What to do with 380K sitting in high yield savings.

I saved my money in high yield savings accounts for ~10 years and landed at ~650k. Bought a home in Beverly Hills a few years ago. A financial advisor told me it was a good idea to keep in savings account since I was hoping to buy a home. Others told me I was stupid and the 650k could have been more. But I have a home now so I guess it was good idea? After I bought my home I also switched jobs and I get paid way more.

Should I be putting my $ somewhere else other than my bank account to save for a house?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Does anybody contribute non deductible $$s to their traditional IRA? Should I or should I not do it?

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Any upcoming areas to buy a investment house in and around Austin Texas

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Guys, what platform do you use to trade US stock?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Will be starting a new Job with Visa (credit card) in western Europe soon as Business Dev Director - I am worried about job security as I have family, mortgage .. how stable is the payments industry

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

If I invest in Eth today, would it be smart? Or should I wait till it cools down?

Can you choose to pick LIFO or FiFO during crypto tax filing team? Coming up on 1 year of buying my first few hundred eth, but want to ensure that I do FIFO to get the lower long term capital taxes

Is now a good time to buy VTI?

I have total 6.3 years of Experience in IT and willing to make a career outside IT in sometime and also not quite interested in pursuing MBA . What are other alternative options I have in india .

Offer from Tech Mahindra Pune
Package : 13 LPA
Profile : Sr. Engineer for Navistar project

current organization Donaldson offering same LPA with Team Lead position for Product management.

Which is good?

Hello all,
Now i am worrying to join nagarro after seeing that people are on bench from last 1-2 months.
I have an offer from optum and nagarro.
Only reason to choose nagarro is WFH.
Am I doing wrong to choose nagarro over optum.

I am Java developer.

Hi! What's the difference between Product Strategy, Corporate Strategy, S&O, and BizOps? Thank you!

Hi any advice for someone who has 1 1/2 year experience in industry and wanting to switch from market access to medical affairs. I'm open to any job opportunities in small or midsize pharma or guidance I have a vaccines and neuroscience background

Hi all,

There is guy living near my place and i find him really attractive. And sometimes I come across him in the gym. But I'm not sure if he likes me or not. How to handle this situation?
Any suggestions?

hello all,
I have joined CTS on dec-2021 ,I have been assigned to a support project i had 2 years of java development experience before joining CTS ,i have asked my reporting manager to provide release from the project but he is denying it now whom should I approach plz provide me your valuable suggestion

Anyone willing to share what WLB looks like at some of the large CROs?

any openings for associate (technology) in pwc..??

2021 FREELANCE RATE THREAD. Let’s share to see how 2021 budgets seem to be. I’ll start, Associate design director, $1200/day

Entry level cloud engineer salary range for ease coast ?

LTI- is Looking for AbInitio.
Primary Skills : Ab-Initio, UNIX Commands, UNIX Shell scripting, Control Center
Experience Required 4+
Candidates who can join in 30 Days, DM me your EmailID

Be honest, do you ghost? It's such a norm now, I don't even feel bad when I do it.

What types of questions do you like to ask candidates during your first initial conversation with them?

Is it as hard to take PTO as people say? I have a couple of long weekend trips planned (covid willing) in May and June, which is right after I start, but have heard that it’s normal to have to cancel plans due to last minute deals coming in. Any tips??

Are recruiters busy on Monday? Waiting for a follow up email....

Is anyone hiring for FDD? I’m a tax Associate with 3 months of experience and am looking for Manager roles. No MM plz

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Do you thank your tenants for paying the rent? A quick thank you text?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??