs I’m super excited about but pay is much less. How much pay cut is too much?

Hi,
I have been working as accountant for past 10 years at a logistics company. I want to change my route and join different industries for better challenges and opportunities. How can I approach new firms with this single industry background.

Good morning all I hope all is well. So I'm currently a Computer Engineer (Glorified Help desk support) for the MGM Resorts International Corporate IT office here in Vegas.

I currently have a Bachelor's in Computer Science but want to be Cloud Security Engineer. I'm debating whether to go for second bachelors at WGU in Cybersecurity while self studying Cloud certifications, or doing the Cloud Computing while self studying Cybersecurity certifications. Or just go Masters with IT concentration.

Hi Fishes,

Help me choose which will be good for work life balance.
I have 5.7 YoE with experience in Java Spring Boot and Microservices
I got offers from Cognizant, Citicorp Services and Opus Consulting Solutions (All From Pune location). All almost similar in terms of pay.

Please suggest.

Heyy there,

Some advice please on which is a better option

American Express
JP Morgan

Both are offering around same fixed salary.

Field - Java + Microservices
YOE - 8

How is work culture in S&P Global platts segment for Software Engineer II role?
And weekends may not be on Saturday and Sunday?

Hello All,
Small help please. What is expected salary range for principal consultant (BA role) ?
How much can I expect on top of 25L fix pay? Also what principal consultant role is equivalent of in general terms ?

Am not surprised to see so many positive reviews about this company. I was also a victim to them but am glad I was faster than them I notice there is a catch to thief plan after making me depot almost all I have but am glad reaching Hoskey April a revert expert with his assistance I was able to recover my lost of $13,800 I will not be self centered not to share his contact if you can reach Hoskey mailHos key team@ pro ton .me 

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Got a personal email from HR asking to evaluate our executive team’s performance. Thinking this is a no win situation.

1st Job - 90k…. Is this a good salary? Late to the game at 34. Don’t even know anything about personal finance. Basically feeling like an 18 year old over here with no knowledge of how to run my own life. Having to start over after long term controlling relationship where I was left out of all the finance stuff. So I’m lost TBH. Engineering makes sense, managing my money not so much.

Is 290k with 9 YOE considered median TC, per fishbowl standard?

I'm so tired of working. I just want to buy a little place in the country and live a simple life.

At this point in career, would you take a step down in title to grab a transfer opportunity and get out of a toxic work environment ?

Do big4s have any history of offering early retirement packages?

Any one considered doing part time Consulting engagements via Services like MBO, Catalent GLG etc. Seems like a good way to stay in the game earn some extra income but do it on an Ad hock basis.

What age do you plan on retiring?

Has anyone thought about retiring right now? How much would it take you realistically to feel financially secure enough to do it? Age 55 and ready to be done.

I’m 51 and a consultant. Am I too old to be this level. Starting to feel like it.

We are buying a house and my knee jerk response was to look at a 30 year fixed mortgage (because that’s what I’ve always done). I realized last night that a 30 year mortgage might outlast me. Having a bit of an existential crisis now.

I just realised that all the women over 50 in my practice have been "counseled out" (including me) or put on a PIP this year.

Where do you over 50 ladies shop for work clothes? Need a bit if a wardrobe refresh and looking for ideas.

Merry Christmas to you all.

And thank you for the voices of sanity this year!

Anyone else have trouble separating who you are from what you do? I think a lot of our generation built our self identity around our work. If I take my work away, I'm not really sure who I am.

What do you suggest people under 30 do to put a stop to ageism?

Has anyone here been able to recover from career setbacks caused by Dot Com, 9-11, or Great Recession economy? Just turned 40 with 15 years of relevant industry experience, and my Big 4 employer brought me in at a level designed for 25 year-olds. Career progression is apparently based on time in role rather than performance, so I’ll have to spend 8 years climbing back to the level I was at pre-recession. Is there another way, or is my career stuck in neutral?

What are the benefits of a trust in estate planning for a single person with assets around $2m?