When people ask how much you’re saving each paycheck/month, are you including your 401k in those numbers? I understand that it’s to see what your total invested is, but at the same time I see it as money I won’t see for years. Want to see others’ view on what you consider to be “savings”

Just checked all the assets and realized we're close to 1M€ net worth. Most of it is on the house, don't feel rich at all.

How to change bank account to receive salry I currently have HDFC want to change it AXIS

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

Are we allowed to prepare taxes for friends/family for a small compensation? 🤔

Worth getting the SPG card for 30k points ($3k spend in 3 months) or hold off until that goes up to 35-40k (will it?)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Use savings to (partially) pay for business school or invest and fully cover via loans?

Pre-tax 401(k) or after-tax...thoughts?

Roth or traditional 401k? I already have some in roth with previous employer.

Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

Newb question: I’ve heard a lot about never selling your BTC and borrowing against it. I like the idea considering I don’t have much. How exactly would that work?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

Compared to DC/NOVA, how's housing market in Chicago?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Hi there. Has anyone here invested in a manual car wash? If so, how profitable is it realistically and also what to look for when buying one? Thanks in advance:)

Hi fishes, anyone here who can refer me for mechanical engineering roles? I'm aero engine design engineer with 10 years experience working at Bangalore right now. Any referral is really nice appreciated. Thanks

Deloitte 🐠, How much revenue do you have to win and manage to make partner?

Any good gyms in the West Village/Soho area (excluding Equinox)

 I heard a commercial on the radio for Verizon that said something to the effect that parents are now learning how to lesson plan. Are any of you off the hook for lesson planning? Just wondering because I’m over here busting my butt!

What is the yearly hike and increments one can expect at opentext??

What are the main factors folks are considering as they make a decision? Solely ranking, money, just curious! Got into two T20 that are very different but see myself at both.

Hi Fishes,
Need 11 likes for DM. Pls help me out & thanks in advance.

I was recently laid off and I am actively search for a new role. I am mainly targeting Business Analyst, ScrumMaster, Product Analyst, roles but I am open to others.

Must be located in Austin, Texas or fully remote.

EXP
5 Mo- Business Analyst 3
1.5 Y- Venture Capital Associate
1.5 Y- Strategic Planning Analyst

Certifications
ScrumMaster
Specialist Accounting and Finance
Specialist Business Intelligence

Contact
737-707-5156
ajaspercannon@gmail(dot)com
www.linkedin(dot)com/in/jcstrategy

What is the salary range for a Product Manager in the Atlanta area? I have 3 years of experience as a Product Specialist and have been offered a Product Manager role but don’t know how much to ask for. It’s in fintech. Any insight is appreciated!

What does it mean when you are in pending status in the Nike app, for a pair of new releases sneakers 👟? New to this

Where do you buy vintage watches?

Aqua terra or datejust 41? I know v different watches but just wanted to get the group think on this

Hi, I am currently working at Bisleri in a quality control role with 6 YOE. My current CTC is very low (4 LPA) and I have not found any motivation or growth in my role since COVID. I'd like to be in the design industry (Graphic Design or UI UI Design). Currently I am freelancing in my spare time. My question to Design professionals is: how feasible will the switch be? Will I be accepted as an intern/junior designer in my early 30s?

Anyone else’s love life so DRY that you find yourself having a crush on an older man at work who is in senior leadership? I keep it professional, but I feel like I’m doing something so bad by having this crush.

I’m a PE ops VP at a larger fund. Currently making $350k cash comp with about $1M carry at work per fund. Realistically, what would I be looking at in terms of cash/carry comp increase if I were to be promoted up one level (one below partner).

audit manager salary in charlotte, nc?

What have you ever ‘borrowed’ from the workplace and never given back?

Have you guys ever suspected someone on your team was involved with insider trading? Or do you just mind your own business 😅

Going into another week, make sure you're taking time to take care of yourself and congratulate yourself for making it in an industry that was never ever meant for us. Just the fact that you're here is an inspiration to those that will come after you!

Anyone have a recommended tax person in Chicago?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

What does 401k mean?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Google stock to buy now or after the split?

Best high yield savings products?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?