With 130k annual Income, is it wise to buy an house worth 600k with 60k as low payment.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Anyone buying calls today ahead of JPow likely printing more money again tmrw at 9 EST?

Making $37 hr full time with benefits. Chattanooga Tennessee

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

What is the *prime* amount of money to bring you happiness?

Guys ..
When will final settlement take place? What will be the components of it?

Damn coinbase, I see you ;)

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Pick of the day, stock: happiest mind
Check out return. Pick for long term investment.

Porsche IPO worth buying now amid market and economy turbulence?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Hi Folks,
Few days back,I have received BGV mail from Oracle India, Can I expect the offer letter soon (or) it will be released post completion of BGV?

Hi All

I am having 2.7 years of experience and looking for a functional testing role
Can someone please refer me in Oracle??

Tools: Siebel CRM, Jira, Bugzilla, HP- ALM
Skills : System Testing, Regression Testing, Brm testing

Please help

Due for a new mobile phone. Get a 6s or wait for a 7?

After a year using my home office setup, especially the 27 inch monitor, how can I ever go back to the traveling life with tiny laptop screen? 😔

I’m a PV consultant, typically coming in as interim Heads of PV and helping clean up disasters. Considering going back into Pharma- what si the base salary of a Head of PV typically? I currently command $250-300 per hour

I’ve long disliked the term ethics. Definitions of ethics all refer to morals. Morals are very personal and vary a lot from person to person, culture to culture. Law is how we as a society express our preferences and impose rules and restrictions on ourselves. So the question should never be about whether companies can be ethical. What does that mean? One person thinks eating meat is unethical, another thinks it’s perfectly ethical. Companies should focus on complying with the law.

I tutor ESL after school and recently switched over to Zoom. Students are stating that they are unable to annotate. I’ve read that this is common for Chromebook users. Does anyone know of a way to bypass this and/or any video/picture tutorials? Otherwise, it looks like we’ll just have to add an additional open tab with a google share doc. Many thanks in advance for any guidance you can provide.

ZS (strategy insights & planning) or Putnam or CV?? Taking into consideration culture, long term earning potential and exit opps

Hello, I’m currently looking for a non clinical position in the Charlotte area, more in the public health field. Does anyone have any referrals or info on any jobs?

How much is my eye Dr. paying the general manager

Airbnb/hotel recommendations at Brussels and Amsterdam

How is Job Security at Capco?

McKinsey process be like:
-Recruiter screen
-Alumni case
-2 EM interviews
-2 Partner interviews
-90 seconds try again next year call with recruiter 😂😂

Hi Fishes, this is my first post. I have about 3.5 YOE in Pharma competitive intelligence. What is the average pay for my level of experience? Also which are good companies to work in Bangalore for CI/consulting in Pharma space?
Thanks!

What are the leaves policies in Accenture we have ? Can anyone share the leave calendar for this year in Accenture

While this bowl grows, I thought I’d have a question to kick things off:

Why did you leave consulting? What do you do now? How did you make the switch (upskilling, referrals, etc)? Pros/Cons?

I am 7yrs into fed gov consulting after a postdoc at NIH (PhD, MBA), not doing LiSci work which I misses. Recently moved away from DC and want a change in career - can someone told me more about the career trajectory of CI? Is it join the firm and “climb the corporate ladder”? Thanks!

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Can I get a commercial loan without 25% down?

Is it common for HOA to ask you to prove your car registration is up to date?