Which mortgage company has the lowest rate? What is your rate on your mortgage? Please respond if you have taken a mortgage loan recently! I know some lucky ones locked their rates as low as %3 few years ago, and I’m so happy for y’all. Thank you

I was paid a retention bonus last year which I have to return - couple of questions: Will I get a corrected W2 ? If yes, how much time does it generally to generate a corrected W2? Should I wait for corrected W2 to file the return ? (with the current comp - I owe taxes however with the W2C - I will probably not..) thoughts??

Now that’s what I wanted - good bowl. Come on real estate folks!

I am new to the professional world, but I am confused about where I put my money once I have collected my emergency funds, I do not want to do trading but want to play a long term goal of investing, some good advice please?

Are you investing today?

How is the AMEX account in IBM?

Hi Everyone,

I'm a Software Developer with 6 years of experience. I'm immigrating to Netherlands in few months.

Is 4k Euros per month in hand salary after exclusion of taxes is reasonable to meet the expenses of 3 member family in Netherlands?

Has anyone taken on side gigs here? In transactional real estate and could really use the extra money. I’m in-house and drowning in bills. Where did you post and what kind of insurance did you get?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

What is the best way to handle group financial consolidation in a multinational company?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

MU & OCLR, stock bowl anyone?

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Huge btc short position in market right now, I expect a lot of liquidity issues to come to light soon. Bitcoin should end up below 30k and stay there as new resistance soon. You all doubt my previous posts but all these bumps to 37-39k are fake bounces from retail buying the dip. Defi is gonna unravel. Do you honestly believe the 10-40% defi interest rates were risk free. It’s all paid by stablecoin printing backed by the assumption that crypto prices would keep appreciating

HYSA anyone recommends?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

How many days before onboarding mail came for BOA?

How was your tax season?

To all the post-9/11 veterans, it’s a somber day that unites us all in the reason we fought. It’s easy to forget - especially with the younger generation having 9/11 be a history lesson rather than something they lived through. The waters became muddy with two wars and politicians, but you all stepped up and did your duty. Thank you all for your service, it’s an honor whether we crossed paths or not.

Is a “coffee chat” the same as a first round interview for on-cycle recruiting right now?

I’m on an estrogen patch and I feel like it’s making me really sad. Has this happened to anyone else?

What will be provided in Accenture new joiners kit

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Marketing Career: When should I move to the director level? I have 4-5 years of Growth Marketing experience and my salary is stuck at $100k. I want to make $200k within the next year - what should I do?

My superiors are asking me to contact CEOs of debtors to chase payments. We’re in B2B and payments are usually 30 days or more. As soon as we get someone over that and they don’t provide a payment date, I’m being asked to contact their CEOs somehow and demand payment. I think it’s dumb, will hurt the relationship and I also don’t want to ruin my reputation. Thoughts?

Anyone here a Product Mgr at Cisco? Would like to connect to discuss the hiring process, and get some pointers towards prep

@microsoft folks, any prep advice for a Senior Business Program Manager interview Friday? Especially coming from consulting? Got 3 interviews with people from the team on Friday

I’m a designer in the planning/landscape architecture dept. of a CE firm. Extremely frustrated that after 4+ years and multiple asks, I’m not getting the in-field construction experience I’ve asked for. I know that my designs could be better if I could see how things are actually built but I get slapped in the face with “I need you in the office designing/drafting” or “there’s no budget to have you go out” and then sends an intern to inspect instead. I’m 5 yrs out of college. Any advice?

I know this might not be the place. But I need help to find a driving instructor in Toronto. Please provide names or tips.

Hi! How is everyone holding up?

Hi Fishes,

Can anyone refer me for FDD roles?
Current working with EY GDS with 1.7 years of experience.

Trigger: rare illness post birth

Just sharing that I was diagnosed with postpartum preeclampsia 3 days after giving birth despite not having risk factors or preeclampsia in my pregnancy. Sharing as I had absolutely no idea about this illness.

Main things to do are check your BP everyday at least the first ten days after you give birth, and go to hospital if it's very high (over 160/110). If you get severe headache or stomach ache then also be vigilant.

Happy to answer any questions!

Trying to Carpe the Diem but the day is seizing me.

Content specialist with 3.5 years experience in diverse industries. Currently working for a consulting in market research. Losing my potential and mental health to the company’s toxic culture, I can’t be the one man army for my team.

Any referrals would be highly grateful!

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Any recommendations for buying agents in Massachusetts?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Any recommendations on a good water softener system (4 people)?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Thinking about using my VA loan in a few years. Any advice?

Is buying fancy condos with high HOA(>$1k) worth it?

How much is 2k a month for a house payment? What size loan would I be able to get?