Would you recommend an associate making 90k base in NYC prioritize maxing out their 401k and Roth IRA even if it means they won't save beyond that? Assume debt has been paid off and 3 month emergency fund in savings

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Is there any bowl that discusses crypto investments?

I am plat exec on AA and wife wants to purchase ticket to Europe (traveling alone). Any benefits of booking it through my account (and assigning her FF#) or none?

My work doesn’t require us to be licensed in a particular state (i am licensed in my home country) - International Arbitration. What are the obvious benefits of getting licensed in New York?

Decided to payoff my mortgage.

Anyone any advice how / where to get tested for ADHD in NYC? I received a lengthy list of providers from my health insurance (UHC) but either can’t reach anyone or they tell me they only do therapy and no testing.

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

What is a reasonable rent increase %

Hey Y’all My name is Michelle. I currently reside in Berryton Kansas. I have been self employed in healthcare agency work as well as leadership building operator/LTC/Rehab/ALF/Whole food nutrition marketing/sales. Minimal experience in the IT digital marketing and social media But I can learn, I’m out going No issues with positive conversations or redirecting Long history of increasing census rapidly/stabilizing, conducting building site visits etc….Remote/Relocation considered WHOS HIRING???

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

Did you watch 60 minutes section about student loan forgiveness? I am in my 8th year of teaching and this news of 9 out of 10 getting declined for approval of the Publc Service loans concerns me. There's no way that I will pay this off before retirement , and now to hear about the confusing rules. What do you think?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Does anyone actually enjoy working on decks? Yes? What's your secret?

Consultants, would you join the Fed is given the opportunity?

Does anyone knows the salary for a Senior Analyst at J&J?

Going to an office to meet the team and see the office after being offered a position. After much thought I think it is best to stay at my current position for now. How do I go about declining an offer/ask for a day to think about it?

What is the standard billing for a surgical PA? 20% of what the MD is billing? Does anyone know?

No one is active in this bowl. Idk why are they here. No body responds to anything ux related

Interviewing for Cyber Sec role. At very beginning they ask salary exp. I said usual way to postpone that question, and to figure out their range for role. On final interview and I mentioned 85-95k and they said it’s on the lower end for role…. Did I lowball myself?

Couldn’t get more info about sign on bonus, etc

Hi 🐟,
I carry 7.5 yrs experience with a mix in B2B enterprise sales and E-commerce sales (own, 3rd party). Request you let know / refer any opportunities available in startups/otherwise.

Do you think Ellen Degeneres will have a comeback?

Is it worth moving to Germany for 60,000 euros per annum job from a BIG4 with 16LPA INR ? I'm single not married yet.

Some of us here have expressed interest in self improvement. Drop your favorite books/podcasts below!

Books: Letting Go by Michael R Hawkins; The Body Keeps the Score by Bessel Van Der Kolk

Podcasts: Unlocking Us by Brene Brown

Can someone explain American EQM to me? I feel so dumb not understanding it lol

Hi All

Looking for recommendations for the SHRM-SCP exam; going the self study route…thanks

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

HYSA anyone recommends?

Thoughts on XT?

Dead cat bounce

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Anyone know if Deloitte allows for a mega back door Roth? How would I confirm/ do this?

What is the best platform for cryptocurrency?

My company matches 3%. Is that low or on par?

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Any good ETFs to invest Roth into?

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

I have a friend trying to talk me in to an IUL instead of a 529 for my kids. (My kids have 529s and that’s what I intend on staying with.) Am I missing something? Can someone dumb it down for me why IUL is a bad idea (if it is, in fact, a bad idea). Is there any reason to have both? Her main reason is that 529 counts as income and IUL doesn’t and can also serve as a retirement plan. Help, wise ones!

Such a Boring session today! 30 mins left. Any drama big movers?

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.